Investor Presentation

CMSINFO/VSDD/2608/008 August 11, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, Exchange Plaza, C-1, Block-G, Bandra Kurla 1 st Floor, PJ Towers, Dalal Street, Complex, Bandra (East), FScorritp, M Cuomdbea: i5 –4 430404 10 01 SMyummbboali: – C 4M0S0I N05F1O Sub: Revised and updatedPresentation for Earnings Conference Call scheduled for Tuesday, August 11, 2026 at 02:00 P.M. (IST). Dear Sir/Madam, Further to our letter no. CMSINFO/SDVS/2608/002 dated August 06, 2026, letter no. CMSINFO/PKSD/2608/007, dated August 10, 2026 and pursuant to Regulation 30 read with Part A of Para A of Schedule III of SEBI (Listing Obligations and Disclosure Requirement) Regulations, 2015, please find enclosed the revised and updated Presentation for the Earnings Call with the Management team of CMS Info Systems Limited which is scheduled to be held on Tuesday, August 11, 2026 at 02:00 P.M. (IST) to discuss,Q1FY27 earnings. Please disregard the earlier version of the presentation and refer to the enclosed revised presentation. This is for your information and dissemination. Thanking You, YFoourrCsM faSi tIhnffuol lSyy, stems Limited Debashis Dey Company Secretary & Compliance Officer Encl: Regd. Office: T-151, 5th Floor, Tower No.10, Railway Station Complex, Sector-11, CBD Belapur, Navi Mumbai- 400 614 | T: +91-22-4889 7400 | F: +91-22-4889 5177 CMS Info Systems Limited |CIN: L45200MH2008PLC180479 | www.cms.com | E: contact@cms.com C M S I N F O S Y S T E M S L I M I T E D Q1FY27 Earnings Presentation Where Platform Meets Possibilities 10th Aug 2026 cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 Update: Resilient Performance amidst Industry-wide Cash Supply Disruptions WHAT WE SAID WHAT HAPPENED ₹2,000 Cr order book into FY27 EBITDA margin 27.2% about 85% of the year’s services revenue 170 bps QoQ and 190 bps YoY contracted Services revenue ₹625 Cr Enter Q1 at a services run rate near ₹650 Cr highest ever, up ~3% QoQ and 9% YoY Cash-supply risk materialised, ₹25 Cr impact (Q1) Cash supply from Banks was the one visible risk Cash Supply ~70% of Indented Amount of FY27 services revenue is now contracted, against about 85% in May 02 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Highest ever Services Revenue; Margins expanded 170 bps sequentially SERVICES REVENUE ₹ Cr EBITDA MARGIN % PAT MARGIN % 14.9% 13.2% 609 12.5% 27.2% 12.1% 554 25.6% 550 25.3% 538 535 9.3% 22.8% 22.8% Q1FY25 Q2FY25Q3FY25Q4FY25 Q1FY26 Q2FY26Q3FY26Q4FY26 Q1FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 03 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Currency Supply issues impacted ATM Revenue by ₹25 Crs in Q1 FY27 Currency Supply had a direct impact on ATM Transactions -1.1% -6.7% -27.2% Well supplied Partly supplied Under-supplied (≥90% fill) (70–90% fill) (<70% fill) CMS Txn. BLA estate (YoY Transaction Impact) Intensive Industry engagement; Situation improving from July 04 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Steep Wage inflation, Middle East crisis impact on fuel price increasing costs; repricing of contracts underway Recovering the Cost Impact Through Repricing Private Sector Banks and Retail Price increases being secured across Pvt Sector Bank and Retail Contracts; Targeting closure by Q2 Minimum Wage Increase 6% to 60% across key states Public Sector Banks Fuel price increase in last 6 IBA is constituting a committee to engage with the months industry, evaluate the cost impact and approve revisions across contracts. 