Investor Presentation

Date: August 12, 2026 The General Manager, The Manager, Listing Department, Listing & Compliance Department Bombay Stock Exchange Limited, The National Stock Exchange of India Limited P.J. Towers, Dalal Street, Exchange Plaza, C-1, Block G, Bandra Kurla Mumbai – 400 001 Complex, Bandra East, Mumbai – 400051 Scrip Code: 531449 Symbol: GRMOVER Subject: Investor Presentation for the Quarter ended June 30, 2026 Dear Sir/Madam, In Compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find herewith the attached Investor’s Presentation on unaudited Financial Results of the Company for the quarter ended June 30, 2026 The above information is also available on the website of the company at www.grmrice.com. You are requested to kindly take the same on your record. Kindly take the same on your records. For GRM OVERSEAS LIMITED Sachin Narang Company Secretary & Compliance Officer Membership No.: 65535 GRM Overseas Limited Q1 FY27 Investor Presentation Aug 2026 BSE:531449 |CIN: L74899DL1995PLC064007|www.grmrice.com Safe Harbor This Presentation and the accompanying slides (the “Presentation”), which have been prepared by GRM Overseas Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering Document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from this Presentation is expressly excluded. This Presentation contains certain forward-looking statements concerning the Company’s future business prospects and business profitability, which are subject to a number of risks and uncertainties and the actual results could materially differ from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in earnings, our ability to manage growth, competition (both domestic and international), economic growth in India and abroad, ability to attract and retain highly skilled professionals, time and cost over runs on contracts, our ability to manage our international operations, government policies and actions regulations, interest and other fiscal costs generally prevailing in the economy. N The Company does not undertake to make any announcement in case any of these forward-looking statements become materially incorrect in future or update any forward-looking statements made from time to time by or on behalf of the Company. Contents Q1FY27 Financial Highlights Company Overview Strategic Roadmap India Business International Business Historical Financial Highlights Q1FY27 Financial Highlights Key Financial Highlights Figures in Rs. Crores Domestic Revenue Total Income * Export Revenue 427.0 215.1 334.4 202.0 116.0 93.0 Q1FY26 Q1FY27 Q1FY26 Q1FY27 Q1FY26 Q1FY27 EBITDA & EBITDA Margin (%) PAT & PAT Margin (%) 9.5% 8.4% 5.7% 5.0% 70 60 60 50 36.0 40 31.6 40 30 19.0 21.4 .o 10 Q1FY26 Q1FY27 a Q1FY26 Q1FY27 Consolidated Financials * Total Income includes other operating income and other income Q1FY27 Income Statement Figures in Rs. Crores Particulars Q1FY27 Q1FY26 YoY (%) FY26 Revenue from Operations 426.5 326.8 30.5% 1,769.2 Other Income 0.5 7.7 36.7 Total Income 427.0 334.4 27.7% 1,805.9 EBITDA 36.0 31.6 13.9% 127.0 EBITDA Margin % 8.4% 9.5% 7.0% Depreciation and Amortization Expense 1.0 0.8 3.5 Finance Cost 5.1 5.4 22.7 PBT 29.9 25.4 17.8% 100.7 Tax Expense 8.5 6.3 24.7 PAT 21.4 19.1 12.1% 76.0 PAT Margin % 5.0% 5.7% 4.2% g Cash Profit 22.4 19.9 79.5 Consolidated Financials Company Overview GRM at a Glance An enduring legacy of A Prominent Food FMCG Advanced Growing Domestic An Expansive over 5 Decades, player, boasting a Manufacturing Presence through a International Reach, originating in 1974 Widespread Footprint Facilities with an diverse selection of offering a varied range in both domestic and annual production staples and new-age of products in more global markets capacity of 4,40,800 products tailored for than 55+ Countries MT of rice contemporary worldwide consumers Page No. 8 Proven Track Record Transformation from a Rice Trader to one of Evolved into a prominent Food FMCG player the leading Rice Processor in India 1974 2019 2020 2026  Established as a partnership firm "Garg Rice & General mills“  Set-up a subsidiary “GRM Foodkraft Private Limited” to specifically focus on the domestic market through 10X brand  First Rice Milling Plant established in Panipat (Haryana)  Launched varieties of Packaged Basmati Rice under "10X" brand in domestic  Engaged in the processing of rice for sale in the Domestic market market  Production capacity doubled by establishing another Plant at Panipat  Tie-up with major companies like Jio Mart, Walmart, CityMall, DealShare, Udaan & setting up FMCG distribution  Entered into the International market by exporting to Saudi Arabia & other Middle East countries  Launched India's best basmati rice variety "Zarda King Golden Sella Basmati Rice“  Set-up subsidiary in UK & launched basmati brand ‘Himalaya River’ &  Introduced “10X Classic Chakki Fresh Atta, & Edible oil” in Domestic Market ‘Tanoush’ in Europe & Gulf Counties through big stores like ASDA, Walmart, Carrefour, Tesco  Launch of 10X Ventures, to drive growth by investing in Digital-First New Age D2C brands and raised Rs. 136 crores for further expansion  Acquired a manufacturing facility in Gandhidham, Gujarat to cater to export market & for private labelling  Acquisition of 44% stake in digital-first coffee brand, Rage Coffee Strong Financial Profile Rs. 1,806 12.6% 20.2% 0.6 x A (Stable) Crores N Return on Equity - Return on Capital LT Credit Rating Debt-to-Equity g a FY26 Employed - FY26 from Acuite P FY26 Total Income Ratio – FY26 Business Synopsis Figures in Rs. Crores GRM Overseas Ltd International Business India Business Consolidated GRM Overseas Ltd GRM Foodkraft Pvt Ltd Standalone entity Subsidiary (91.48% shareholding) Own Brands 5% | Private Label 95% Basmati Rice Own Brands 100% Consumer Staples Rice | Atta | Edible Oil GRM International Holdings Ltd, UK GRM Fine Foods Inc, USA Own Brands * Balance constituted by revenue from other unbranded products Advanced Manufacturing Capabilities Annual Production Capacity - 440,800 MT Panipat Naultha Gandhidham (Haryana), (Haryana), (Gujarat), Domestic Market Domestic Market Export Market Levers to achieve this growth: Production & Processing Facility GMP Certified ISO 22000.2005 Kosher Certified  3 Milling Plants: 550 MT per day  9 Sortex Plants: 1,400 MT per day BRC [British Retails US FDA Safe Quality Feed Certified Consortium] Certified Certification (which includes HACCP) Warehousing Facility  1.75 lakh square feet Space adjacent to the Kutch-Gujarat Factory Organic Certification 1  Facilitating Speedy Shipments from Kandla and Mundra Ports GRM has tied up with 10 third-party manufacturing units across 5 states with an installed capacity to 4,800 MT of Atta and 4,000 MT of Edible Oil per month Management Team Atul Garg Mamta Garg Vedant Garg Chairperson & Executive Director Chief Financial Officer Managing Director • 20+ years of experience • 5+ years of experience • 5+ years of expe [Showing first 8,000 characters — download PDF for full document]