General Updates

USFB/CS/SE/2026-27/44 July 02, 2026 National Stock Exchange of India Limited BSE Limited Listing Department Listing Compliance Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (E) P.J. Tower, Mumbai – 400 051 Dalal Street, Fort, Mumbai – 400 001 Symbol: UJJIVANSFB Scrip Code: 542904 Dear Sir/Madam, Sub: Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information: Key Business Highlights for the Quarter ended June 30, 2026: Deposits: Particulars (₹ crore) Q1FY27 Q1FY26 Y-o-Y Q4FY26 Q-o-Q Total Deposits 48,307 38,619 25.1% 45,668 5.8% CASA 12,930 9,381 37.8% 13,062 -1.0% CASA Ratio (%) 26.8% 24.3% 28.6% Credit-Deposit Ratio (%) 88.8% 86.2% 89.0% Gross Loan Book: Particulars (₹ crore) Q1FY27 Q1FY26 Y-o-Y Q4FY26 Q-o-Q Gross Loan Book* 42,903 33,287 28.9% 40,655 5.5% Group Loan 15,185 12,961 17.2% 14,696 3.3% Individual Loan 6,186 5,332 16.0% 6,014 2.9% Housing (incl. MM) 11,210 7,962 40.8% 10,477 7.0% MSME 3,470 2,253 54.0% 3,230 7.4% FIG 3,293 2,798 17.7% 3,000 9.8% Vehicle Loan 1,036 560 85.0% 944 9.7% Gold Loan 1,020 293 248.1% 769 32.6% Agri Banking 810 403 101.0% 731 10.8% Others^ 692 725 -4.5% 795 -12.9% Total Secured Book (₹ crore) 21,555 15,162 42.2% 20,079 7.3% Secured Book (%) 50.2% 45.5% 49.4% Note: Individual Loan, MSME and Others^ include both secured and unsecured products. |^Includes, Staff Loan, OD-FD & others | *Includes Securitization Disbursements: Particulars (₹ crore) Q1FY27 Q1FY26 Y-o-Y Q4FY26 Q-o-Q Disbursements 9,252 6,539 41.5% 9,811 -5.7% Group Loan 3,354 2,844 18.0% 3,870 -13.3% Individual Loan 1,227 1,090 12.6% 1,376 -10.8% Housing (incl. MM) 1,138 892 27.6% 1,304 -12.7% MSME 502 402 26.0% 572 -11.5% FIG 1,736 609 185.2% 1,565 10.9% Vehicle Loan 239 158 51.1% 236 1.4% Gold Loan 467 164 184.5% 418 11.7% Agri Banking 113 107 5.2% 155 -27.3% Others^ 477 274 74.1% 317 50.5% Note: ^Includes, Staff Loan, OD-FD & others Asset Quality: Particulars Q1FY27 Q1FY26 Q4FY26 PAR (%) 3.58% 4.81% 3.54% GNPA (%) 2.17% 2.52% 2.27% *Write-Off (₹ crore) 68 154 50 *Note: Prior numbers reclassified. Micro Banking (GL & IL) Bucket X Collections: Particulars Q1FY27 Q1FY26 Q4FY26 Micro Banking (GL & IL) Bucket X Collection Efficiency (%) 99.68% 99.26% 99.76% The information with reference to Q1FY27 is provisional and subject to an audit / limited review by the statutory auditors of the Bank. We request you to bring the above to the notice of all concerned. This intimation shall be available on the Bank’s website at www.ujjivansfb.bank.in Thanking You, Yours faithfully, For UJJIVAN SMALL FINANCE BANK LIMITED Sanjeev Barnwal Company Secretary & Head of Regulatory Framework