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Date: August 12, 2026 To To Department of Corporate services Listing Department BSE Limited National Stock Exchange of India Limited 1st Floor, New Trading Ring, Exchange Plaza, Plot No. C-1, Rotunda Building, Phiroze Jeejeebhoy Block G, Towers, Dalal Street Bandra Kurla Complex, Bandra (E) Mumbai - 400 001 Mumbai - 400 051 Symbol: 544517 Scrip Code: BUILDPRO Subject: Newspaper Advertisements - Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) Dear Sir/Ma’am, Further to our letter dated August 11, 2026, regarding the Postal Ballot Notice, please find enclosed copies of the newspaper advertisements confirming the dispatch of the Postal Ballot Notice. The advertisement appeared in the Business Standard (English Edition) and Kannada Prabha (Kannada Edition). Kindly take the same on record. Thanking you, Yours faithfully, For Shankara Buildpro Limited Ereena Vikram Company Secretary & Compliance Officer M.No. A33459 Enclosed: as above Corporate Office: Registered Office: G2, Farah Winsford, 133 Infantry Road, No.21/1 & 35-A-1, Hosur Main Road, Bengaluru-560001. Karnataka Electronic City, Veerasandra, Bengaluru-560100 Ph.: +91-080-40117777 Ph.: +91-080-29910702 I 080-29910709 Email :- info@shankarabuildpro.com I CIN: L24311KA2023PLC179791 I Website : www.shankarabuildpro.com OPINION triedthisinthepastwithsomedegree ofsuccess. Runittheotherwayandthepicture inverts—25bpsoffthetermdepositrate isworth0.154percentagepointsof blendedcost.And25bpsontotheentire savingsbookcosts0.072.Thetermbookis 2.1timesthesizeofthesavingsbookand carries2.1timestheleverage.Thegapis, therefore,betterclosedfromthetop ratherthanthebottom—throughTD ratesconvergingtowardsapolicyrate alreadysittingat5.25percentperannum. Ofcourse,that’seasiersaidthan done.Weareassumingminimallossof depositsatlowerrates. Wheresavingsratesshouldmove, theyshouldmoveintiers,andafew points.Smallsavingsceded2.92.Life building.Itwasrepricedinplace— banksdothis.TheReserveBankderegu- insuranceceded2.45.Currencyceded walkedfromasavingsaccountpaying latedthesavingsrateinOctober2011, 2.07.Bankdeposits,however,cededa around2.50percentinteresttoaterm permittingdifferentialratesaboveRs1 mere1.04—thesecond-smallestlossof depositpayingabout6.5percent,ajour- lakh;mostoftheindustrypromptlycon- anycategoryonthelist. neyofperhapsfifteenfeet,frequentlyat vergedonasinglenumberandhasleft Apparently,householdsdidnot thesamecounter,occasionallyassisted thetoolinthedrawereversince.Tiering movemoneyoutofbanksandinto bythesamerelationshipmanagerand, confinesthecosttothemoneyactually mutualfunds.Theysweptupascattered sometimesbythemobilebankingapp. atriskofleaving.With40percentofthe heapofsmall,informalandself-directed Andwhynot?Overthesameperiod savingsbookabovethethreshold,break- holdings—postoiceschemes,cashin bankscutthesavingsratefromarange Wherethemutualfundgaincamefrom evenneeds6.9percentagepointsof thealmirah,afewinheritedshares,atra- of2.70-3.00percenttoaflat2.50per +10.20 retentionratherthan17.25—whichis ditionalendowmentpolicysoldbya cent,whiletermdepositrateswentup.A Changeinshareofgrosshouseholdfinancialassetsfrom demandingbutnolongerafantasy. cousin—andhandedittoprofessional 400-basis-pointgapopened,andhouse- FY20toFY26(inpercentagepoints) Pehlebachat,phirnivesh,asan mutualfund(MF)managers.Thepost holdswalkedthroughit,asanysentient industry-widecampaignisgreat,but Everyfewmonthsafamiliaranxietysur- oice’sandlifeinsurancecompanies’ depositorwould.Thiswasnotacom- Note:Bankdepositsceded1.04percentage onelinemustnotbecrossed.Deposit facesinIndianbanking—thattheinves- traditionalbookslostagreatdealmore petitivedefeatatthehandsofthe points—thesecond-smallestloss ratesarethepurchasepriceoffunds, torawarenesssloganMutualFundsSahi thanthebankingsystemdid.Neither mutualfundindustry.Itwasapricing ofanycategory andanycoordinatedapproachtosetting Haiworkedrathertoowell;thatagener- hasheldapressconferenceaboutit. decisiontakenbythebankingindustry themisacartel,howevercollegiallyitis