Equitas Small Finance Bank Limited has informed the Exchanges regarding the Business Responsibility and Sustainability Reporting for the FY 2025-2026

August 10, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street Mumbai – 400051 Mumbai – 400 001 Symbol : EQUITASBNK Scrip Code : 543243,976218 & 976979 Dear Sir Sub: Business Responsibility and Sustainability Report (BRSR) for the FY 2025-2026 Pursuant to Regulation 34 (2) (f) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the Business Responsibility and Sustainability Report (BRSR) of the Bank for the FY 2025-26. This Report also forms part of the Annual Report for the FY 2025-26, submitted to the Stock Exchanges vide letter dated August 10, 2026 and the same is available on the website of the Bank at https://ir.equitas.bank.in/shareholder-services/ Kindly take the above information on record. Thanking you, Yours faithfully, For Equitas Small Finance Bank Limited N Ramanathan Company Secretary Encl: a/a STATUTORY REPORTS BUSINESS RESPONSIBILITY & Our Business Responsibility and Sustainability Report (BRSR) for 2025-26 provides a transparent account of our ESG performance and progress. Prepared in accordance with SEBI's BRSR framework and the National Guidelines on Responsible Business Conduct (NGRBC), the report highlights our initiatives and achievements SUSTAINABILITY REPORT across the nine principles of responsible business conduct. As we move forward, we remain focused on embedding sustainability deeper into our business, expanding responsible finance, strengthening climate resilience, and creating sustainable outcomes for our customers, communities, employees, and the environment. At Equitas Small Finance Bank, sustainability is an integral part of our purpose and our approach to creating long-term value for stakeholders. Built on a strong foundation of responsible banking, financial inclusion, prudent governance, and stakeholder-centric practices, we continue to strengthen our commitment to creating meaningful and lasting impact. Reflecting our journey Section A Section B ‘From Resilience to Momentum’, we are accelerating progress across our environmental, social, and governance (ESG) priorities through a structured and integrated approach. 66 76 Guided by our 3C x ESG Framework, we translate our ESG priorities into tangible actions across our key constituencies: Customers, Community, and Company. Our ESG strategy is anchored around six focus areas that help us drive sustainable and inclusive growth: Section C • Financial Inclusion • Responsible Operations • Emissions Management • Community Development • Green Financing • Sustainable Development Principle 1 During 2025-26, we continued to strengthen our ESG foundations through several key initiatives: • C onducted a structured materiality assessment to identify and prioritise ESG issues most Principle 2 relevant to our stakeholders and business 84 • M aintained strong governance oversight, with 82% Independent Directors on our Board Principle 3 • A chieved ISO 27001:2022 certification, reinforcing our commitment to information security and 86 data protection • P artnered with IPC GmbH under the Global Programme Sustainable Economic Transformation Principle 4 and Sustainable Finance (implemented by GIZ) to strengthen climate-risk assessment capabilities and undertake a detailed climate-risk analysis of our loan portfolio • I ntegrated sustainable practices into infrastructure development, including our upcoming Principle 5 99 workspace designed with modern sustainability considerations Principle 6 Our progress has been recognised through independent ESG assessments, including: Principle 7 • ESGRisk.ai Rating: 73 • CRISIL ESG Rating: 66 (Strong) Principle 8 • NSE Sustainability Rating: 66/100 114 • Sustainalytics ESG Risk Rating: 30.1 Principle 9 64 INTEGRATED ANNUAL REPORT 2025-26 65 STATUTORY REPORTS I. DETAILS OF THE LISTED ENTITY: SECTION A: Sr. no. Particular Details GENERAL DISCLOSURES 1. Corporate Identity Number (CIN) of the listed entity L65191TN1993PLC025280 2. Name of the listed entity Equitas Small Finance Bank Limited At Equitas, our purpose has always been simple and deeply held: to serve the underserved and 3. Year of incorporation 1993 the unbanked, and to let finance be a force for dignity and opportunity. Over the years we have grown from a pure-play microfinance institution into a stable, sustainable and scalable 4. Registered office address 4th Floor, Phase II, Spencer Plaza No. 769, Mount Road, Anna Salai, Chennai - 600 002, Tamil Nadu retail-focused bank, with around 88% of our portfolio now in secured lending, yet we have never moved away from the grassroots of the economy, where a small loan, a savings account or a 5. Corporate address 4th Floor, Phase II, Spencer Plaza No. 769, Mount Road, health camp can change the course of a family's life. Inclusive growth, ethical governance and Anna Salai, Chennai - 600 002, Tamil Nadu stakeholder accountability remain at the heart of everything we do. 6. Email cs@equitas.bank.in 7. Telephone +91 44 4299 5000 8. Website www.equitas.bank.in Linkage with the Integrated Linkage with the Report Components Stakeholders 9. Financial year for which reporting is being done 2025-26 10. Name of the stock exchange(s) where shares are listed BSE Limited Corporate Overview Customers National Stock Exchange of India Limited Human Capital Employees 11. Paid-up Capital ₹ 11,41,04,30,600 Financial Capital Shareholders 12. Name and contact details (telephone, email address) of the Name: Mr. N. Ramanathan, Company Secretary; Risk Management Communities person who may be contacted in case of any queries on the Telephone: +91 44 4299 5000; Email: cs@equitas.bank.in BRSR report Value Chain Partners 13. Reporting boundary - Are the disclosures under this report This report has been made on a standalone basis made on a standalone basis (i.e., only for the entity) or on a consolidated basis (i.e., for the entity and all the entities which form a part of its consolidated financial statements, SDGs Impacted taken together). 14. Name of assurance provider NA 15. Type of assurance obtained NA II. PRODUCTS/SERVICES 16. Details of business activities (accounting for 90% of the turnover): Sr. no. Description of main activity Description of business activity % of turnover of the entity Banking activities by central, commercial and 1. Financial and insurance services 100% savings banks 17. Products/Services sold by the entity (accounting for 90% of the entity’s turnover): Sr. no. Product/Service NIC Code % of total turnover contributed Monetary intermediation services provided by 1. commercial banks, savings banks, postal savings 64191 100% bank and discount houses. 66 INTEGRATED ANNUAL REPORT 2025-26 67 STATUTORY REPORTS Products and Services We offer a diversified portfolio of asset, liability and third-party products designed to meet the evolving financial needs of retail Product Product Offerings Value Created Relevant SDGs customers, micro-entrepreneurs, small businesses and institutions. Through our offerings, we seek to expand access to formal Category financial services, promote entrepreneurship, facilitate asset creation, encourage savings and investment, and strengthen financial resilience across customer segments. Our products contribute to inclusive growth and support the achievement of several United We encourage financial inclusion, Nations Sustainable Development Goals (UNSDGs), particularly those related to poverty alleviation, health and well-being, Savings Accounts (SA) savings discipline and long-term economic growth, reduced inequalities, innovation and sustainable communities. financial security. We support the day-to-day banking and transaction needs Current Accounts (CA) of businesses, professionals and Product Product Offerings Value Created Relevant SDGs enterprises. Category Liability Products We enable customers to build We support entrepreneurship, (Deposit Term Deposits secure savings and plan for f [Showing first 8,000 characters — download PDF for full document]