Please find enclosed the financial results for the quarter ended June 30, 2026

August 05, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, 5th Floor, Department of Corporate Services/ Listing Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai – 400051 Mumbai – 400001 SYMBOL: POLICYBZR SCRIP CODE: 543390 Sub.: Outcome of the Board Meeting held on Wednesday, August 05, 2026 - Financial Results for the quarter ended June 30, 2026 Dear Sir/Madam, In furtherance to our earlier communication dated July 31, 2026 and pursuant to the provisions of Regulation 30 and 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), we wish to inform you that the Board of Directors of the Company at its meeting held today i.e. Wednesday, August 05, 2026, which was commenced at 02:00 P.M. (IST) and concluded at 04:15 P.M. (IST), inter-alia, considered and approved the following business(es): (i) Un-audited Standalone and Consolidated Financial Results of the Company for the quarter ended June 30, 2026 alongwith Limited Review Reports of the Auditors thereon (“Financial Results”) as enclosed herewith. The said financial results are being uploaded on the website of the Company at www.pbfintech.in pursuant to Regulation 46 of the Listing Regulations; The extracts of Un-audited Standalone and Consolidated Financial Results will be published in the Newspapers in terms of Regulation 47 of the Listing Regulations; (ii) Earning release dated August 05, 2026, on the Results as enclosed herewith; (iii) Press Release titled as “Q1FY27 Total Insurance Premium grew 41% YoY to ₹8,372 Cr, led by new protection premium at 53% YoY Q1FY27 PAT grew 92% YoY to ₹163 Cr” is enclosed herewith; and (iv) Reconstitution of the following sub-committees of the Board with effect from August 05, 2026: (a) Corporate Social Responsibility (“CSR”) Committee by including the name of Ms. Jyotsana Vempati Aggarwal, Non-Executive Independent Director as a Member of the Committee in place of Ms. Lilian Jessie Paul on completion of her first term of office as a Non-Executive Independent Director on June 18, 2026. Post reconstitution, the composition of the CSR Committee shall be as under: Sr. Name of Director(s) Position in Nature of Directorship No. Committee 1 Mr. Yashish Dahiya Chairperson Chairman, Executive Director and CEO 2 Mr. Alok Bansal Member Executive Vice Chairman and Whole Time Director 3 Ms. Jyotsana Vempati Aggarwal Member Independent Director (b) Stakeholders Relationship Committee (“SR Committee”) consequent upon the completion of the first term of office of Ms. Lilian Jessie Paul as a Non-Executive Independent Director on June 18, 2026. Post reconstitution, the composition of the SR Committee shall be as under: Sr. No. Name of Director(s) Position in Nature of Directorship Committee 1 Ms. Kitty Agarwal Chairperson Non-Executive Director 2 Mr. Alok Bansal Member Executive Vice Chairman and Whole Time Director 3 Mr. Nilesh Bhaskar Member Independent Director Sathe The abovesaid disclosure will also be hosted on the website of the Company at www.pbfintech.in. You are requested to kindly take the same in your records. Thanking you Yours Sincerely For PB Fintech Limited Bhasker Joshi Company Secretary and Compliance Officer Encl.: A/a Q1FY27 Total Insurance Premium grew 41% YoY to ₹8,372 Cr, led by new protection premium at 53% YoY Q1FY27 PAT grew 92% YoY to ₹163 Cr 1. Q1FY27 Scale Total Insurance Premium at ₹8,372 Cr, up 41% YoY o Core Online Insurance Premium up 41% YoY o New Protection (Health + Term Insurance) Premium up 53% YoY Total Lending disbursal for the year at ₹4,366 Cr. o Core lending disbursal up 33% YoY 2. Q1FY27 Financials o Operating Revenue at ₹1,888 Cr, up 40% YoY o PAT grew 92% YoY to ₹163 Cr; PAT margin up from 6% to 9% YoY Commenting on results, the company stated: 1. Our Total Insurance Premium for the quarter was ₹8,372 Cr, up 41% YoY, led by growth in core online new protection business at 53% YoY (new Health insurance up 59% YoY). 