Investor Presentation for the Un-audited Financial Results for the Quarter ended June 30, 2026.

REF: CIL/CC/36/2026-27 August 10, 2026 To To, The Corporate Service Department The Department of Corporate Services, The BSE Limited The NSE Limited Phiroze Jeejeebhoy Towers, 5th Floor, Exchange Plaza Dalal Street, Mumbai – 400001 Plot No. C/ 1, G Block, Bandra – Kurla Complex, Bandra (East), Mumbai – 400 051 Scrip Code: 531358 Scrip Code: CHOICEIN ISIN: INE102B01014 Sub: Investor Presentation Please find enclosed a copy of Investor Presentation on the Un-Audited Financial Results of the Company for the Quarter ended June 30, 2026. Kindly take the above document on your record. Thanking You, Yours Truly, For Choice International Limited Karishma Shah Company Secretary & Compliance Officer Ql FY27 Earnings Presentation Choice The Joy of Earning Choice International Limited (BSE: 531358, NSE: CHOICEIN) Weaving India's Growth Story Choice Disclaimer The Joy of Earning Certain statements in this presentation concerning our future growth prospects are forward looking statements, which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The company's results may be affected by factors including, but not limited to, the risks and uncertainties in research and development; competitive developments; regulatory actions; the extent and duration of the effects of the COVID-19 pandemic; litigation and investigations; business development transactions; economic conditions; and changes in laws and regulations. Choice International will not be responsible for any action taken based on such statements and undertakes no obligation to publicly update these forward-looking statements to reflect subsequent events or circumstances. For further information, please contact Ayush Sharma Choice International Limited ayush.sharma@choiceindia.com Sun il Patadia Tower, B Nagar, Andheri East, +91 22 6707 9999 Mumbai - 400 099 Choice Company Overview The Joy of Earning One of the leading financial conglomerates with over a decade's expertise providing tech-led services BUSINESSF OOTPRINT & EXPERTISE FINANCIAL GROWTH SNAPSHOT (CAGR FY23 TO FY26) Branch Offices Choice Business Associates 214 70K+ 16 111K t41% t41% REVENUE EBITDA PAT Project Offices In-house tech experts 48 258 OUR DIVERSIFIEDF INANCIAL OFFERINGS COREC OMPETENCIES Stock Broking PAN India Presence Team Strength Clientele Wealth Products Institutional & Retail Research Desk 6.8K t1 .8K 1.6 Mn+ 10.2 Mn Insurance Distribution Priority Sector Lending MSME Lending Government Partnerships Government Advisory Tech enabled operations Investment Banking Fintech Ecosystem with Human Touch Arrows and figures indicate YoY change Key Highlights Choice The Joy of Earning A diversified mix for sustainable business BROKING DISTRIBUTION- Stock Broking, Wealth, Insurance *Insurance ts% I 113% t0.4% 130% 14% 138% 67,828 1,294K 242K+ f622 Bn f49,609 Mn f26,747 Mn f802 Mn No. of Policies sold Demat Accounts Active Accounts Client Assets under Wealth Products Equity MF AUM Insurance Premium Stock Broking AUM ADVISORY - Govt. Infrastructure Consulting, Govt. Advisory, Investment Banking Investment Banking 24+ States & UTs f7.77 Bn 30 f67.6 Bn Operations Order Book Ongoing IPO Mandates Tentative Fund Raising NBFC I I I I I I I I f8.36 Bn I fS.85 Bn I 27.67% I 43.36% I 2.74% REVENUES PLIT FOR Q1 FY27 Total Loan Book Retail Loan Book Provision Coverage Ratio CRAR NNPA • Broking & Distribution • Advisory • NBFC Note: NSEA ctive UCC list as on 30th June, 2026 Arrows and figures indicate YoY change *Numbers are for Q1 FY27 Choice Ql FY27H ighlights The Joy of Earning REVENUE( f Mn) EBITDA (f Mn) PAT (f Mn) t34% 31% 26% 3,190 1,226 3,138 678 3,086 1,170 1,140 656 2,841 565 2,380 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Arrows and figures indicate YoY change Choice Highlights The Joy of Earning tCAGR=42% • REVENUE {f Mn) 1'34% 3,190 3,138 1'16% 3,086 2,841 1'48% 2,550 2,492 2,164 