Credit Rating

HFFCIL/BSE/NSE/EQ/58/2026-27 Date: 12-08-2026 To, To, BSE Limited, The National Stock Exchange of India Limited, Department of Corporate Services, The Listing Department, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Dalal Street, Fort, Mumbai- 400001. Bandra (E), Mumbai- 400051. Scrip Code- 543259 Scrip Symbol- HOMEFIRST Subject: Intimation of Revalidation of Credit Rating - [ICRA]AA (Stable) of Home First Finance Company India Limited by ICRA Limited Dear Sir/Madam, In accordance with Regulation 30(6) read with Para A Part A of Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we would like to inform you that ICRA Limited (“ICRA”) has revalidated the credit rating assigned to the Company’s Non-Convertible Debentures (“NCDs”) at [ICRA] AA (Stable), originally reaffirmed vide its rating communication dated June 04, 2026. Name of the Credit Type and Previous Rated Current Rated Rating; Rating Action Company Rating Instrument Amount Amount Outlook Agency (Rs. crores) (Rs. crores) Home First ICRA 561.00 561.00 Finance Long Term; [ICRA] AA Revalidation Limited Company Non - (Stable) India Limited Convertible Debentures 561.00 561.00 Total The credit rating letter issued by ICRA Limited on August 11, 2026, confirming the aforesaid revalidation of the credit rating dated June 04, 2026, is enclosed herewith Request you to kindly take the same on record. For Home First Finance Company India Limited Shreyans Bachhawat Company Secretary, Compliance Officer and Head - Legal ACS NO: 26700 ICRA Limited ICRA/Home First Finance Company India Limited/11082026/1 Date: August 11, 2026 Mr. Manoj Viswanathan Managing Director & Chief Executive Officer Home First Finance Company India Limited Acme Plaza, Opposite Sangam Cinema, J B Nagar, Andheri East, Maharashtra 400059 Dear Sir, Re: ICRA’s Credit Rating for below mentioned Instruments of Home First Finance Company India Limited Please refer to your email dated August 11, 2026, requesting ICRA Limited to revalidate the rating for the captioned programme. We confirm that the following ratings of the instruments rated by ICRA and last communicated to you vide our letter dated June 04, 2026 stands valid. Rated Amount Instrument Rating Action1 (Rs. crore) NCD 561.00 [ICRA]AA (Stable) Total 561.00 The other terms and conditions for the rating of the captioned instrument shall remain the same as were communicated vide our letter Ref No: ICRA/Home First Finance Company India Limited/04062026/1 dated June 04, 2026. The Rating(s) assigned must be understood solely as an opinion and should not be treated, or cause to be treated, as recommendation to buy, sell, or hold the rated Instrument issued/availed by your company. We look forward to further strengthening our existing relationship and assure you of our best services. With kind regards, Yours sincerely, For ICRA Limited A M Karthik Senior Vice President Co-Group Head - Financial Sector Ratings a.karthik@icraindia.com 1 Complete definitions of the ratings assigned are available at www.icra.in. ICRA Limited Registered Office: B-710, Statesman House, 148, Barakhamba Road, New Delhi 110001. Tel. +91-11-23357940-41 Building No. 8, 2nd floor, Tower A, DLF Cyber City, Phase II, Gurugram-122002 www.icra.in info@icraindia.com +91-93547-38909 +0124-4545300 CIN: L74999DL1991PLC042749 Sensitivity Label : Restricted Annexure LIST OF ALL INSTRUMENT RATED (WITH AMOUNT OUTSTANDING) Rated Instrument Rated Amount Amount Outstanding Rating (In Rs. crore) (In Rs. crore) Non-convertible Debentures To be issued 561.00 - [ICRA]AA (Stable) Total 561.00 - Sensitivity Label : Restricted