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Life Insurance Corporation Of India · LICI
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Life Insurance Corporation Of India has informed the Exchange about the presentation enclosed for Analysts/institutional Investors Meet/Conference to be scheduled on August 13, 2026.
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Life Insurance Corporation Of India has informed the Exchange about the presentation enclosed for Analysts/institutional Invetors Meet/Conference to be scheduled on August 13, 2026.
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Ref. No.: LIC/SE/2026-27/84 Date: August 12, 2026
The Manager The Manager
Listing Department, Listing Department,
BSE Limited, National Stock Exchange of India Ltd.,
Phiroze Jeejeebhoy Tower, Exchange Plaza, 5th Floor, Plot C/1,
Dalal Street, G Block, Bandra Kurla Complex,
Mumbai-400001 Mumbai-400051
Scrip Code: 543526 Scrip Code: LICI
Dear Sir/Madam,
Sub: Disclosure under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and
Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) – Corporate Presentation
In continuation to our earlier filing vide Ref. no. LIC/SE/2026-27/79 dated August 06, 2026, we enclose herewith
the Presentation for Analysts/Institutional Investors Meet / Conference scheduled to be held on August 13, 2026.
The said Presentation is also available on the website of the Life Insurance Corporation of India (“the
Corporation”) at https://licindia.in/fy-2026-271
Please take the above information on record and arrange for dissemination. A copy of this intimation is also being
made available on the website of the Corporation at www.licindia.in.
Yours faithfully,
For Life Insurance Corporation of India
(Anshul Kumar Singh)
Company Secretary & Compliance Officer
Encl.: a/a
CORPORATE PRESENTATION
Q1 FY27
12thAugust 2026
Agenda
I INTRODUCTION
II FINANCIAL AND BUSINESS HIGHLIGHTS
III PRODUCT, CUSTOMER FRANCHISE AND DISTRIBUTION REACH
IV ACTUARIAL METRICS
V TECHNOLOGICAL AND DIGITAL INITIATIVES
VI ESG INITIATIVES
VII WAY FORWARD
APPENDIX
(a) INDIAN INDUSTRY LANDSCAPE
(b) FINANCIALS
I INTRODUCTION
Deeply entrenched into Bharat
Extensive domestic distribution network…
Assam
Breakup of our Business State wise²
Jammu & Arunachal
Kashmir; Ladakh Pradesh
Meghalaya
Punjab Himachal Pradesh
Chandigarh Uttarakhand Tripura
Haryana
Delhi Sikkim
UttarPradesh
Rajasthan
Bihar
Madhya Pradesh Jharkhand Telangana
Gujarat West 3.55%
Daman & Diu Chhattisgarh Bengal Presence in Madhya Pradesh Maharashtra
Dadra & Maharashtra Odisha Mizoram 36 States 3.69% 11.97%
Nagarhaveli Manipur
Telangana Nagaland and UTs
Goa Andhra Pradesh Odisha
Karnataka Puducherry 3.70%
Andaman &
Uttar Pradesh
Nicobar
Kerala Tamil Nadu Bihar 9.12%
4.68%
Lakshadweep
Andhra FY26
Pradesh
4.33%
West Bengal
8.94%
Kerala
4.38%
Offices cover 92% of
districts in India, as
Rajasthan Karnataka
compared to 82% for 5.35% 6.75%
the combined private Gujarat
sector1 6.18% Tamil Nadu
6.66%
Source Corporation dataas on 31.03.2026. Figures may not add up to total due to rounding off.¹Data as of March 31, 2025 as per the IRDAI Annual Report 2024-2025. ² Data represents new business premium in India;
Unmatched Scale - Largest Life Insurer in India
Market leadership Scale Distribution & Customer
~1.84 crore
~ 2,60,588 crore ~14.57 lakhs 12.66
FY26 Individual policies sold
FY26 NBP Agents (Mar-26) Policies sold per agent for
8.30x FY26
56.66% 44.25% Significantly higher than the
of 2nd largest life insurer3
INR 36,397 FY26 Market share Mkt. share by agents (Mar-26) 7.88
FY26 Average ticket size 6.12x 5.17x
policies sold per agent for
of 2nd largest life insurer3 of 2ndlargest life insurer4 the 2nd largest life insurer3
LIC of India is 2nd
~ 7,89,185 crore 59.31% / 63.12% 99.44%
strongest Insurance ~ 57,29,396crore
March-26 Embedded value 61stmonth persistency ratio by FY26 Individual death
Brand Globally.1
March-26 AUM individual regular premium claim settlement ratio⁵
Mar-26/ Mar-25
~24,885 crore
9.77x
FY26 Individual total
of 2nd largest life insurer3 11.76x
death claims paid
of 2nd largest life insurer3
Source: Corporation data; Standalone data for FY26 unless otherwise mentioned; Note 1 As per Brand Finance Insurance 100 2026 Report;3. Relative to the 2ndlargest life insurer by FY26 NBP, AUM; 4. Relative to the 2ndlargest life insurer by
number of individual agents as of 31 Mar, 2026, 5.Inclusive of unclaimed amounts of last ten years brought back to outstanding during previous year as per IRDAI Regulations.
