NSEGeneral Updates5d ago · 12 Aug 2026, 04:29 pm

General Updates

Life Insurance Corporation Of India · LICI

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Life Insurance Corporation Of India has informed the Exchange about the presentation enclosed for Analysts/institutional Investors Meet/Conference to be scheduled on August 13, 2026.

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Earnings Impact5/10
Growth Catalyst3/10
Governance Concern2/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact8/10
Market Sentiment6/10

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Life Insurance Corporation Of India has informed the Exchange about the presentation enclosed for Analysts/institutional Invetors Meet/Conference to be scheduled on August 13, 2026.

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LIC_BOARD_12082026162851_Final_Dis_Present_120826.pdf

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Ref. No.: LIC/SE/2026-27/84 Date: August 12, 2026 The Manager The Manager Listing Department, Listing Department, BSE Limited, National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Exchange Plaza, 5th Floor, Plot C/1, Dalal Street, G Block, Bandra Kurla Complex, Mumbai-400001 Mumbai-400051 Scrip Code: 543526 Scrip Code: LICI Dear Sir/Madam, Sub: Disclosure under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) – Corporate Presentation In continuation to our earlier filing vide Ref. no. LIC/SE/2026-27/79 dated August 06, 2026, we enclose herewith the Presentation for Analysts/Institutional Investors Meet / Conference scheduled to be held on August 13, 2026. The said Presentation is also available on the website of the Life Insurance Corporation of India (“the Corporation”) at https://licindia.in/fy-2026-271 Please take the above information on record and arrange for dissemination. A copy of this intimation is also being made available on the website of the Corporation at www.licindia.in. Yours faithfully, For Life Insurance Corporation of India (Anshul Kumar Singh) Company Secretary & Compliance Officer Encl.: a/a CORPORATE PRESENTATION Q1 FY27 12thAugust 2026 Agenda I INTRODUCTION II FINANCIAL AND BUSINESS HIGHLIGHTS III PRODUCT, CUSTOMER FRANCHISE AND DISTRIBUTION REACH IV ACTUARIAL METRICS V TECHNOLOGICAL AND DIGITAL INITIATIVES VI ESG INITIATIVES VII WAY FORWARD APPENDIX (a) INDIAN INDUSTRY LANDSCAPE (b) FINANCIALS I INTRODUCTION Deeply entrenched into Bharat Extensive domestic distribution network… Assam Breakup of our Business State wise² Jammu & Arunachal Kashmir; Ladakh Pradesh Meghalaya Punjab Himachal Pradesh Chandigarh Uttarakhand Tripura Haryana Delhi Sikkim UttarPradesh Rajasthan Bihar Madhya Pradesh Jharkhand Telangana Gujarat West 3.55% Daman & Diu Chhattisgarh Bengal Presence in Madhya Pradesh Maharashtra Dadra & Maharashtra Odisha Mizoram 36 States 3.69% 11.97% Nagarhaveli Manipur Telangana Nagaland and UTs Goa Andhra Pradesh Odisha Karnataka Puducherry 3.70% Andaman & Uttar Pradesh Nicobar Kerala Tamil Nadu Bihar 9.12% 4.68% Lakshadweep Andhra FY26 Pradesh 4.33% West Bengal 8.94% Kerala 4.38% Offices cover 92% of districts in India, as Rajasthan Karnataka compared to 82% for 5.35% 6.75% the combined private Gujarat sector1 6.18% Tamil Nadu 6.66% Source Corporation dataas on 31.03.2026. Figures may not add up to total due to rounding off.¹Data as of March 31, 2025 as per the IRDAI Annual Report 2024-2025. ² Data represents new business premium in India; Unmatched Scale - Largest Life Insurer in India Market leadership Scale Distribution & Customer ~1.84 crore ~ 2,60,588 crore ~14.57 lakhs 12.66 FY26 Individual policies sold FY26 NBP Agents (Mar-26) Policies sold per agent for 8.30x FY26 56.66% 44.25% Significantly higher than the of 2nd largest life insurer3 INR 36,397 FY26 Market share Mkt. share by agents (Mar-26) 7.88 FY26 Average ticket size 6.12x 5.17x policies sold per agent for of 2nd largest life insurer3 of 2ndlargest life insurer4 the 2nd largest life insurer3 LIC of India is 2nd ~ 7,89,185 crore 59.31% / 63.12% 99.44% strongest Insurance ~ 57,29,396crore March-26 Embedded value 61stmonth persistency ratio by FY26 Individual death Brand Globally.1 March-26 AUM individual regular premium claim settlement ratio⁵ Mar-26/ Mar-25 ~24,885 crore 9.77x FY26 Individual total of 2nd largest life insurer3 11.76x death claims paid of 2nd largest life insurer3 Source: Corporation data; Standalone data for FY26 unless