General Updates

June 30, 2026 The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor, Plot C/1, G Block, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai 400 001. Mumbai 400 051. BSE Scrip Code: 532636 NSE Symbol: IIFL Subject: Business Responsibility and Sustainability Report for the Financial Year 2025-26 Dear Sir/Madam, Pursuant to Regulation 34(2)(f) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, enclosed herewith is the Business Responsibility and Sustainability Report (“BRSR”) for the Financial Year 2025-26 along with an Independent Practitioners’ Reasonable and Limited Assurance Report (“Assurance Report”). The BRSR and Assurance Report forms an integral part of the Annual Report of the Company for the Financial Year 2025-26. The BRSR has also been uploaded on the Company's website and can be accessed at www.iifl.com Kindly take the same on record and oblige. Thanking You, For IIFL Finance Limited Samrat Sanyal Company Secretary & Compliance Officer ACS- 13863 Email Id: csteam@iifl.com Place: Mumbai Encl: as above IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hub Town Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com Business Responsibility and Sustainability Report FY 2025-26 SECTION A: GENERAL DISCLOSURES i. Details: 1 Corporate Identity Number (CIN) of the Listed Entity L67100MH1995PLC093797 2 Name of the Listed Entity IIFL Finance Limited (“IIFL / the Company”) 3 Year of Incorporation 1995 4 Registered office address IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane, Maharashtra - 400604. 5 Corporate address 802, 8th Floor, Hubtown Solaris, N. S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai – 400069. 6 E-mail shareholders@iifl.com 7 Telephone (91-22) 6788 1000 8 Website www.iifl.com 9 Financial year for which reporting is being done April 01, 2025 - March 31, 2026 10 Name of the Stock Exchange(s) where shares are listed National Stock Exchange of India Limited (“NSE”) BSE Limited (“BSE”) 11 Paid-up Capital `85.06 Crores (As of March 31, 2026) 12 Name and contact details (telephone, email address) of Mr. Samrat Sanyal the person who may be contacted in case of any queries Company Secretary and Compliance Officer on the BRSR report Telephone No. (91-22) 6788 1000 Email: shareholders@iifl.com 13 Reporting boundary - Are the disclosures under this Disclosures made in this Report are on a standalone report made on a standalone basis (i.e. only for the entity) basis and pertain only to IIFL Finance Limited. or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together) 14 Name of assurance provider TUV India Private Limited 15 Type of assurance obtained Reasonable Assurance for BRSR Core requirements as per ISAE 3000(Revised), ISAE 3410 238 Integrated Annual Report 2025-26 BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT ii. Products/Services 16. Details of business activities (accounting for 90% of the entity’s turnover) Description of main activity Description of business activity % of turnover of the entity Financial services IIFL is a financial services Company 99.74% offering financing through varied loan products through itself and its subsidiaries. 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): Product/Service NIC code % of total turnover contributed Other credit granting 64920 99.74% IIFL is a financial services Company offering financing through varied loan products via., Gold Loan, MSME Loan, Construction & Real Estate Finance and Capital Market Finance ii. Products/Services 18. Number of locations where operations/offices of the entity are situated Location Number of plants Number of offices Total National 0 2,930 2,930 International 0 0 0 19. Markets served by the entity: a. Number of locations Locations Number National (States and Union Territories) 26 (21 states and 5 UTs) International (No. of Countries) Nil b. What is the contribution of exports as a percentage of the total turnover of the entity? Not Applicable. IIFL FINANCE LIMITED 239 Brief on types of customers Individuals Private individuals or consumers who require financial services for personal reasons. Small and Medium-Sized Enterprises (SMEs) SMEs who require funds for their operations, to purchase equipment, manage cash flow, expand their operations, or invest in new projects. Startups and Entrepreneurs Startups and Entrepreneurs who require capital to launch or grow their businesses. Corporations Large corporations requiring finance for mergers and acquisitions, capital expenditure projects, restructuring debt, or managing cash flow gaps. Retailers and Merchants Financing in partnership with retailers and merchants to provide consumer-financing options. Real Estate Developers and Investors Those who require funding for property acquisitions, construction projects, renovations, or real estate investments. Healthcare and Medical Institutions Medical practitioners, hospitals, clinics, and healthcare providers requiring finance for equipment purchases, facility expansions, technology upgrades, or to bridge cash flow gaps. Government and Public Sector Entities Government agencies, municipalities, and other public sector organizations requiring finance for infrastructure development, public projects, etc. iv. Employees 20. Details as of March 31, 2026 a. Employees and workers (including differently abled): S. Particulars Total (A) Male Female No. No. (B) % (B / A) No. (C) % (C / A) EMPLOYEES 1 Permanent (D) 16,341 12,033 73.6% 4,308 26.36% 2 Other than permanent (E) 381 206 54.00% 175 45.90% 3 Total employees (D + E) 16,722 12,239 73.19% 4,483 26.80% *The Company does not have any worker as defined in the guidance note of BRSR. 240 Integrated Annual Report 2025-26 BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT b. Differently abled employees: We, at IIFL Finance are committed to all employees regardless of their background, abilities or disabilities. We believe in fostering an inclusive and diverse work environment, which values the contribution from every employee. In line with The Company’s commitment to treat all employees fairly, we do not track specific details related to an individual’s disability - as we believe in the privacy of the employee and strive to avoid any biases or stigmatization. Our Company’s goal is to remain an equal opportunity employer and ensure all employees are treated fair. 21. Participation/Inclusion/Representation of women Total (A) No. and percentage of women No. (B) % (B/A) Board of Directors 9 1 11.11 Key Management Personnel* 2 0 0.00% *Mr. Nirmal Jain and Mr. R Venkataraman, though qualifying as both Key Managerial Personnel and Board members, have been classified only under the Board of Directors. 22. Turnover rate for permanent employees Particulars FY 2025-26 FY 2024-25 FY 2023-24 Male Female Others Total Male Female Others Total Male Female Others Total Permanent 30.8% 36.7% 0.00% 32.3% 34.40% 39.50% 0.00% 35.70% 40.80% 46.10% 0.00% 42.20% employees Permanent 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% workers *The Company does not have any worker as defined in the guidance note of BRSR. v. Holding / Subsidiary / Associate companies / Joint ventures 23. As on March 31, 2026 Sl. Name of the holding / subsidiary / Indicate whether % of shares held by Does the entity indicated No. associate company / joint ventures (A) holding/ subsidia [Showing first 8,000 characters — download PDF for full document]