General Updates

July 03, 2026 Ref.: SSFB/CS/27/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Phiroze Jeejeebhoy Towers, Block G, Bandra Kurla Complex, Dalal Street, Bandra (E), Mumbai - 400051 Fort, Mumbai - 400 001 Symbol: SURYODAY Scrip Code: 543279, 960033 Dear Sir/Madam, Sub: Disclosure under Regulation 30 read with Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) - Communication to the Shareholders of Suryoday Small Finance Bank Limited (the “Bank”) - Intimation of Tax Deduction on Dividend In continuation to the earlier intimations made by the Bank vide Letter dated May 07, 2026 and June 25, 2026, the Bank has fixed the “Record Date” as Friday, July 17, 2026, for the purpose of determining the entitlement of the Members who will be eligible for the final dividend (as recommended by the Board and intimated to the Exchanges vide letter dated May 07, 2026), if approved by the Shareholders at ensuing 18th Annual General Meeting (“AGM”) of the Bank, pursuant to Regulation 42 of SEBI Listing Regulations. The payment of dividend, if approved/ declared by the Shareholders at ensuing AGM, shall be subject to deduction of tax at source, as applicable and will be distributed amongst the eligible Members as per prescribed timeline. Pursuant to the provisions of the Income Tax Act, 2025 (as amended by Finance Act, 2026) and the Rules framed thereunder, dividend paid or distributed by the Bank shall be taxable at the hands of the Shareholders. In this regard, we are enclosing herewith an e-mail communication being sent to all the Shareholders of the Bank, whose email IDs are registered with the Bank, Registrar to an Issue and Share Transfer Agent (“RTA”), or Depositories, setting out the process to be followed in relation to the applicability of tax deduction at source and the formalities to be complied with by the Shareholders to enable appropriate deduction of tax on the dividend, if declared and payable during Financial Year 2026–27. This intimation will also be made available on the Bank's website at https://suryoday.bank.in/investor- corner/#disclosure-to-stock-exchanges . The above is submitted for your kind information and appropriate dissemination. Thanking You, Yours truly, For Suryoday Small Finance Bank Limited Krishna Kant Chaturvedi Company Secretary & Compliance Officer Encl.: As above SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG SURYODAY SMALL FINANCE BANK LIMITED [Corporate Identity Number: L65923MH2008PLC261472] Registered Office: Unit no.1101, Sharda Terraces, Plot No. 65, Sector 11, CBD Belapur, Navi Mumbai - 400 614 Corporate Office: 7th Floor, Tower No. 1, Seawoods Grand Central, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai - 400 706 Tel No: +91 22 41856700, Website: https://suryoday.bank.in/ Email ID: company.secretary@suryodaybank.com GSTIN NO: 27AAMCS5499J1ZG Date: July 03, 2026 THIS COMMUNICATION IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION Ref: Folio / DP Id & Client Id No: 1208160175095280 Name of the Shareholder: SONI . Dear Member(s), Subject: Intimation regarding Deduction of tax at source/withholding tax on dividend under relevant provisions of the Income Tax Act, 2025 - Final Dividend for the Financial Year 2025-26 We are pleased to inform you that the Board of Directors of Suryoday Small Finance Bank Limited (the "Bank"), at its meeting held on May 07, 2026, has recommended a final dividend of Rs.1.50 per Equity Share of face value Rs. 10/- (Rupees Ten only) each fully paid-up (i.e., 15% of the face value) for the Financial Year ("FY") ended March 31, 2026, subject to approval by the Shareholders at the ensuing 18th Annual General Meeting ("AGM") of the Bank to be held on Thursday, August 06, 2026. The aforesaid dividend, if declared by the Shareholders at the 18th AGM shall be paid to the Shareholders within 30 days from the date of approval/ declaration by the members of the Bank in the ensuing AGM i.e. on or before September 05, 2026. The Record date fixed for determining the entitlement of Members to the Dividend for FY ended March 31, 2026, is Friday, July 17, 2026. Pursuant to the provisions of the Income Tax Act, 2025, as amended by the Finance Act, 2026 (the " Act") and the Rules framed thereunder, dividend income is taxable in the hands of the Members, therefore, the Bank shall be required to deduct tax at source ("TDS") at the rates applicable or Tax treaty, at the time of making payment of the dividend. The TDS rates would vary depending on the residential status and classification of entity (Individual, Firm, Company, HUF, or Trust), based on the PAN details registered with the Depositories (i.e. NSDL/CDSL) or with the KFin Technologies Limited, the Registrar and Transfer Agent ("Kfintech" or "RTA") of the Bank. Further details in this regard are provided hereunder: Section A: For All Shareholders All the Shareholders are requested to ensure that the details such as Permanent Account Number ("PAN"), residential status, category of shareholder (e.g. Domestic Company, Mutual Fund, Insurance Company, Foreign Company, Individual, Firm, Limited Liability Partnership ("LLP"), Hindu Undivided Family ("HUF"), Foreign Portfolio Investor ("FPI"), Foreign Institutional Investor ("FII"), Government (Central / State Government), Trust, Artificial Judicial Person, Association of Person ("AOP"), Body of Individual ("BOI"), Alternate Investment Fund ("AIF") - Category I, II or III, etc.), email id and address are updated, in their respective demat account(s) maintained with the Depository Participants. Please note that the above details, in case you have already registered either with the Bank/ RTA and are available in the Register of Members/Register of Beneficial Ownership maintained by the Depositories as at Friday, July 17, 2026, shall be relied upon by the Bank / RTA for the purpose of determining entitlement and complying with the applicable TDS/ withholding tax provisions in respect of payment of dividend. SECTION B: TDS PROVISIONS AND DOCUMENTS REQUIRED, AS APPLICABLE FOR RELEVANT CATEGORY OF SHAREHOLDERS: TDS rates for various categories of Shareholders along with required documents are provided below. Shareholders are requested to take note of the TDS rates and documents, if any, required to be submitted to the Bank for their respective category, in order to comply with the applicable TDS provisions. This communication provides a brief of the applicable TDS provisions under the Act for Resident and Non- Resident Shareholder categories. 1. FOR RESIDENT SHAREHOLDERS Tax is required to be deducted at source under Section 393(1) Table Sl. No. 7 of the Act at the rate of 10% on the amount of dividend, where shareholders have registered their valid PAN. In case, shareholders do not have PAN or have invalid PAN or have not registered their valid PAN details with their Depository Participant / the Bank's Registrar and Share Transfer Agent or shareholder's PAN is not linked with Aadhar, TDS at the rate of 20% shall be deducted under Section 397(2) of the Act. a. Resident Individuals No tax shall be deducted on the dividend payable to resident individuals if: 1. Total dividend amount to be received from the Bank during the Tax Year ("TY") 2026-27 does not exceed Rs. 10,000/- in accordance with Section 393(4) Table Sl. No.10 or 2. The shareholder provides Form 121 (applicable to resident individuals / including Individuals above the age of 60 years), provided that all the required eligibility conditions are met. 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