BSECompany Update10 Aug 2026 · 10 Aug 2026, 05:33 pm

Press release on financial results for the quarter ended June 30, 2026

Fusion Finance Ltd · 543652

✦ AI Summary▲ PositiveResults

Fusion Finance Ltd reported strong Q1 FY27 performance with PBT rising 67% QoQ to INR 62 crore, driven by improvement in profitability, asset quality, and growth.

Analysis Scores

Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact8/10
Market Sentiment9/10

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Fusion Finance Ltd - 543652 - Announcement under Regulation 30 (LODR)-Press Release / Media Release

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Date: 10.08.2026 Letter No. FFL/SEC/2026-27/SE-58 To, To, The Manager The Manager Listing Department Listing Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, C/1, G Block, Phiroze Jeejeebhoy Towers Bandra Kurla Complex, Bandra (East), Dalal Street, Mumbai - 400 001 Mumbai – 400 051 Symbol: FUSION Scrip Code: 543652, 977381, 977412 Sub: Press Release in relation to Financial Results for the quarter ended June 30, 2026 Dear Sir/Ma’am, Pursuant to Regulation 30 and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find attached the Press Release in relation to Financial Results for the quarter ended June 30, 2026. The copy of this letter is also available on the website of the Company viz. www.fusionfin.com. You are requested to take the above on record. Thanking you, For Fusion Finance Limited Vikrant Sadana Company Secretary & Compliance Officer Place: Gurugram Enc.: a/a Fusion Finance Reports Strong Q1 FY27 Performance; PBT rises 67% QoQ to INR 62 Crore; Disbursement Growth 88% YoY AUM grows to INR 7,702 Crore | Gross NPA improves to 2.51% | NIM expands to 11.93% | Credit Cost declines seventh consecutive quarter | CRAR at 36.95% New Delhi, August 10, 2026: Fusion Finance Limited [BSE: 543652 | NSE: FUSION] today announced its financial results for the first quarter ended June 30, 2026, delivering another quarter of strong business and financial performance. Profit Before Tax (PBT) increased 67% quarter-on-quarter to INR 62 crore in Q1 FY27 from INR 37 crore in Q4 FY26. Building on the foundation laid during FY26, the Company reported improvement across business growth, margins, asset quality and profitability, reflecting the effectiveness of its calibrated underwriting approach, strengthened risk framework and disciplined execution. Our NIM for Q1 FY27 has improved to 11.93%, compared with 10.29% in Q1 FY26 and 11.44% in Q4 FY 26. Our pre-provisioning operating profit stood at INR 102 crore in Q1 FY27, an increase of 18% from INR 87 crore in Q1 FY26 and an increase of 10% from INR 93 crore in Q4 FY26. This demonstrates the underlying earnings strength of the franchise and reflects the tangible benefits of the operating efficiencies we have systematically built over the last year. Asset quality strengthened further with Gross NPA improving to 2.51% from 3.21% in Q4 FY26, while credit cost declined to INR 40 crore, achieving the seventh consecutive quarter of reduction. Commenting on the performance, Mr. Sanjay Garyali, MD & CEO, Fusion Finance Limited, said: “Q1 FY27 reflects the strength of the foundation we built over the past year. The simultaneous improvement in profitability, asset quality and growth validates our disciplined approach to underwriting, risk management and execution. As customer leverage continues to moderate and our capital position remains strong, we are well placed to scale responsibly. Going forward, we will remain focused on technology-led operating efficiency, prudent portfolio expansion and creating sustainable long-term value for all our stakeholders.” Fusion Finance maintained a strong balance sheet with a CRAR of 36.95% and liquidity of INR 1,880 crore. The Company’s marginal cost of borrowing declined ~246 bps YoY to 10.1%, while maintaining a healthy debt-to-equity ratio of 2.3x. Technology-led initiatives continued with the beginning of enterprise-wide rollout of the Loan Management System in a phased manner and deployment of AI-enabled capabilities, driving stronger compliance, lower cost-to-serve, reduced operational fraud, and fully digital customer onboarding. Q1 FY27 marks Fusion Finance’s transition from stabilization to sustainable growth, with continued improvement across profitability, portfolio quality, capital strength and operating efficiency positioning the Company for disciplined expansion. Financial Snapshot: (₹ In cr) Particulars Q1 FY27 Q4 FY26 QoQ Q1 FY26 YoY Disbursement 1,783 2,140 (17%) 950 88% AUM 7,702 7,407 4% 7,688 0.2% AUM per Branch 5.1 4.8 6% 4.9 3% Total Income 458 430 7% 446 3% OPEX 206 205 1% 210 (2%) Pre-Provision Operating Profit 102 93 10% 87 18% (PPOP) Credit Cost 40 56 (29%) 179 (78%) Profit Before Tax 62 37 67% (92) n.m. Net worth 2,521 2,456 3% 1,943 30% EPS (Basic) (₹) 3.86 7.06 - (7.44) - EPS (Diluted) (₹) 3.85 7.06 - (7.44) - Key Ratios: Q1 FY27 Key Ratios Q1 FY27 Q4 FY26 QoQ (Bps) Q1 FY26 YoY (Bps) Net Interest Margin 11.9% 11.4% 49 10.3% 164 (NIM) Marginal Cost of 10.1% 10.3% (20) 12.6% (246) Borrowing Collection 99.8% 99.7% 10 98.7% 108 Efficiency (MFI) Cost/Income Ratio 66.9% 68.8% (188) 70.8% (391) D/E 2.3 2.3 - 2.7 - CRAR 36.9% 36.5% 49 29.5% 743 Gross NPA (as at) 2.5% 3.2% (70) 5.4% (292) Return on Assets 3.0% 1.9%* 108 (4.7%) n.m. (ROA) (Annualized) Return on Equity 10.0% 6.3%* 378 (20.6%) n.m. (ROE) (Annualized) *Excludes recognition of deferred tax assets (DTA) of ₹ 76.8 Cr in Q4 FY26. About Fusion Finance Limited: Fusion Finance [BSE (BOM: 543652) and NSE (NSE: FUSION)], founded in 2010, is among India’s leading Non-Banking Financial Company-Microfinance Institutions (NBFC-MFIs), touching the lives of ~ 20.2 lac clients in the country. Fusion was established with the core idea of creating opportunities at the bottom of the pyramid by providing financial services to the underserved and unserved women entrepreneurs in rural areas. It is one of the youngest companies to be among the top NBFC MFIs in the country, with an Asset under Management (AUM) of INR 7,702 crore. The company has been growing consistently with an extensive network of 1,512 branches spread across 22 states, including 3 Union Territories, as of 30th June 2026. Fusion believes in robust business practices and transparent policies as expressed in its customer-centric efforts toward clients and is committed to creating sustained and balanced stakeholder value. For more information, please visit www.fusionfin.com or contact: Fusion Finance Limited Adfactors PR Pvt Ltd Mr. Prashant Kumar Mr. Saurabh Bahl (Head Investor Relations) (Senior Account Director) Email: prashant.kumar@fusionfin.com Email: saurabh.bahl@adfactorspr.com Ms. Bharti Sharma CA. Prashant Gupta (Head Corporate Communications) (Account Director) Email: bharti.sharma@fusionfin.com Email: prashant.gupta@adfactorspr.com