Outcome of Board Meeting

August 06, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Dalal Street, Mumbai – 400 001 Bandra Kurla Complex, Bandra (E) Mumbai – 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF Dear Sir/Madam, Sub: Outcome of the Board Meeting held on August 06, 2026 – Disclosure under Regulation 30, 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) This is with reference to Regulation 30 read with Part A of Schedule III, Regulation 33 and Regulation 52 and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. It is hereby intimated that the Board of Directors at its meeting held on August 06, 2026, has approved, inter alia, the following business(es): 1. The financial results for the quarter ended June 30, 2026, together with the Limited Review Report of the Statutory Auditors thereon, as recommended by the Audit Committee. The financial results, duly signed by the Chairperson /Managing Director/Whole-time Director and Statutory Auditors of the Company, together with the limited review report are enclosed herewith. The meeting of the board of directors commenced at 2.50 PM and concluded at 4.30 P.M. Kindly take the same on records. Thanking you, Yours faithfully, For Muthoot Microfin Limited Neethu Ajay Chief Compliance Officer and Company Secretary Independent Auditors’ Review Report on the Quarterly Unaudited Financial Results of Muthoot Microfin Limited pursuant to Regulations 33 and 52 read with Regulation 63(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended Review Report to The Board of Directors Muthoot Microfin Limited 1. We have reviewed the accompanying Statement of unaudited financial results of Muthoot Microfin Limited (“the Company”) for the quarter ended June 30, 2026, (“the Statement”) attached herewith, being submitted by the Company pursuant to the requirements of Regulations 33 and 52 read with Regulation 63(2) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“Listing Regulations”), including relevant circulars issued by the Securities and Exchange Board of India ("SEBI") from time to time. 2. The Statement, which is the responsibility of the Company’s Management and approved by the Company’s Board of Directors has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 'Interim Financial Reporting' (“lnd AS 34”) prescribed under Section 133 of the Companies Act, 2013 (“the Act”) as amended read with relevant rules issued thereunder, the circulars, guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Guidelines") and other accounting principles generally accepted in India and in compliance with Regulations 33 and 52 read with Regulation 63(2) of the Listing Regulations, including relevant circulars issued by SEBI from time to time and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning, to the extent applicable and other related matters. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (“SRE”) 2410 – “Review of Interim Financial Information Performed by the Independent Auditor of the Entity” issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the financial statements are free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under section 143(10) of the Act, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the applicable Indian Accounting Standards specified under Section 133 of the Act as amended, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning, to the extent applicable and other related matters. For Suresh Surana & Associates LLP Chartered Accountants Firm’s Registration No.121750W / W100010 Ramesh Gupta Partner Membership No.: 102306 UDIN: 26102306FFRRTF6263 Place: Mumbai Date: August 6, 2026 Muthoot Microfin Limited CIN : L65190MH1992PLC066228 Regd. Office: 13th Floor, Parinee Crescenzo, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051 Admin Office: 5th Floor, Muthoot Towers, Opp Abad Hotel, MG Road, Kochi, Kerala - 682035 Statement of unaudited financial results for the quarter ended June 30, 2026 (All amounts in INR millions, except per share data) Quarter ended Year ended June 30, 2026 March 31, 2026 June 30, 2025 March 31, 2026 Particulars Unaudited Audited Unaudited Audited (Refer Note 15) (Refer Note 15) Income Revenue from operations Interest income 5,682.79 5,685.75 5,187.06 21,389.77 Fees and commission income 367.85 349.36 106.52 948.72 Net gain on fair value changes 582.15 230.85 228.80 1,133.33 Income on investments 46.84 44.59 56.97 193.16 Sale of services 6.72 7.59 6.87 30.70 Total revenue from operations 6,686.35 6,318.14 5,586.22 23,695.68 Other income 19.74 70.85 4.37 111.29 Total income 6,706.09 6,388.99 5,590.59 23,806.97 Expenses Finance costs 2,467.36 2,315.77 2,097.57 8,744.64 Fees and commission expenses 39.60 64.82 55.57 220.14 Net loss on derecognition of financial instrument under amortised - - 73.59 73.59 cost category Impairment on financial instruments 918.51 958.64 1,253.83 4,393.10 Employee benefits expense 1,616.63 1,487.34 1,522.35 6,035.10 Depreciation and amortisation expense 108.66 106.67 110.02 431.34 Other expenses 489.31 486.39 420.05 1,819.96 Total expenses 5,640.07 5,419.63 5,532.98 21,717.87 Profit before tax for the period / year 1,066.02 969.36 57.61 2,089.10 Tax expense Current tax 209.88 148.48 - 148.48 Deferred tax (Credit)/Charge 42.76 84.82 (4.23) 311.58 Tax relating to prior years - 24.83 - (73.63) Total tax expense 252.64 258.13 (4.23) 386.43 Net profit for the period / year 8 13.38 711.23 61.84 1,702.67 Other comprehensive income Items that will not be reclassified to profit or loss Remeasurement of gain/ (loss) on defined benefit plan (net) (34.51) 2.21 (4.65) (14.78) Tax impact on above 8.69 (0.56) 1.17 3.72 Items that will be reclassified to profit or loss Remeasurement of financial assets carried at fair value through OCI 17.02 59.62 52.97 168.69 Net movement on effective portion of Cashflow hedge 32.00 142.42 (34.72) 463.01 Fair value change in FVOCI Debt Securities 29.08 (32.34) 13.79 (37.75) Tax impact on above (19.66) (42.71) (8.06) (149.49) Other comprehensive income, net of tax 3 2.62 128.64 20.50 433.40 Total comprehensive income for the period / year 8 46.00 839.87 82.34 2,136.07 Paid-up equity share capital (face va [Showing first 8,000 characters — download PDF for full document]