General Updates

July 02, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street Mumbai – 400051 Mumbai – 400 001 Symbol : EQUITASBNK Scrip Code : 543243, 976218 and 976979 Dear Sir Sub: Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015-Business update for the quarter ended June 30, 2026 In accordance with applicable clauses of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we would like to inform the following with respect to Bank's Deposits and Advances for the quarter ended June 30, 2026: I. Quarterly Updates: Particulars June 30, 2025 March 31, June 30, 2026 YoY QoQ (In Rs. Crores unless specified otherwise) (Unaudited) 2026 (Provisional) % % (Audited) Gross Advances* 37,610 46,165 ^47,653 26.70 3.22 Micro Finance & Micro Loans$ 3,537 5,756 6,019 70.19 4.57 Non- Micro Finance & Micro 34,073 40,409 41,634 22.19 3.03 Loans Total Deposits 44,345 46,533 48,976 10.44 5.25 CASA @13,019 12,198 12,307 (5.47) 0.89 CASA Ratio (%) 29% 26% 25% Cost of Funds (%) 7.49% 6.94% 7.05% *Gross Advances includes IBPC/Securitized/Assigned portfolio of Rs. 2,126 Crore as on June 30, 2026 and Rs. 2,585 Crore as on March 31, 2026 $Micro Finance & Micro Loans Advances include purchase of Agri assets from other Regulated Entities under Direct Assignment (DA) in Q3FY26. As on June 30, 2026, DA outstanding is Rs. 837 Crore. Excluding this DA, Overall bank Advances grew by 24.48% YoY & 3.86% QoQ ^These figures are subject to change based on technical write off @CA balance for June 30, 2025 includes high value ASBA accounts to the tune of Rs. 959 Crore. Excluding this, CASA grew by approximately 2% YoY Advances: Gross Advances grew by 26.70% YoY & 3.22% QoQ in Jun’26 Quarter on the back of robust disbursements of ~Rs. 6,804 Crore, a growth of 93.77% YoY and a decline of 7.39% QoQ. II. CD Ratio June-25 March-26 June-26 Particulars (Unaudited) (Audited) (Provisional) CD Ratio (%) 79.91% 93.65% 92.96% CD Ratio (%) (after reducing Refinance 76.48% 83.40% 81.28% borrowings from advances) III. Advances mix as on June 30, 2026 (Provisional): Particulars Mix including Mix excluding DA DA Micro Finance & Micro Loans 13% 11% (Unsecured) All Other Loans 87% 89% Please note that the numbers mentioned above, as on June 30, 2026 are provisional numbers and are subject to review by the Joint Statutory Auditors of the Bank and approval by the Audit Committee and Board of Directors of the Bank. Kindly take the above information on record. Thanking you, Yours faithfully, For Equitas Small Finance Bank Limited N Ramanathan Company Secretary