Highly Experienced Management, Distinguished Board and Strong
Corporate Governance framework
Shri R Doraiswamy
Shri Sanjay Lohiya
Chief Executive Officer &
Government Nominee Director
Managing Director
Experienced
Shri Dinesh Pant
Board of Shri Ratnakar Patnaik
Managing Director
Managing Director
Directors
Shri Ramakrishnan Chander
Managing Director
Eminent Board of Directors and Management Team, with extensive experience in the life insurance industry, leading
to a strong governance framework.
Source Corporationdata.
LIC – Group Structure
Foreign branches1 Subsidiaries Associates
Country Entity Country Entity Stake held (%) Country Entity Stake held (%)
Fiji Branch
100.00% 45.24%3
Mauritius Branch
100.00%
5.38%3
United Kingdom Branch
99.66%2
Gift City Branch
49.24%4
Equity Participation
100.00%
Country Entity Stake held (%)
29.84%4
14.46% 97.22%
49.87%
4.98%⁵ 55.00%
X%-Shareholding purchased using shareholders’ funds LIC Mutual Fund
Y%-Shareholding purchased using policyholders’ funds 83.33% 49.00%
Trustee Company Pvt. Ltd
Source:Corporationdata;Note:Alldataasat31stMarch,2026;1ForeignbranchesweresetupbytheCorporationandarenotseparatelegalentities;2TheCorporation’s99.66%shareholdinginLifeInsuranceCorporation(International)B.S.C.Bahrainwaspurchasedusingacombinationofshareholders’(94.40%)and
policyholders’funds(5.60%);3LICHousingFinanceholdsa94.62%stakeinLICHFLAssetManagementCompany;4IDBIBankholdsa54.70%stakeinIDBIBankTrusteeshipServices,5Duetononviabilityinitsbusinessoperations,WAFAisconsideringfinancialreorganizationasperlocallaws.Accordingly,theprovisionsfor 7
permanentdiminutioninvalueofinvestmenthasbeenmadeintheCorporation’sbooksofaccountshenceexcludedfromconsolidation.
Awards & Accolades
Source: Corporation data as at 31.03.2026
FINANCIAL AND
BUSINESS HIGHLIGHTS
Business Performance Parameters – Q1 FY27
Amount INR Crore
Q1 FY27 INR 1,27,250 Cr Q1 FY27 INR 51,834 Cr
Total Group Business
Total Premium Income +6.75 % +8.61 %
Premium
Q1 FY26 INR 1,19,200 Cr Q1 FY26 INR 47,726 Cr
Q1 FY27 INR 14,351 Cr Q1 FY27 60.10%
Individual New Business Market Share in -3.41%
+14.48 %
Premium Premium¹ (Absolute)
Q1 FY26 INR 12,536 Cr Q1 FY26 63.51%
Renewal Premium Q1 FY27 INR 61,065 Cr Q1 FY27 60.73% -2.34%
+3.61 % Market Share in Policies¹
(Individual) (Absolute)
Q1 FY26 INR 58,938 Cr Q1 FY26 63.07%
Source Corporation Data ¹As per Life Insurance Council data. Figures may not add up to total due to rounding off.
Business Performance Parameters – Q1 FY27
Amount INR Crore
Q1 FY27 INR 8,053 Cr Q1 FY27 INR 1,12,911 Cr
Weighted Received Total Individual New
+18.01% +8.01%
Premium (Individual) Business Sum Assured
Q1 FY26 INR 6,824 Cr
Q1 FY26 INR 1,04,534Cr
Q1 FY27 1,91,936 Q1 FY27 5,934 Cr
Total Number of Death
-3.09% Total Death Claim Paid +0.97%
Claims (Individual)
Q1 FY26 1,98,053 Q1 FY26 5,877 Cr
Total Number of Maturity Q1 FY27 35,35,876 -10.94% Total Maturity Claim Q1 FY27 57,099 Cr +12.88%
Claims (Individual) Paid
Q1 FY26 39,70,156 Q1 FY26 50,584 Cr
Source Corporation Data.. Figures may not add up to total due to rounding off.
Financial Performance Parameters –Q1 FY27
Amount INR Crore
Q1 FY27 INR 13,492 Cr Q1 FY27 94.03%
Claim Settlement Ratio -0.56%
Profit After Tax +22.81%
Death¹ (Absolute)
Q1 FY26 INR 10,986 Cr Q1 FY26 94.59%
Q1 FY27 2.42 Q1 FY27 31,02,281
+0.25% Number of Policies sold
Solvency +2.06%
(Absolute) (Individual)
Q1 FY26 2.17 Q1 FY26 30,39,709
Number of Policies sold Q1 FY27 44,752
Assets Under Q1 FY27 INR 59,39,384 Cr
+4.10% by Bancassurance & +16.35%
Management
Alternate Channels Q1 FY26 38,462
Q1 FY26 INR 57,05,341 Cr
Source Corporation Data. Figures may not add up to total due to rounding off. ¹Inclusive of unclaimed amounts of last ten years brought back to outstanding during previous year as per IRDAI Regulations.
Performance Ratios – Q1 FY27
Q1 FY27 8.28% Q1 FY27 6.21%
Yield on Investment -0.17 % Yield on Investment +0.07%
(Policyholders Fund)² (Absolute) (Shareholders Fund)² (Absolute)
Q1 FY26 8.45% Q1 FY26 6.14%
Q1 FY27 1.21 % Q1 FY27 90.93%
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