Outcome of Board Meeting

GIC HOUSING FINANCE LTD. GICHF/SEC/2026-27 August 12, 2026 To, To, BSE Limited National Stock Exchange of India Limited P.J. Towers, ‘Exchange Plaza’, C-1, Block G, Dalal Street, Bandra-Kurla Complex, Bandra (E), Fort, Mumbai – 400 001 Mumbai - 400 051 Scrip Code(s): Scrip Code: GICHSGFIN Equity – 511676 NCD – 976182, 976945, 976944, 977277, 977579, 978009 CP – 731198, 731766, 731787,731886, 731962, 732053, 732160, 732236 Dear Sir, Sub.: Outcome of Board Meeting dated August 12, 2026 under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations, 2015”). (Meeting Start time – 1:38 P.M.; Meeting End time – 04:36 P.M.). Ref.: Our earlier letters dated June 23, 2026 (Intimation for Trading Window Closure), July 31, 2026 and August 08, 2026 (Intimation of Board Meeting). We wish to inform that the Board of Directors of our Company in its meeting held today, i.e., Wednesday, August 12, 2026, has inter-alia considered and approved the following – 1) Statement of un-audited standalone and consolidated financial results along with limited review reports issued by Statutory Auditor of the Company for the first quarter ended on June 30, 2026 (enclosed as Annexure-A). Additional information in compliance with chapter V of the Listing Regulations is enclosed as Annexure-B. 2) Approval for Appointment of - a) Shri Hitesh Joshi (DIN: 09322218) (Non-Executive Director) as Chairman of the Board. b) Smt. Arumugam Manimekhalai (DIN: 08411575) as an Additional Director (Non- Executive- Independent Director) for a first term of 5 consecutive years with effect from September 26, 2026 subject to the approval of the shareholders. c) Shri Mahesh Matta – Senior Vice President as Senior Management Personnel (Head- Treasury) of the Company. Brief Profile of Directors and Senior Management Personnel and other details as per SEBI Master Circular No. SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 are enclosed as Annexure – C. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com GIC HOUSING FINANCE LTD. 3) Approved Material Related Party Transactions with Promoter Group Companies upto an aggregate limit of Rs. 1,000 Crores subject to approval of shareholders. 4) Postal Ballot Notice seeking approval of the members for appointment of Smt. Arumugam Manimekhalai (DIN: 08411575) as Non-Executive Independent Director of the Company and Approval for Material Related Party Transactions with Promoter Group Companies upto aggregate limit of Rs. 1,000 Crores. This intimation letter as Outcome of Board Meeting along with the necessary annexures is being made available on the Company's website at www.gichfindia.com. The Unaudited Standalone and Consolidated Financial Results for the first quarter ended on June 30, 2026 will also be published in the newspapers as prescribed under the Listing Regulations. Please note that as per SEBI (Prohibition of Insider Trading) Regulations, 2015 read with the provisions of the Company's Code of Conduct for Prohibition of Insider Trading, the "Trading Window" for dealing in securities of the Company (for all our Directors, Promoters, Designated Officers, Connected Persons and their immediate relatives) will open from Saturday, August 15, 2026. This is for your information and record purpose. Thanking you, Yours faithfully, Raj Gor Group Head & Company Secretary Encl. a/a Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com Annexure A CIC HOUSING FINANCE LTD. GIC HOUSING FINANCE LTD. CIN: L65922MH1989PLCOS4583 Regd. Office: 6th Floor, National Insurance Building, 14, Jamshedji Tata Road, Churchgate, Mumbai -400 020. Statement of Unaudited Standalone Financial Results For the Quarter Ended June 30, 2026 (" in Lakh) Quarter Ended Year Ended Sr. 30-06-2026 31-03-2026 30-06-202S 31-03-2026 Particulars No. (Audited) ' (Reviewed) /refer note 8) (Reviewed) (Audited) 1 Revenue from operations (i) Interest Income 26,428 26,906 26,239 1,06,325 (ii) Dividend Income . . 