Please find attached Investor Presentation for the Quarter ended June 30, 2026 (Q1FY27)

MONEYBOXX FINANCE LIMITED CIN L30007DL1994PLC260191 Registered Office:523-A, Somdutt Chambers-II, 9, Bhikaji Cama Place, New Delhi-110066, lndia Tel: 01145657452 E-mail: info@moneyboxxfinance.com Website: www.moneyboxxfinance.com Date: August 12, 2026 National Stock Exchange of India Limited, BSE Limited Exchange Plaza, Bandra Kurla Complex, Phiroze Jeejeebhoy Towers, Bandra East, Dalal Street, Mumbai 400 051, India Mumbai 400 001, India NSE Symbol: MONEYBOXX Scrip Code: 538446 Subject: Investor Presentation Dear Sir/Madam, Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and in terms of other applicable laws, if any, please find herewith the Investor Presentation of the Company for the Quarter ended June 30, 2026 (Q1 FY27). The aforesaid intimation is being made available on the Company's website at www.moneyboxxfinance.com. Kindly take the above intimation on record. Thanking you, For Moneyboxx Finance Limited Lalit Sharma Company Secretary Corporate Office- Block A, DLF Building 8, 4th Floor, DLF Cyber City Gurugram, Haryana-122002 Head Office- 411A, Kanakia Wallstreet, Chakala, Andheri Kurla Rd, Andheri (East), Mumbai - 400093 MONEYBOXX FINANCE LIMITED Empowering MSMEs in Semi-urban & Rural India Investor Presentation Q1 FY27 MONEYBOXX FINANCE LTD 1 Disclaimer This document may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, the Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this document. The Company assumes no obligation to update any forward-looking information contained in this document. Any forward-looking statements and projections made by third parties included in this document are not adopted by the Company and the Company is not responsible for such third party statements and projections. Maps used in the document are not to scale. All data, information and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness. MONEYBOXX FINANCE LTD 2 Q1 FY27 – Business Update New Products: Launched Renewable (Solar) Loans in Q1; Digital Loans to commence in Q2 • FY27 Target (Solar): 10% of AUM from Solar Loans; INR 10 crore+ in Solar AUM (Jul’26) • Enabling MSME solarization in Bharat: Decentralized Renewable Energy Livelihood & Rooftop Solar • Strategic partnerships with leading OEMs and Global Climate Foundations Focus on upper tier of Small & Micro enterprise segment • Target customer: Secured Business loans (ATS ₹ 10 Lakhs) with strong credit profile (650+ bureau score) • Secured book comprised ~75% of AUM as of Jun’26 (49% Jun’25); targeting ~80% by Mar’27 (incl. guarantee programs) • Higher secured book to support AUM growth, asset quality, and improve opex efficiency Leveraging emerging technologies in lending • In-house LOS (Moneyboxx One) rolled out in May’26, to drive efficiency, TAT and foster vendor partnerships • ML and AI-supported underwriting (Cattle AI) • Digital processes & mobile apps for collections (MBCollect) Strong financial position • GNPA reduced to 0.73% (Jun’26) from 3.59% (Mar’26) • Continued support from existing lenders and growing access to debt capital markets with NCD issuances Strong growth outlook • National franchise with presence in 12 States • Proven scalability and ‘phygital’ branch model MONEYBOXX FINANCE LTD 3 Strategic Transformation MONEYBOXX FINANCE LTD 4 Disbursements: Shift towards higher ticket secured lending to strong borrowers Increasing share of Secured disbursements Increasing disbursements 5+lakh ticket size Increasing 650+ credit score