Investor Presentation

ISIN: INE0FFK01017 Date:11.08.2026 The National Stock Exchange of India BSE Limited Limited, Exchange Plaza, NSE Building, Corporate Relationship Department Bandra Kurla Complex, Bandra East, Phiroze Jeejeebhoy Towers, Mumbai-400 0513 Fax: 022-26598237, Dalal Street, Mumbai – 400 001 022-26598238 Scrip Code: 544396 SYMBOL: NPST Subject: General Updates for quarter ended June 30, 2026 – Investor Presentation Respected Sir/Madam, Pursuant to the provision of Regulation 30 read with Schedule III Part A para A of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith Investor Presentation, general updates for quarter ended June 30, 2026. Kindly take the same on your record. For Network People Services Technologies Limited Chetna Chawla Company Secretary and Compliance Officer M.No: A64291 Date: 11.08.2026 Place: Thane Q1-FY27 Snapshot Agenda 01. Business Landscape 02. Business Updates – Q1 FY27 03. Financial Highlights – Q1 FY27 www.npstx.com | 02 © 2026 I Network People Services Technologies Ltd I All Rights reserved Business Landscape www.npstx.com | 03 © 2026 I Network People Services Technologies Ltd I All Rights reserved NPST: Driving Innovation in PayTech Industry Expertise Comprehensive Empowering Enhanced & Innovation Suite of Solutions Modern Payments Business Value Over a decade of Integrated banking and Modernizing payment Leverage wide experience experience delivering payment products for: infrastructure -driving to enable customers tap cutting-edge technology innovation and efficiency new value pools • Central Bank/Authority • 13 yearsin business • Technology Service • Improve cost and • Banks Provider (TSP) revenue efficiency for • 20+banks • Third-Party Application • Payments Platform as a customers • 100+customers Providers (TPAP) Service • Building new • 90 Mdaily transactions • Payment Aggregators • AI-based RegTech monetization models • Fintech • NBFC • Enterprises www.npstx.com | 04 © 2026 I Network People Services Technologies Ltd I All Rights reserved Business Verticals Technology Service Provider Payments Platform-as-a Service RegTech (TSP) (PPaaS) A payment software partner for banks Enables banks and fintech to launch Provides fraud management across the and fintech, enabling a compliant and manage payment services end-to- transaction lifecycle, from pre- transaction processing engine. Also end, from acquisition to settlement. transaction to post-transaction. providing next-generation banking, Products: Online Merchant Acquiring Products: Risk Intelligence Decisioning payment, infrastructure, and software (Evok3.0) | QR and Soundbox Solutions Platform (RIDP) | Online Dispute services across multiple segments. (Qynx) | Merchant Management System | Resolution (ODR) | Fraud Risk Bharat Connect B2B | Merchant Management (FRM) Products: UPI | IMPS | CBDC | Banking Orchestration Connect | BBPS | UPI 123 Pay | Revenue: Pay per use (SaaS Model) Omnichannel SuperApp| Bank-in-a-Box Revenue Model: Pay per use (SaaS | Software Services Model) Revenue Model: Licensed/SaaS www.npstx.com | 05 © 2026 I Network People Services Technologies Ltd I All Rights reserved Market trends shaping our opportunity Fueled by regulation, macro-economics and technology trends REGULATION ECONOMIC TECHNOLOGY Open Banking Digital Push –Make in India Cloud, Micro-Services API R ONDC Smart Cities EmbeddedIntelligenc Data Privacy Laws New Business Models-- Subscription economy IOT and AI Nationalism –Data Rural Expansion and Localization, National Vikshit Bharat Interchanges NEW Digital Currencies OPPORTUNITIES AND CHALLENGES Cybersecurity UPI Global and identity New product offering and target segments Market & Total Annual Product Segments Market Payment Evok4.0, BBPS, Banks, PAs, TPAPs, Market: $8 B Processing Digital Currency FintechsNBFCs CAGR:~22% Payment Devices QynxQR and Banks, Market: $4B SoundBox PAs CAGR:~12.63% Risk Intelligence Banks, PAs, Regulators, Market: $1.9 B* RegTech Decisioning Platform Merchants CAGR: ~32% Instant Credit Banks, Pas, ERP Market: $22 B Digital Lending- /B2C & B2B Players, Merchants CAGR:~192% NPST’s Growth Vision is to Achieve 2x Market Growth Rate by 2030 Source: NPST Analysis Levers of Growth: Beyond Payments www.npstx.com | 07 Our Products at Glance Banking & Customer Merchant Regulatory Payment & Payments Experience Acquiring Technologies Security Devices • Real Time • Omnichannel • Online and Offline • Risk Intelligence • Hardware Security Payments Super App Merchant Payment Decisioning Module Acceptance Platform • Central Bank • Bank in Box • Soundbox Digital Currency • Merchant • Bot Defense • Decentralized Management System • Smart PoS • Internet and Mobile open e-commerce • Online Dispute Banking • Third Party App Resolution • Micro ATM Provider • Enterprise Fraud • Load Balancer • Payment Risk Management Orchestration www.npstx.com | 08 Business Updates – Q1 FY27 Business Verticals Contribution – Q1 FY27 Global Domestic TSP PPaaS Regtech TSP PPaaS Regtech Revenue Contribution from each segment in both the global and domestic markets PO/Revenue in pipeline www.npstx.com | 10 © 2026 I Network People Services Technologies Ltd I All Rights reserved Performance Update & Forward Outlook – Q1 FY27 Revenue & Earnings Quality • Revenue grew 75% YoY, tracking in line with projected growth trajectory • Rising share of recurring, SaaS-based platform revenue strengthening earnings quality Global • International subsidiary now revenue-contributing; global client orders broadening the base beyond India • Confirmed business from new segment and geography on a high margin SaaS based model. Regtech: Structural Growth Driver • Steady Regtech pipeline offers a clear path to further monetisation • DPDP implementation emerging as a new demand pool; deep BFSI relationships position us to capture it early PPaaS: Moderated Base Case, Optionality Intact • Domestic PPaaSprojections deliberately moderated given the current MDR environment • A favourable MDR policy would revive the business; unlikely to revisit past peaks, but represents meaningful long-term upside www.npstx.com | 11 © 2026 I Network People Services Technologies Ltd I All Rights reserved Business Progress – Q1 FY27 Bank in a Box Won multiple orders across the Increased order book by ~40% payment product stack Product Upgrade:Added B2B payments and Product Upgrade:Increased product increased portfolio on Banking Connect offering, higher win probability Clients Impact: Cooperative Banks, Private Clients Impact: Added new accounts from Bank and PSU accounts acquired the Private and PSU segments Revenue Model:SaaS Revenue Model:Licensed Revenue Type:Small Ticket + High Volume = Revenue Type:One-time + Recurring (Large Improved Margin Accounts) www.npstx.com | 12 © 2026 I Network People Services Technologies Ltd I All Rights reserved Business Progress – Q1 FY27 RegTech International Division Won an order for fraud Received an LOI from one of the management tool largest telecom operators for SuperApp Product Upgrade: Added new product stack Product Upgrade:Ventured into telecom through partner relations SuperApp Client Impact: Ventured into the Clients Impact: Global Telecom Player with cooperative segment with Regtech presence across multiple markets Revenue Model:Licensed Revenue Model:Licensed + SaaS Revenue Type:One-time + Recurring Revenue Type:Small Ticket + High Volume = High Margin www.npstx.com | 13 © 2026 I Network People Services Technologies Ltd I All Rights reserved Business Progress – Q1 FY27 B2B Payments Payment Devices (New Business) Increased the order book by Bagged orders from two banks Product Upgrade: Launched a new solution Product Upgrade:Launched new models on the licensed and SaaS Model (Bank in Box) through partner relations Client Impact: Acquired banks in the private Clients’ Impact: Multiple accounts acquired sector in cooperative segments Revenue Model:Licensed and SaaS Revenue Model:SaaS [Showing first 8,000 characters — download PDF for full document]