15 (iii} Fees and Commission Income 98 162 99 544 (iv) Other Operating Income 148 202 198 1,339 Total Revenue from operations 26,674 27,270 26,536 1,08,223 Other Income 58 74 7 99 Total Income 26,732 27,344 26,543 1,08,322 2 Expenses (i) Finance Cost 17,298 16,835 17,312 68,699 (ii) Net Loss on De-recognition of Financial Instruments under Amortised Cost Category 45 47 19 131 (iii) Impairment of Financial Instruments, including write-ofi (refer note 6) 3,249 (482) 7,797 6,852 (iv) Employee Benefits Expenses 2,145 2,334 1,795 8,334 (v) Depreciation & Amortisation Expenses 379 278 254 1,096 (vi) Other Expenses 1,847 2,005 1,406 7,333 Total Expenses 24,963 21,017 28,583 92,445 3 Profit before exceptional items and tax (1-2) 1,769 6,327 (2,040) 15,877 4 Exceptional items . . 5 Profit before tax (3--4) 1,769 6,327 (2,040) 15,877 6 Tax expense (i) Current Tax 915 1,110 900 3,860 (ii) Deferred tax (Net) (98) (41) (3,675) (3,332) (iii) Tax of Earlier Period (Net) (52) (100) (100) 7 Net Profit for the period (5-6} 1,004 5,358 735 15,449 8 Other comprehensive Income A. Items that will not be reclassified to profit or loss (i) Remeasurement Gain/ (Loss) on defined benefit plan 108 87 12 7 (ii} Net Gain on equity instrument designated at FVTOCI - 1,064 11 1,246 (iii) Income tax relating to items that will not be reclassified to profit or loss (27) (130) (6) (156) B. Items that will be reclassified to profit or loss Total other comprehensive Income (A+B) 81 1,021 17 1,097 9 Total Comprehensive Income (7+8) 1,085 6,379 752 16,546 10 Paid up Equity Share Capital (Face value" 10/·I 5,385 5,385 5,385 5,385 11 Reserves as at 31st March . 2,05,176 12 Earning Per Share (EPS) on Face Value<: 10/- Basic and Diluted Earning Per Share (Face value" 10/-) 28. i l~G F11v.. 1.86 9.95 1.36 (The EPS for the Quarters are not annualised) .,~-~ ·\)'Y. ; :'l. MUMBAI "•'~ {) GIC HOUSING FINANCE LTD. Notes to Standalone Financial Results: 1 The above unaudited standalone financial results have been prepared In accordance with and comply In all material aspects with the lndlan Accountlna Standards rind AS'") as prescribed under searon 133 of the Companies Act, 2013 read with Companies (lndfan Accountlna Standards) Rules, 201S (u amendf'd) and other accountlna principles a:enerally accepted in India and in compllance with Rqulatron 33 and Regulation 52 of the SE&I (Listing Oblrgatfons and Dlsclosure Requirements} Regulations, 201S, as amended. The mafn businen of the Company 1$ to provide loims for purchase or construction of re-sldentlal house.s. All other activities of the Company revolve around the main business and a«:ordincty there are no separate reportable segment$, as per the Ind A.S 108-Operatrne Sqments. There are no loans transfeTred I acquired durine the quarter ended June 30, 2026 under the Reserve Bank of lndla (Non-Bank.inc Financial Companies -Transfer and Distribution of Credit Risk) Directions, 2025 • RBI/ DOR/2025-26/352, DOR.STR.REC.271/21.04.048/ 2025•26 d•ted Nov,mber 28, 2025, 4 Information H required by Reeulatlon 52{4) of the Securtt:ies and Exchange Board of lndla (Ustlna Obllcatlons a,-d Ofsdosure Requlrffl1ents} Regulations, 201S Is attached as Annerure I. 5 Pursuant to Regulations 54 of SEBI {Ustlnc obllcatlons and Olsdosure Requirements} Refulatlon.s, 2015, all Secured Non-Convertible Debentures (NCOs} Issued by the company and outstandtne as on June 30, 2026 are fulty secured by way of charce on identified receivables of the c,ampany. Accordingly, the Company is maintiinin1 as.set cover of lx or such higher asset cover required as per the terms of offef document. 6 Ourin1 the prevlou.s year, the C [Showing first 8,000 characters — download PDF for full document]