otherwise mentioned; Note 1 As per Brand Finance Insurance 100 2026 Report;3. Relative to the 2ndlargest life insurer by FY26 NBP, AUM; 4. Relative to the 2ndlargest life insurer by number of individual agents as of 31 Mar, 2026, 5.Inclusive of unclaimed amounts of last ten years brought back to outstanding during previous year as per IRDAI Regulations. Highly Experienced Management, Distinguished Board and Strong Corporate Governance framework Shri R Doraiswamy Shri Sanjay Lohiya Chief Executive Officer & Government Nominee Director Managing Director Experienced Shri Dinesh Pant Board of Shri Ratnakar Patnaik Managing Director Managing Director Directors Shri Ramakrishnan Chander Managing Director Eminent Board of Directors and Management Team, with extensive experience in the life insurance industry, leading to a strong governance framework. Source Corporationdata. LIC – Group Structure Foreign branches1 Subsidiaries Associates Country Entity Country Entity Stake held (%) Country Entity Stake held (%) Fiji Branch 100.00% 45.24%3 Mauritius Branch 100.00% 5.38%3 United Kingdom Branch 99.66%2 Gift City Branch 49.24%4 Equity Participation 100.00% Country Entity Stake held (%) 29.84%4 14.46% 97.22% 49.87% 4.98%⁵ 55.00% X%-Shareholding purchased using shareholders’ funds LIC Mutual Fund Y%-Shareholding purchased using policyholders’ funds 83.33% 49.00% Trustee Company Pvt. Ltd Source:Corporationdata;Note:Alldataasat31stMarch,2026;1ForeignbranchesweresetupbytheCorporationandarenotseparatelegalentities;2TheCorporation’s99.66%shareholdinginLifeInsuranceCorporation(International)B.S.C.Bahrainwaspurchasedusingacombinationofshareholders’(94.40%)and policyholders’funds(5.60%);3LICHousingFinanceholdsa94.62%stakeinLICHFLAssetManagementCompany;4IDBIBankholdsa54.70%stakeinIDBIBankTrusteeshipServices,5Duetononviabilityinitsbusinessoperations,WAFAisconsideringfinancialreorganizationasperlocallaws.Accordingly,theprovisionsfor 7 permanentdiminutioninvalueofinvestmenthasbeenmadeintheCorporation’sbooksofaccountshenceexcludedfromconsolidation. Awards & Accolades Source: Corporation data as at 31.03.2026 FINANCIAL AND BUSINESS HIGHLIGHTS Business Performance Parameters – Q1 FY27 Amount INR Crore Q1 FY27 INR 1,27,250 Cr Q1 FY27 INR 51,834 Cr Total Group Business Total Premium Income +6.75 % +8.61 % Premium Q1 FY26 INR 1,19,200 Cr Q1 FY26 INR 47,726 Cr Q1 FY27 INR 14,351 Cr Q1 FY27 60.10% Individual New Business Market Share in -3.41% +14.48 % Premium Premium¹ (Absolute) Q1 FY26 INR 12,536 Cr Q1 FY26 63.51% Renewal Premium Q1 FY27 INR 61,065 Cr Q1 FY27 60.73% -2.34% +3.61 % Market Share in Policies¹ (Individual) (Absolute) Q1 FY26 INR 58,938 Cr Q1 FY26 63.07% Source Corporation Data ¹As per Life Insurance Council data. Figures may not add up to total due to rounding off. Business Performance Parameters – Q1 FY27 Amount INR Crore Q1 FY27 INR 8,053 Cr Q1 FY27 INR 1,12,911 Cr Weighted Received Total Individual New +18.01% +8.01% Premium (Individual) Business Sum Assured Q1 FY26 INR 6,824 Cr Q1 FY26 INR 1,04,534Cr Q1 FY27 1,91,936 Q1 FY27 5,934 Cr Total Number of Death -3.09% Total Death Claim Paid +0.97% Claims (Individual) Q1 FY26 1,98,053 Q1 FY26 5,877 Cr Total Number of Maturity Q1 FY27 35,35,876 -10.94% Total Maturity Claim Q1 FY27 57,099 Cr +12.88% Claims (Individual) Paid Q1 FY26 39,70,156 Q1 FY26 50,584 Cr Source Corporation Data.. Figures may not add up to total due to rounding off. Financial Performance Parameters –Q1 FY27 Amount INR Crore Q1 FY27 INR 13,492 Cr Q1 FY27 94.03% Claim Settlement Ratio -0.56% Profit After Tax +22.81% Death¹ (Absolute) Q1 FY26 INR 10,986 Cr Q1 FY26 94.59% Q1 FY27 2.42 Q1 FY27 31,02,281 +0.25% Number of Policies sold Solvency +2.06% (Absolute) (Individual) Q1 FY26 2.17 Q1 FY26 30,39,709 Number of Policies sold Q1 FY27 44,752 Assets Under Q1 FY27 INR 59,39,384 Cr +4.10% by Bancassurance & +16.35% Management Alternate Channels Q1 FY26 38,462 Q1 FY26 INR 57,05,341 Cr Source Corporation Data. Figures may not add up to total due to rounding off. ¹Inclusive of unclaimed amounts of last ten years brought back to outstanding during previous year as per IRDAI Regulations. Performance Ratios – Q1 FY27 Q1 FY27 8.28% Q1 FY27 6.21% Yield on Investment -0.17 % Yield on Investment +0.07% (Policyholders Fund)² (Absolute) (Shareholders Fund)² (Absolute) Q1 FY26 8.45% Q1 FY26 6.14% Q1 FY27 1.21 % Q1 FY27 90.93% [Showing first 8,000 characters — download PDF for full document]