Investor Presentation

August 09, 2026 Listing Department Department of Corporate Services National Stock Exchange of India Limited BSE Limited Exchange Plaza, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Bandra (East), Dalal Street, Mumbai - 400 051 Mumbai - 400 001 Symbol: MEDIASSIST Scrip Code: 544088 Subject: Investor Presentation Dear Sir/ Madam, Pursuant to Regulation 30 of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015, please find enclosed herewith investor presentation of the Company titled: “Medi Assist Healthcare Services Limited-Investor Presentation Q1 FY27” Kindly take the same on record. Yours faithfully, For Medi Assist Healthcare Services Limited Rashmi B V Company Secretary & Compliance Officer ICSI Membership No: A38729 Encl: As Above Medi Assist Healthcare Services Limited Investor Presentation Q1 FY 27 2026 Copyright Medi Assist 1 Management Commentary – Q1 FY27 "The India TPA franchise — built organically and through acquisitions — is our core engine. Paramount integration is at its logical closure. Our AI stack has moved from investment to early monetisation with seven contracts in place, and Mayfair is now a structured international platform with dedicated leadership and a live Thailand deployment. We are funding both growth tracks from within operating cash flows and expect them to become meaningful contributors to EBITDA margins over time." Satish Gidugu Chief Executive Officer and Whole Time Director 2026 Copyright Medi Assist Summary of Financials Financial Highlights - Q1FY27 (Consolidated) Performance Overview Total Income EBITDA Reported PAT ₹247.0 Cr ₹48.0 Cr ₹27.6 Cr +24.9% YoY +14.3% YoY +21.9% YoY Operating Revenue EBITDA Margin PAT Margin ₹236.5 Cr 20.3% 11.2% +24.1% YoY -175 bps YoY -27 bps YoY 2026 Copyright Medi Assist Summary of Financials EBITDA Margin Walk – Q1FY26 to Q1FY27 EBITDA Margin (%) EBITDA Margin – Q1FY27 20.3% Acquisition of Paramount Healthcare Services (PHS) +40 bps vs Q4FY26 (19.9%) -175 bps YoY vs 22.0% (Q1FY26) Recovery from Q2FY26 trough +320 bps 17.1% → 20.3% Q2FY26 → Q1FY27 2026 Copyright Medi Assist Operational Highlights as on June 30, 2026 Highlights – Q1FY27 (1/3) ● Operating revenue grew at 24.1% YoY with EBITDA margin at 20.3% Strong Financials ● Reported PAT of INR 27.6 Cr and Adjusted PAT (ex-exceptional items) of & Robust Balance INR 24.5 Cr Sheet ● EBITDA margin: 20.3% in Q1FY27 vs 22.0% in Q1FY26 ● Debt-free with a free cash position of INR 245.5 Cr ● Group + Retail premiums administered: INR 8,975 Cr (+26.8% YoY) Scale & Market ● Overall Group + Retail market share: 24.3% (+120 bps YoY) Share Expansion ● Group market share: 37.6% (+440 bps YoY) ● Group PUM Retention at 90.2% Paramount ● 95%+(Group) and 80%+(Retail) of PHS claims volume migration to Integration on MAtrix completed; 100% migration targeted by Q2FY27 Track ● Margin recovery moving along the expected lines 2026 Copyright Medi Assist Operational Highlights as on June 30, 2026 Highlights – Q1FY27 (2/3) ● MAven Guard: ~INR 183 Cr health insurance fraud prevented AI-Led Platform ● Raksha Prime: ~87k (+29.9% YoY) patients experienced bill-free discharge Momentum across ~6k hospitals in Q1FY27 ● Over 186k pre-authorisations processed within five minutes on the platform ● Tech revenues grew 55.5% YoY and now contribute 3.3% of total revenue AI-Led Platform ● The entire stack - MAtrix, MAven Guard, MAven IDP, MAgnum, NaaS - now Growth generally available. Multiple pilots underway with insurers in India & overseas ● UIDAI’s Aadhaar Offline Verification Framework is integrated into platforms ● Mayfair stake raised to 91.75% post Q1 ● Went live with the first international technology deployment contract in International Thailand (post Q1) Expansion ● Contracts with multiple Indian insurers accessing >50% of travel premiums placed in India; integrations well under way 2026 Copyright Medi Assist Operational Highlights as on June 30, 2026 Highlights – Q1FY27 (3/3) ● ~64% (+40 bps YoY) by volume cashless ● Raksha Prime