BSECompany Update6d ago · 10 Aug 2026, 08:22 pm
Please find enclosed herewith Presentation for the Earnings Call with the Management of the Company scheduled for Tuesday, August 11, 2026, at 02:00 P.M. (IST) to discuss Q1FY27 earnings.
CMS Info Systems Ltd · 543441
✦ AI SummaryResults
CMS Info Systems Ltd announced its Q1FY27 earnings, with a resilient performance amidst industry-wide cash supply disruptions. The company's services revenue reached ₹625 Cr, an increase of ~3% QoQ and 9% YoY. However, cash supply issues impacted ATM revenue by ₹25 Crs in Q1 FY27. The company is recovering the cost impact through repricing of contracts.
Analysis Scores
Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
Regulatory Risk2/10
Balance Sheet Risk4/10
Liquidity Impact9/10
Market Sentiment5/10
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CMS Info Systems Ltd - 543441 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
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CMSINFO/PKSD/2608/007 August 10, 2026
BSE Limited National Stock Exchange of India Limited
Listing Department, Exchange Plaza, C-1, Block-G, Bandra Kurla
1st Floor, PJ Towers, Dalal Street, Complex, Bandra (East),
Fort, Mumbai – 400 001 Mumbai – 400 051
Scrip Code: 543441 Symbol: CMSINFO
Sub: Presentation for Earnings Conference Call scheduled for Tuesday, August 11, 2026 at 02:00 P.M.
(IST).
Dear Sir/Madam,
Further to our letter no. CMSINFO/SDVS/2608/002 dated August 06, 2026 and pursuant to Regulation
30 read with Part A of Para A of Schedule III of SEBI (Listing Obligations and Disclosure Requirement)
Regulations, 2015, please find enclosed the Presentation for the Earnings Call with the Management
team of CMS Info Systems Limited which is scheduled to be held on Tuesday, August 11, 2026 at 02:00
P.M. (IST) to discuss, Q1FY27 earnings.
This is for your information and dissemination.
Thanking You,
Yours faithfully,
For CMS Info Systems Limited
Debashis Dey
Company Secretary & Compliance Officer
Encl: a/a
Regd. Office: T-151, 5th Floor, Tower No.10, Railway Station Complex, Sector-11, CBD Belapur, Navi Mumbai- 400 614 | T: +91-22-4889 7400 | F: +91-22-4889 5177
CMS Info Systems Limited |CIN: L45200MH2008PLC180479 | www.cms.com | E: contact@cms.com
C M S I N F O S Y S T E M S L I M I T E D
Q1FY27 Earnings Presentation
Where Platform Meets Possibilities
10th Aug 2026
cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Q1 Update: Resilient Performance amidst Industry-wide Cash Supply
Disruptions
WHAT WE SAID WHAT HAPPENED
₹2,000 Cr order book into FY27
EBITDA margin 27.2%
about 85% of the year’s services revenue
170 bps QoQ and 190 bps YoY
contracted
Services revenue ₹625 Cr
Enter Q1 at a services run rate near ₹650 Cr
highest ever, up ~3% QoQ and 9% YoY
Cash-supply risk materialised, ₹25 Cr impact (Q1)
Cash supply from Banks was the one visible
risk
Cash Supply ~70% of Indented Amount
of FY27 services revenue is now contracted, against about 85% in May
02 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Highest ever Services Revenue; Margins expanded 170 bps sequentially
SERVICES REVENUE ₹ Cr EBITDA MARGIN % PAT MARGIN %
14.9%
13.2%
609 12.5%
27.2% 12.1%
554 25.6%
550 25.3%
538 535 9.3%
22.8% 22.8%
Q1FY25 Q2FY25Q3FY25Q4FY25 Q1FY26 Q2FY26Q3FY26Q4FY26 Q1FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27
03 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Currency Supply issues impacted ATM Revenue by ₹25 Crs in Q1 FY27
Currency Supply had a direct impact on ATM Transactions
-1.1%
-6.7%
-27.2%
Well supplied Partly supplied Under-supplied
(≥90% fill) (70–90% fill) (<70% fill)
CMS Txn. BLA estate (YoY Transaction Impact)
Intensive Industry engagement; Situation improving from July
04 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Steep Wage inflation, Middle East crisis impact on fuel price increasing costs;
repricing of contracts underway
Recovering the Cost Impact Through Repricing
Private Sector Banks and Retail
Price increases being secured across Pvt Sector
Bank and Retail Contracts; Targeting closure by Q2
Minimum Wage Increase
6% to 60%
across key states
Public Sector Banks
Fuel price increase in last 6 IBA is constituting a committee to engage with the
months industry, evaluate the cost impact and approve
revisions across contracts.
