Business Performance Update - July 2026

Date: August 6, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Block, Dalal Street, Bandra - Kurla Complex, Mumbai- 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 543386 Symbol: FINOPB Dear Sir/Madam, Subject: Business Performance Update – July 2026 In accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information of Fino Payments Bank Limited (“Bank”) and in terms of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby intimate the Bank’s business performance for July‘26: Business Highlights: Particulars Unit July’26 July’25 YoY (%) Deposit Accounts Accounts Opened Nos. 3,27,771 3,01,666 9% Renewal Income ₹ Cr 23.6 22.5 5% Average Total Deposits ₹ Cr 2,766 2,480 12% Digitally Active Customers Lakh 66.3 54.7 21% FinoPay Active Customers Lakh 8.9 6.6 34% Transaction Business Throughput ₹ Cr 3,074 4,101 (25%) Digital Payments Services B2B UPI P2M Throughput ₹ Cr - 3,200 (100%) Loan Referral Disbursals ₹ Cr 241 60 304% Implementation of the Small Finance Bank is in progress in all aspects, people, technology, processes and governance. The Bank’s focus is to complete the same within the Reserve Bank of India’s stipulated timelines. The above information is based on provisional and unaudited numbers. This disclosure shall also be made available on the Bank’s website at www.fino.bank.in. Kindly take the above information on record. Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai- 400 706 | CIN: L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in