members consistently rate the instant discharge experience at 4.7 or higher on a scale of 5 Inpatient Cashless ● Platforms enabled more than 186k pre-authorizations (admissions) in under 5 minutes and 260k discharges within 30 minutes ● Prevented ₹47 Crore of fraud and cautioned/acted against 20+ hospitals ● ~51% reimbursements (+441 bps YoY) are now submitted electronically ● Prevented ₹136 Crore of fraud Inpatient ● Our member consent feature moving reimbursement NPS to 69%+ from Reimbursement members that review and accept the provisional approvals ● End-to-end TAT for payments improved to 6.76 days from 7.31 days; 88.3% of reimbursements now processed within 1 day ● 2.69 million Group + Retail claims processed High Throughput ● 813k Cashless IP (inpatient), 352K Reimbursement IP Operations ● 582k Cashless OP (outpatient), 945k Reimbursement OP 2026 Copyright Medi Assist Business Segments Updates Group – Q1FY27 Revenue Premiums Managed PUM Growth - PSU Fraud Savings ₹166.0 Cr ₹8,454 Cr 28.9% ~₹151 Cr +25.5% YoY +29.5% YoY +3,040 bps vs Industry +46.7% YoY PUM Growth - Pvt Integrations with Revenue Contribution Market Share* & SAHI Corporates 70.2% 37.6% 31.2% 1,444 +75 bps +440 bps YoY +400 bps vs Industry from 1,128 A deeply diversified corporate portfolio with ~11k (Q1FY26: ~10.5k) corporates spanning across 25+ sectors *Market share includes PHS acquisition impact 2026 Copyright Medi Assist Business Segments Updates Retail – Q1FY27 Revenue Premiums Managed Market Share* Fraud Savings Growth (TPA Model) (TPA Model) (TPA Model) (TPA Model) ₹23.4Cr ₹521Cr 3.6% ~₹32 Cr +13.1% YoY -5.0% YoY -140 bps YoY -44.4% YoY Revenue Contribution Premiums Managed Market Share Claims Managed (TPA Model) (Platform Model) (Platform Model) (Platform Model) 9.9% ₹4,254 Cr 29.5% 467 K -96 bps ~23.0% YoY -200 bps YoY ~937% YoY MAven Guard, MAven IDP Raksha Prime now available as add-ons to proprietary insurer systems; pilots are ongoing *Market share includes PHS acquisition impact 2026 Copyright Medi Assist Business Segments Updates Government - Q1FY27 Revenue Members Serviced* Served 12 states, 4 ₹28.5Cr ~31 Crore +35.3% YoY +~15% QoQ Revenue Contribution Active Headcount 12.0% 2,751 +99 bps -0.5% QoQ *Includes PHS acquisition impact 2026 Copyright Medi Assist Business Segments Updates International Benefits Administration (Mayfair) – Q1FY27 Revenue Revenue Contribution Retail Lives Global Reach ₹10.1 Cr 4.3% 106.7k 1Mn+ | 185 -5.2% YoY 131 bps YoY +79.1% YoY Providers | countries Q1 softness due to external Momentum & Growth Drivers Tech / SaaS — Productised & factors Priced Demand-side, event-driven — not ● Retail travel: Contracts with ● MAven platform live in client losses multiple private insurers Thailand w.e.f. July 1, 2026: Our accessing >50% of travel first deployment in the region, ● >20% decline in leisure premiums placed in India; delivering digital experience to travellers (UAE/Gulf conflict; high integrations well under way group policyholders North America & Europe travel ● Repricing scaling on the proven ● MAtrix Platform for claims costs) US model automation in the region: work ● >35% decline in students going ● New wins in the marine in progress to open up abroad business ● Pipeline: Multiple insurers, brokers and TPAs. MAven Guard POCs underway in SEA and adjacent markets 2026 Copyright Medi Assist Business Segments Updates Technology – Q1FY27 Revenue MAtrix MAven Guard End-to-end claims platform; live at Star Fraud, Waste & Abuse decisioning; first ₹7.8 Cr Health and SBI General gain-share model signed NaaS MAven IDP* +55.5 % YoY Access to hospital network & discounted AI that reads & validates claim documents, pricing as a plug-in; now live eliminating the need for manual data entry Revenue Contribution ● ~32 Lakh claims processed on MAtrix (incl. 3.3% AI Capabilities ~45k global claims) @ Scale ● ~87k Raksha Prime discharges +66 bps YoY ● ₹183 Cr in Fraud savings ● Key modules carved out of [Showing first 8,000 characters — download PDF for full document]