Intimation under Regulation 30 & 51 - Credit Rating

GIC HOUSING FINANCE LTD. GICHFL/SEC/2026-27 August 07, 2026 To, Scrip Code(s) BSE Limited Equity: 511676 P.J. Towers, NCD : 976182, 976944, 976945, 977277, Dalal Street, Fort, 977579,978009 Mumbai – 400 001 CP(s) : 731198,731633,731766,731787, 731886,731962,732053,732160, (INE289B14KG8 – Yet to be listed). Dear Sir, Sub.: Intimation under Regulation 30 and 51 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations, 2015”) – Credit Rating. Ref.: Event date and time of occurrence – August 07, 2026 at 2.06 P.M. Pursuant to Regulation 30 & 51 of the Listing Regulations, 2015, read with clause 2.1 of Chapter XI of SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD- 1/P/CIR/2025/0000000103 dated July 11, 2025 (as amended), we hereby inform about the receipt of following Credit Ratings from ICRA Ltd. Sr. ISIN Instrument Name Credit Outlook Rating Specify Date Verific Date No. Type & of the rating (Stable/ Action other of ation of (Equit Amount Credit assign Positive/ (New/ rating Credit status verific y) Rating ed Negative Upgrade/ action rating of ation / No Downgra Agenc Credit Outlook) de/ Re- y Rating Affirm/ Agenci Other) 1. INE28 Long Term Bank ICRA ICRA Stable Re- NA August Verified August 9B01 Facility Ltd. AA+ affirmed 07, 07, 019 aggregating to 2026 2026 Rs. 9000 crs. 2. Short Term Bank ICRA ICRA -- Re- NA August Verified August Facility Ltd. A1+ affirmed 07, 07, aggregating to 2026 2026 Rs. 1000 crs. 3. NCDs ICRA ICRA Stable Re- NA August Verified August aggregating to Ltd. AA+ affirmed 07, 07, Rs. 1230 crs. 2026 2026 4. NCDs ICRA ICRA Stable Assigned Limit August Verified August aggregating to Ltd. AA+ Enhance 07, 07, Rs. 500 crs. 2026 2026 5. NCDs ICRA ICRA Stable Re- Withdrawn August Verified August aggregating to Ltd. AA+ affirmed 07, 07, Rs. 300 crs. and 2026 2026 Other 6 Commercial ICRA ICRA -- Re- NA August Verified August Paper Ltd. A1+ affirmed 07, 07, aggregating to 2026 2026 Rs. 1500 crs. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com GIC HOUSING FINANCE LTD. This is for your information and record purpose. Thanking You, Yours faithfully, Raj Gor Group Head & Company Secretary Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com