customers Disbursement by Product (% share) Disbursement by Ticket Size (% share) Disbursement by Credit Score (% share) 0.5% 2.4% 87% 2.7% 4.4% 8.4% 14.2% 10.3% 23.9% 27.6% 34.5% 67% 23.3% 53.3% 50.2% 51% ~70% 48.2% 49% 95.1% 35.6% 47.5% 87.3% 62.5% 22.0% 18.3% 11.6% 8.1% 13% 29.9% 22.0% 23.1% 16.3% 16.8% FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 Secured Unsecured Up to 5 Lakhs 5-10 Lakhs 10+ Lakhs NTC Below 650 650 - 749 750 & above MONEYBOXX FINANCE LTD 5 AUM mix: Increasing secured (~75% with FLDG), higher ticket & high credit score customers AUM grew 5% YoY ex-ARC Increasing Secured AUM Increasing focus on 5+ lakh loan ticket size Increasing 650+ credit score customers AUM by Product (₹ Crore) AUM by Ticket Size (% share) AUM by Credit Score (% share) 893 0.4% 1.8% 4.2% 8.1% 2.9% 6.2% 832 8.9% 11.1% 15.1% 17.2% 730 17.8% 31% 20.8% 53.1% 51.9% 5% 6% Unsecured ~67% AUM 50.5% 49.8% backed by First Loss 95.4% Default 89.3% Guarantee 74.1% 68.1% 22.0% 19.5% 63% 69% 14.6% 13.7% 22.0% 22.3% 19.8% 19.3% FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 Secured Unsecured Up to 5 Lakhs 5-10 Lakhs 10+ Lakhs NTC Below 650 650 - 749 750 & above MONEYBOXX FINANCE LTD 6 Technology Moat for Scalable Growth In-house Loan Origination System: Moneyboxx - ONE Built, Owned, Controlled by Moneyboxx; Live since May’26 Unique Cattle Identification Seamless Digital Experience Automation & Workflow Agility Guided workflows, progress tracking, and Configurable workflows with automated KYC, real-time support account aggregator, and bureau integrations Cattle AI Real-Time Visibility & Analytics Secure & Scalable Operations Proprietary Underwriting Dashboards for disbursements, productivity, Fraud controls, geo-tagging, tamper AI driven Reducing Loan TATs, and portfolio metrics detection, and audit-ready processes Lead scoring: Processing Boosted Approval Time Precision Full Ownership Live in Production and reduced No vendor dependency, complete control Deployed across branches, integrated with manual screening over data, workflow & roadmap underwriting & collections by 30% to 40% Built, Owned, Controlled by Moneyboxx Fraud Reduction: Field Productivity: Automated Better agent detection of mismatches efficiency and (cattle dedupe checks) faster disbursals reduction of fraud MONEYBOXX FINANCE LTD 7 Company Overview MONEYBOXX FINANCE LTD 8 Who we are – Moneyboxx Finance Limited Empowering MSMEs in Semi-urban & Rural India Fast-growing, tech-driven, impact focused NBFC AUM approaching INR 1,000 crore (INR 832 crore as on Jun’26) Business loans of ₹ 1-25 Lac in semi-urban and rural India MISSION STATEMENT Gained national presence in 7 years with presence in 12 states (Jun’26) To deliver easy, cost-efficient and technology driven financing solutions to aspiring microentrepreneurs Driving Financial Inclusion Empowering small and micro entrepreneurs Enabling 2x growth in disposable income of borrowers in 3 years Beyond-lending impact initiatives Proven and scalable business model Period ending Mar’22 Mar’23 Mar’24 Mar’25 Mar’26 VISION STATEMENT Branches 30 61 100 163 156 States 5 6 8 12 12 To be “The Lender of Choice” for deserving microentrepreneurs in India AUM ₹ Crore 121 344 730 927 893 MONEYBOXX FINANCE LTD 9 Successfully scaling up operations Today we are… 149 Branches ~ 43k Live accounts ₹832 crore AUM ₹ 2,320+ crore 75% Secured Book* Cumulative Disbursements CRISIL BBB/Stable Average Ticket Size (Q1) IND BBB/Stable 34 Lenders 1,74 [Showing first 8,000 characters — download PDF for full document]