2,380 2,115 2,098 2,059 1,939 1,395 1,393 787 785 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q3 FY24 Q4 FY24 Q1 FY25 Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 tCAGR=67% • PAT {f Mn) 1'26% --- \ t 606 t ♦ 565 465 480 403 394 77 82 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q3 FY24 Q4 FY24 Q1 FY25 Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Choice Recent Strategic Development The Joy of Earning Choice International and NH Investment & Securities Establish Strategic Partnership Through f9000 Million Investment in Choice Equity Broking* TRANSACTIONAL SNAPSHOT Investor - NH Investment & Securities Co., Ltd. Investee - Choice Equity Broking Private Limited Investment - f9000 Million N H Choice ~Yf INVESTMENT & SECURITIES Structure - Primary Capital Infusion through Compulsory Convertible Preference Shares (CCPS) The Joy of Earning STRATEGICO BJECTIVES DEPLOYMENT OF CAPITAL Accelerate the growth of Choice Equity Broking Expansion of MTF book and settlement funding portfolio Strengthen the capital base Working capital & capital expenditure Enhance technology capabilities Strategic acquisitions Adopt global governance standards Create sustainable long-term value Growth initiatives across the broking and wealth management business Note - *Deal Executed in Q2 FY26 Choice The Joy of Earning Growth Of Demat Accounts In India (In Mn) _ Digital Platforms _ Fina ncia I Literacy - Economic & Asset Shift 55 _ IPO Market Bloom - Regulatory Reforms - Young Investor Participation FY10 FY15 FY20 FY25 FY26 FY30P Source: CRISIL Choice Stock Broking - Industry Overview The Joy of Earning Expanding our PAN India reach and client demographic Steadily Increasing Client Base Market Share & ADTO (f Mn) Broking & Distribution Segment Revenue (f Mn) 1.45% 1.42% 1.42% t45% - -1.31% 1.19%- t 13% 18,019 1,294 17,833 1,263 I 1,792 1,723 1,234 1,640 1,205 I 14,363 1,607 1,150 1,357 890 12,345 12,023 Q1 FY25 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 • ADTO \,/v' Retail ADTO Market Share • Segment Revenue (Including Wealth • Demat Accounts (000) Products & Insurance) *This is as of 30th June, 2026 Increased Penetration In Unserved Majority Young Clients With More Rising Adoption Of 25% & Underserved Locations 14% 51% Disposable Income Digital Platforms Geographical Distribution of Clients Age Group 67% Revenue Split e e e Tier I Tier II Tier 11&1 Below 35 & Below 36-45 46-60 Above 60 Online Offline Choice Strengthening Touchpoints Through Expansion The Joy of Earning Increasing Reach Through New Branches Franchisee Network Expansion Footprint Expansion with Long Term Vision 1'14% 2% • In FY27, evolving market dynamics led 1,795 to a shift in client preference towards 1,713 154 154 1,702 service-driven brokers. 1,663 I 1,610 • To capture this opportunity, we strengthened our on-ground presence and enriched client outreach through data-led lead generation. Q1 FY26 02 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 02 FY26 Q3 FY26 Q4 FY26 Q1 FY27 • Branch Registered Franchisee Our focus remains on sustainable and meaningful expansion with a plan to: J Choice Stock Broking The Joy of Earning Simple User Interface AFGHANISTAN ~ Search 'Mutual Funds' Stocks F&O Mutual Funds Bonds I I Recommendation NIFTY 24,on.1s -5 15 BANKNIFTY s1,ss2.25 -175.60 SE • Market Closed Current Value ln-app Curated Baskets f2.4.3L ,90.342.16 (59.05%) '-'YANMAA > El Funds '99.92 Diverse Investment Products Our Recommendations Stocks Baskets Success 74% Multi-Lingual App 5 LANKA Haft.av asool Momentum G,Ni,d oEl'ffi r UJJIVANSFB MANKIND Algo Trading Target Target • App Login Locations 72.67 2,855.00 Buy Price 66.09 Buy Price 2.595.00 ( ) ( ) Buy Buy 11.3 Mn+ 3.13 Mn+ o,. ... Wa':,chl!St PortfOIIO API requests served per day App Downloads Choice StrengtheningO urD igitalI nvestmentP latform The Joy of Earning Low-Latency Infrastructure x Cur [Showing first 8,000 characters — download PDF for full document]