5paisa Capital Limited has informed the exchange regarding the Annual Report for the Financial Year 2025-26.

August 7, 2026 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Exchange Plaza, 5th Floor, Plot C/1, G Block, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai – 400 001. Mumbai – 400 051. BSE Scrip Code: 540776 NSE Symbol: 5PAISA Dear Sir / Madam, Subject: Notice of the 19th Annual General Meeting and Annual Report for FY 2025-26. Pursuant to the provisions of Regulation 34 read with other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), we enclose herewith the following: a. Notice convening the 19th (Nineteenth) Annual General Meeting (“AGM”) of the Company scheduled to be held on Tuesday, September 1, 2026, at 11:30 A.M. (IST) through Video Conferencing (“VC”)/Other Audio-Visual Means (“OAVM”); b. Annual Report of the Company (including Business Responsibility and Sustainability Report) for FY 2025-26. The Annual Report for FY 2025-26 along with the Notice is being sent through electronic mode to all Members of the Company, whose e-mail addresses are registered with the Company/ Depository(ies)/ Registrar and Share Transfer Agent (“RTA”) and is also available on the website of the Company at https://www.5paisa.com/investor-relations. Further, in accordance with Regulation 36 of the SEBI Listing Regulations, a letter providing the weblink and Quick Response (“QR”) Code for accessing the Annual Report for FY 2025-26 along with the Notice is being sent to all those Members who have not registered their email addresses with the Company / Depository Participant(s) / RTA. Kindly take the above on record and oblige. Thanking You, For 5paisa Capital Limited Mehul Somaiya Company Secretary & Compliance Officer ACS - 43026 Email: csteam@5paisa.com Place: Thane Encl: As above 5paisa Capital Limited Registered Office: IIFL House, Sun Infotech Park, Road No.16V, Plot No. B-23, Wagle Estate, Thane - 400604 Tel.: +91 22 41035000 I E-mail: support@5paisa.com I Website: www.5paisa.com I CIN: L67190MH2007PLC289249 Contents Corporate overview Statutory reports Delivering Superior Experience and Management Discussion & Analysis 71 Unlocking Growth via AI 01 Directors’ Report 82 FY26 Performance Highlights 02 Corporate Governance Report 108 About 5paisa 04 Business Responsibility & Our Presence 06 Sustainability Report 147 Product 07 Financial statements Technology Edge 12 Standalone Financial Statements 202 FY26 Scoreboard 17 Consolidated Financial Statements 265 Message from Chairperson 20 MD & CEO’s Message 24 Value Creation Model 28 Operating Context 32 Strategic Priorities 35 Risk Management 37 ESG 43 Board of Directors 63 Core Management Team 66 Awards & Recognition 68 Download this report or read online at Corporate Information 69 www.5paisa.com Forward-looking Statements This document contains statements about expected future events and financial performance of 5paisa Capital Limited, which are forward- looking. By their nature, forward looking statements require the Company to make assumptions and are subject to inherent risks and uncertainties. There is significant risk that the assumptions, predictions and other forward-looking statements may not prove to be accurate. Readers are cautioned not to place undue reliance on forward-looking statements as a number of factors could cause assumptions, actual future results and events to differ materially from those expressed in the forward-looking statements. Accordingly, this document is subject to the disclaimer and qualified in its entirety by the assumptions, qualifications and risk factors referred to in the Management Discussion and Analysis of this Annual Report. Annual Report 2025-26 Corporate Overview Statutory Reports Financial Statements Delivering Superior Experience and Unlocking Growth via AI The world of investing is ushering We invested across every layer of in a new era, one where intelligence, the platform, introducing innovative With a growing customer agility, and deeply personalised products, making trading sharper, base, a stronger balance experiences are becoming the investing more intuitive, and sheet, and the successful new norm. As markets become streamlining onboarding, while completion of our rights more dynamic, regulations more significantly strengthening our issue, we enter the next stringent, and investors more technology infrastructure. Our chapter with greater informed, technology is no longer focus was not just on building confidence and purpose. just an enabler but a trusted capabilities but creating seamless, We remain committed companion in the investing journey. insightful, and empowering to delivering superior At 5paisa Capital Limited, this shift experiences on our platform. experiences, harnessing is shaping the way we think, build, the power of AI, driving and innovate while creating lasting In line with this vision, AI took on a sustainable growth, and value for our stakeholders. more meaningful role across our shaping the future of ecosystem, with the introduction investing in India. With a dedicated focus on of various AI-powered features, delivering superior experiences to including 5paisa MCP, redefining our customers, we embarked on a how our customers engage with path of purposeful innovation and the market. AI-driven growth in FY26. Embedding AI for Enrichening Experiences FY26 marked a significant advancement in our efforts to leverage AI to empower traders and investors with smart insights, enhanced decision-making, and elevate their overall experience on our platform. Key Enhancements • Established and enhanced 5paisa MCP, an AI trading companion linked to the broking account to enable our customers to undertake improved portfolio analysis and trade execution • Launched AI-driven live news and developer API assistance to support real-time decision-making 01 5paisa Capital Limited FY26 Performance Highlights A Year of Meaningful Progress Financial Revenue Avg Funding Book ₹ 320 crore ₹ 368 crore FY26 Revenue Net Profit Avg. Daily Turnover (ADTO) ₹ 44 crore ₹ 2.90 Tn Broking 47% Net Worth Allied Income 24% ₹ 649 crore Cross-Sell & Others 29% 5paisa Capital Limited 02 Annual Report 2025-26 Corporate Overview Statutory Reports Financial Statements Operational Number of Orders 91.57 Mn New customers Onboarded 0.36 Mn MF AUM ₹ 1,761 Crore Brokerage Income Quarter Client Funding book (₹ in Mn) (₹ in crore) 348 410 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY26 Q2FY26 Q3FY26 Q4FY26 03 5paisa Capital Limited About 5paisa India’s Trusted Digital Partner for Investing and Trading 5paisa Capital Limited (5paisa) is a Our multi-platform ecosystem, pioneer among India’s listed fintech including mobile apps, web and APIs, Built for the Do-It-Yourself (DIY) discount brokers, partnering with facilitates seamless trading across investor, our platform together customers in their wealth-creation NSE, BSE, and MCX, supported by a full suite of products tailored journey. With a strong focus on scalable tech infrastructure designed to individual needs, including innovation and a deep understanding for speed, reliability and intuitive of customer behaviour, we harness customer experiences. • Equities digital technology to offer a holistic range of simple, quick and affordable We have built a strong and growing • Derivatives financial products and services. online presence over the years, serving retail investors including Established in 2016, we are a SEBI- digital-first users, high-volume and • Commodities registered stockbroker, depository algo traders, active across securities participant, and research analyst. We and commodities markets. • Currencies are also recognised as a mutual fund distributor by AMFI. • Mutual Funds • IPOs • ETFs • US Stocks We remain focussed on strengthening our product and technology stack, with AI increasingly embedded across process [Showing first 8,000 characters — download PDF for full document]