05 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Key Business updates
HDFC BANK — LIVE TECHNOLOGY & PAYMENTS Revenue by Platforms (%)
Integrated managed services contract
Two marquee wins
won in April is live
6,000 ATMs · 5 years · ₹400 Cr TCV
HAWKAI Enterprise RMS win with a
leading PSU Bank 16% 18%
Large multi-year contracts now signed
with three of India’s largest banks in 18 ALGO MVS S/W win with a large Bank 29%
26% 25%
months
59% 58% 57%
ATM RFP PIPELINE RETAIL & CURRENCY LOGISTICS
Two product mandates ~ 1,000 Market share maintained while
currency recyclers won focusing on pricing
FY25 FY26 Q1FY27
Tech and Payments
Refresh pipeline across large PSU
Retail and Currency Logsitics
Banks in progress
ATM Management Solutions
06 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Q1 FY27 Financial Summary
Revenue EBITDA PAT
YoY +1.2% | QoQ +0.3% YoY +8.9% | QoQ +6.8% YoY -10.6% | QoQ +5.8%
Services Product
173 94
627 633 84
24 79
Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27
07 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
Q1 FY27 segmental financials
₹ Cr
Revenue EBIT EBIT %
633 635 113
23.9%
36 20.3%
19.8%
258 294 305
14.1% 14.1%
10.3%
417 400 403 80 81
Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4 FY26 Q1FY27
BU YoY QoQ BU YoY QoQ *MS EBIT impacted due to flow through
impact of dip in BLA revenues to margin
Cash -3% +1% Cash -18% +3%
MS +18% +4% MS* -13% -24%
08 Where Platform Meets Possibilities cms.com
COMPANY OVERVIEW
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
India’s best business services platform: Driving growth by gaining market share in core
business, investing to expand TAM with a ‘PLATFORM’ approach
STRENGTHEN CORE
• Market share focus, large scale to ROBUST
drive lowest unit cost economics
PERFORMANCE
• World-class talent, tech & quality • High margin profile and FCF
generation
Disciplined capital allocation
EXPAND TAM
Forward & backward integration to
offer customer value
PLATFORM APPROACH
Drive higher growth through
integrated offerings
Each business to generate FCF to
drive own growth
10 Where Platform Meets Possibilities cms.com
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S .
Operating metrics — the pan-India platform at scale
R E A C H O P E R A T I O N S V A L U E P R O C E S S E D
70,000+ 1,400 ₹14 L Cr
ATMs managed daily CIT routes daily Cash processed annually
20,000 4,000+
Bank branches connected Optimised cash routes
50,000+
HAWKAI sites monitored
65,000+ 27,000
Retail touchpoints serviced People on the frontline
11 Where Platform Meets Possibilities cms.com
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S .
Seasoned leadership; experienced board
Krzysztof Jamroz Vidya Krishnan
d Sunil Mehta Executive Chairman at Roadrunner Non-Executive Independent
es Shyamala Gopinath Former MD & CEO - PNB, Director, Deputy Managing Director,
no Former Deputy Governor, RBI CEO Indian Banks’ Association SBI Group
Will Poole
Rajiv Kaul
Managing Partner & Co-
Exec. VC, Whole Time Director & CEO
Vishnu Jerome founder, Capria Ventures
30+ years of industry experience
Founding Partner: Jerome Merchant+ Partners;
Former Partner AZB & Partners
t n y Pankaj Khandelwal Anush Raghavan
et President & CFO Chief Business Officer
u w 30+ years of industry experience 18+ years of industry experience
n p-
M eo
n hK Rajeev Bhatia
Puneet Bhirani
ot Chief Information Officer (CIO)
r ti W Chief Operations Officer 20+ years of industry
S 30+ years of industry experience
experience
12 Where Platform Meets Possibilities cms.com
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES.
CMS across cycles: 11× revenue and 13× PAT since FY09
₹2,487 Cr
₹1,915 Cr
₹1,146 Cr ₹1,129 Cr
₹216 Cr
FY09 FY15 FY19 FY23 FY26
High Growth NPA Crisis & COVID & Post-IPO Through-cycle
& Competition Demonetization Regulatory Competitive Intensity resilience
15% Revenue 16% PAT CAGR
CAGR
13 Where Platform Meets Possibilities cms.com
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S .
FY23–FY26 historical consolidated financials
Particulars (₹ Cr) FY23 FY24 FY25 FY26
Operating Income 1,915 2,265 2,425 2,487
Operating EBITDA 538 599 627 596
EBITDA Margin (%) 28.1% 26.5% 25.9% 24.0%
Depreciation & Amortisation 132 150 162 208
Finance costs 20 16 18 20
PBT (before exceptional) 401 467 498 415
PAT 297 347 372 304
PAT Margin
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