2. Consolidated operating revenue for the quarter grew 40% YoY to ₹1,888 Cr (Core Insurance revenue up 46% YoY; Q1FY27 Core credit revenue, up 25% YoY). 3. Our core renewal / trail revenue on a 12-month rolling basis is at ₹1,003 Cr, up from ₹725 Cr last year same quarter, a 38% growth (led by growth of 55% YoY in the insurance segment). The quarterly core insurance renewal revenue is at an ARR of ₹999 Cr, up from ₹673 Cr in Q1 last year (growth of 48% YoY). This is a key driver of long-term profit growth. 4. Growth in Core New Insurance Premium (net of Savings business) is holding strong at 48% YoY. Core New Insurance Premium (Including Savings) grew 39% YoY for the quarter. Excluding Savings category, we have been growing above 34%YoY for the last 13 consecutive quarters. 5. We continue to improve our customer onboarding & claims support services and Insurance CSAT is consistent above 90%. 6. Our core credit revenue for the quarter is ₹127 Cr, up 25% YoY, with core disbursal is at ₹2,776 Cr, up 33% YoY. Core Credit disbursal and revenue are growing for the last 4 consecutive quarters. We continue to strengthen our leadership in New Initiatives with Q1FY27 revenue growth of 35% YoY. Quarterly adjusted EBITDA margin improved from -6% to -5% YoY, with 7% contribution margin. 1. PB Partners, our agent aggregator platform, continued its leadership & growth momentum with over 500k+ advisors. a. We have moved the business increasingly towards smaller and higher quality advisors. b. Most diversified across different lines of businesses. c. Our Active Partner count has increased to 1.13 lacs in Q1FY27, up 55% YoY d. Present in 19k pin codes across India, covering 99% of pin codes in India. PB Partners continues to extend insurance access into both metro and underserved geographies - with Tier 2 and Tier 3 markets contributing 78% of overall GWP for the quarter. e. Total Q1FY27 premium grew 46% YoY to ₹1,637 Cr (Ex GST). Revenue grew by 47% to ₹561 Cr. f. Share of our employee benefit expenses as a % of revenue is 15%, underscoring the operating leverage in PB Partners' asset-light, technology-enabled distribution model. Note: India Insurance Premium exclude GST 2. Q1FY27 UAE Insurance premium grew 31% YoY & aligning more towards health & life insurance, similar to our India business. We have unique value proposition of cross-border health insurance products & Claims assurance program for motor insurance. This business was profitable for FY26 and is profitable for Q1FY27 also. Our consolidated Q1FY27 PAT for PB Fintech grew 92% YoY to ₹163 Cr (PAT margin grew from 6% in Q1FY26 to 9% in Q1FY27). This is 1.9% of our total insurance premium. To summarize our performance since our public listing: a) Revenue grew at a CAGR of 51% from ₹238 Cr in Q1FY22 to ₹1,888 Cr in Q1FY27 b) PAT margin grew from -47% in Q1FY22 to 9% in Q1FY27 Note: India Insurance Premium exclude GST PB Fintech Limited RInedsiau’slt Lsargest Online Insurance & Credit Marketplace Earnings Presentation – Q1FY27 5th Aug 2026 PB Fintech – Snapshot: June’26 Umbrella entity comprising of India’s leading marketplaces that offer end-to-end insurance & credit solutions to consumers with an aim to help the Indian middle class secure social security Q1FY27 Total Insurance Premium: ₹8,3721 Cr Q1FY27 Total Loan Disbursal: ₹4,366 Cr New Initiatives Insurance marketplace focused on Credit marketplace focused on providing PB has expanded into new initiatives to providing end-to-end insurance solutions credit products including credit score further strengthen their leadership positions to the retail consumers across consumer segments with increased growth momentum +53% YoY 158.9 Mn +33% YoY 60.6 Mn Enablement platform for 500K+ partners with Protection New Registered Core Online Loan Credit score presence in ~19K pin codes Premium (Q1FY27) Consumers (till date) Disbursals (Q1FY27) consumers (till date) 28.1 Mn 7.8 Mn ~70K 3.7 Lacs UAE Bus [Showing first 8,000 characters — download PDF for full document]