05 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Key Business updates HDFC BANK — LIVE TECHNOLOGY & PAYMENTS Revenue by Platforms (%) Integrated managed services contract Two marquee wins won in April is live 6,000 ATMs · 5 years · ₹400 Cr TCV HAWKAI Enterprise RMS win with a leading PSU Bank 16% 18% Large multi-year contracts now signed with three of India’s largest banks in 18 ALGO MVS S/W win with a large Bank 29% 26% 25% months 59% 58% 57% ATM RFP PIPELINE RETAIL & CURRENCY LOGISTICS Two product mandates ~ 1,000 Market share maintained while currency recyclers won focusing on pricing FY25 FY26 Q1FY27 Tech and Payments Refresh pipeline across large PSU Retail and Currency Logistics Banks in progress ATM Management Solutions 06 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 FY27 Financial Summary Revenue EBITDA PAT YoY +1.2% | QoQ +0.3% YoY +8.9% | QoQ +6.8% YoY -10.6% | QoQ +5.8% Services Product 173 94 627 633 84 24 79 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Product revenue at a cyclical trough (₹10 Cr vs ₹56 Cr YoY) as banks paused the refresh cycle in FY26; Two recycler mandates (~1,000 units) won in Q1 — refresh resuming 07 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 FY27 segmental financials ₹ Cr Revenue EBIT EBIT % 633 635 113 23.9% 36 20.3% 19.8% 258 294 305 14.1% 14.1% 10.3% 417 400 403 80 81 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4 FY26 Q1FY27 BU YoY QoQ BU YoY QoQ *MS EBIT impacted due to flow through impact of dip in BLA revenues to margin Cash -3% +1% Cash -18% +3% MS +18% +4% MS* -13% -24% 08 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. FY27 Outlook: Trimming Revenue Slightly on Currency Supply impact, Raising Margin Outlook, Materially Lower Capex ₹2,650–2,750 Cr ₹2,750-2,850 Cr Services revenue Total revenue ~27% ₹100-125 Cr EBITDA margin FY27 Capex, against ₹351 Cr in FY26 09 Where Platform Meets Possibilities cms.com COMPANY OVERVIEW CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. India’s best business services platform: Driving growth by gaining market share in core business, investing to expand TAM with a ‘PLATFORM’ approach STRENGTHEN CORE • Market share focus, large scale to ROBUST drive lowest unit cost economics PERFORMANCE • World-class talent, tech & quality • High margin profile and FCF generation Disciplined capital allocation EXPAND TAM Forward & backward integration to offer customer value PLATFORM APPROACH Drive higher growth through integrated offerings Each business to generate FCF to drive own growth 11 Where Platform Meets Possibilities cms.com C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Operating metrics — the pan-India platform at scale R E A C H O P E R A T I O N S V A L U E P R O C E S S E D 70,000+ 1,400 ₹14 L Cr ATMs managed daily CIT routes daily Cash processed annually 20,000 4,000+ Bank branches connected Optimised cash routes 50,000+ HAWKAI sites monitored 65,000+ 27,000 Retail touchpoints serviced People on the frontline 12 Where Platform Meets Possibilities cms.com C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Seasoned leadership; experienced board Krzysztof Jamroz Vidya Krishnan d Sunil Mehta Executive Chairman at Roadrunner Non-Executive Independent es Shyamala Gopinath Former MD & CEO - PNB, Director, Deputy Managing Director, no Former Deputy Governor, RBI CEO Indian Banks’ Association SBI Group Will Poole Rajiv Kaul Managing Partner & Co- Exec. VC, Whole Time Director & CEO Vishnu Jerome founder, Capria Ventures 30+ years of industry experience Founding Partner: Jerome Merchant+ Partners; Former Partner AZB & Partners t n y Pankaj Khandelwal Anush Raghavan et President & CFO Chief Business Officer u w 30+ years of industry experience 18+ years of industry experience n p- M eo n hK Rajeev Bhatia Puneet Bhirani ot Chief Information Officer (CIO) r ti W Chief Operations Officer 20+ years of industry S 30+ years of industry experience experience 13 Where Platform Meets Possibilities cms.com CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. CMS across cycles: 11× revenue and 13× PAT since FY09 ₹2 [Showing first 8,000 characters — download PDF for full document]