ationwhichoncequeuedatabranch Thedepositnumberssettleit.Across itself,oneratecardatatime. arrivedat.Thecampaigncanbejointly counternowopensaSystematicInvest- sevenyearsspanningapandemic,an funded,thepricingcannot.Thatdistinc- mentPlan(SIP)onaphoneduringthe inflationshock,acreditboomandabull Whattheindustryshoulddo— -2.97 -2.92 -2.45 -2.07 -1.04 -0.52 tionisworthwritingdownbefore lunchbreak;andthatthedepositbaseis market,thedepositshareofhousehold andinwhatorder anyonesaysthesecondhalfofitaloudin drainingaway,rupeebyrupee,intothe financialassetsmovedfrom36.7percent Twothings.Theordermattersmore aroomthatkeepsminutes. equitymarket. to35.7percent.Ithasbeenashighas40.5 thaneither. howIt ei vs ea r,c to em llape dl il fi fn eg res nto tr ty a. leN .umbers, npe or dc ie sn cet ra nn id bla es dlo irw eca ts io3 n1. .8 Ap ne drc the ent F, Yw 2i 6th IndT iah ne bfi ar nst ki is na gc ha at seg coo lr ly ecc ta im vep lyai ng en ver eD qir ue ic tyt saS vm ina gll s insuL rif ae nce Currency deB pa on sk its &Pr po ev nid se ion nt M fuu nt du sal T Foh re fow ur ro yn eg ard s,o Io nr dianbankinghasstood depositflowwasanall-timerecordof onceattempted.Atpresenteverybank atthefrontdoor,watchinganxiouslyfor Thearc,routinelyreadbackwards ~15.32trillion,22percentmorethanthe advertisesitsownfixeddepositrate, itsdepositstowalkouttowardsthe FY21wasnotatroughinIndianhouse- yearbefore.Anythesisabouthouseholds whichislessamarketingstrategythan Depositflowagainst Casaratios:System mutualfundindustry.Thedeposits holdsaving.Itwasthepeak.Netfinan- abandoningbankshastoaccountforthe anunspokenarrangementtopaymore depositshare &householdsector neverdid.Thefurniturewasbeing cialsavingsreached~22.81trillionas mostrecentobservation,andcannot. forthesamemoney.TheAssociationof rearrangedbehindthemtheentiretime householdssatoncashandrepaiddebt MutualFundsinIndiaorAMFIdidthe Flowisvolatileandcyclical;theshareof BothpeakedinMarch2022and —thesamemoney,thesamecustomers, throughthepandemic.The‘fifty-year Noneofwhichmeansthe oppositein2017:Anindustry-funded, householdfinancialassetshasnotrend declinedeveryyearthereafter thesameinstitutions,quietlymoving low’headlinesthatfollowedinFY23, banksarefine non-comparativecampaignthatbuilta fromthecheapestliabilityonthebal- whenthefigurefellto~13.90trillion, Theyarenot.Butthewoundishardly categoryratherthanabrand,andnever ancesheettooneofthedearest. weremeasuringthedescentfromthat duetoMutualFundSahiHai.Itisina attackedfixeddepositsevenonce.Eight Thedepositsneverleft.Theysimply spike—compoundedbyaborrowing differentplaceentirely,anditisseem- yearson,thebankingindustryisstill 24.0 42.0 54.0 stoppedbeingcheap.Andtheystopped surgethattookhouseholdliabilities inglyself-inflicted. complainingabouttheresults. beingcheapbecausetheindustry, f mro om nth~ s9 .Htr oil uli so en hot lo ds~ h16 adtr nil ol tio sn toi pn pe1 d2 savS iny gs ste am ccC ouas na t( rc au tir ore )pn et aa kcc eo du an tt 4a 4n .7d 9 wriT teh se itb sa en lfk :Pin eg hle eq Bu aiv chal ae tn ,t P, hm iro Nre ivo er sl hes —s, 16.0 38.0 46.0 p caa rt die an tt aly tia mnd e,p toro ldfit ta hb el my, ta on .d Ao sn ue ccra et se sful saving.Theyhadstartedborrowing. percentinMarch2022andhasfallen savefirst,theninvest.Itisdeliberately raiseofFCNR(B),orforeigncurrency Meanwhile,thepoolgrewhard:Gross everysingleyearsince,to38.40percent non-confrontational,concedingthat 38.0 non-resident(bank)depositsbythe householdfinancialassetsrosefrom inMarch2026—now3.26percentage investingisrightandclaimingonlythe 8.0 34.0 industrymayjustoffertherighttrigger ~24.07trillioninFY20to~42.90trillion pointsbelowitspre-pandemiclevel,so stepimmediatelybeforeit.Everyfinan- todroptermdepositratesandpromote inFY26,up78percent.Everymajor thisiswellpastnormalisationfroma cialplannerinthecountryalreadytells 30.0 pehlebachat,phirnivesh. instrumentgrewinabsoluteterms.This Covidliquiditybulge.HouseholdCASA clientstoholdsixmonthsofexpen [Showing first 8,000 characters — download PDF for full document]