Allotment of Securities

July 01, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Corporate Relations Department, Plot No. C/1, G Block, 1st Floor, New Trading Ring, Bandra - Kurla Complex, Bandra (East), P. J. Towers, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head – Listing Department / Dept of Corporate Communications Sub: Allotment of Non-Convertible Debentures on private placement basis Dear Sir/ Madam, Pursuant to Regulation 30 and other applicable provisions of Securities and Exchange Board of India (“SEBI”) (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), read with SEBI master circular dated January 30, 2026, SEBI (Issue and Listing of Non- Convertible Securities) Regulations, 2021, the General Information Document dated March 13, 2026 and Key Information Document dated June 25, 2026, we wish to inform that the Company has allotted 380 (Three Hundred and Eighty) subordinated, unsecured, rated, listed, redeemable, non-convertible debentures of the face value of Rs. 1,00,00,000 (Rupees One Crore only), on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 380,00,00,000 (Rupees Three Hundred and Eighty Crores Only), to the identified investors on July 01, 2026. The required details in relation to the issue are annexed below. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: as above Annexure Particulars Terms of Debentures Issuer L&T Finance Limited Instrument/Type of subordinated, unsecured, rated, listed, redeemable, non-convertible securities issued debenture (“NCDs”) or (“Debentures”) Type of Issuance Private placement Total number of securities 355 (Three Hundred Fifty Five) subordinated, unsecured, rated, listed, Offered redeemable, non-convertible debentures of a face value of Rs. 1,00,00,000 (Rupees One Crore Only) each having a base issue size of Rs. 355,00,00,000 (Rupees Three Hundred Fifty Five Crores Only) with an option to retain oversubscription upto 25 (Twenty Five) subordinated, unsecured, rated, listed, redeemable, non-convertible debentures of a face value of Rs. 1,00,00,000 (Rupees One Crore Only) each having a green shoe option of upto Rs. 25,00,00,000 (Rupees Twenty Five Crores Only), collectively aggregating upto Rs. 380,00,00,000 (Rupees Three Hundred And Eighty Crores Only) Allotment 380 (Three Hundred and Eighty) subordinated, unsecured, rated, listed, redeemable, non-convertible debenture of the face value of Rs. 1,00,00,000 (Rupees One Crore only) are issued on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 380,00,00,000 (Rupees Three Hundred and Eighty Crores Only) Listing The Debentures are proposed to be listed on the Negotiated Trade Reporting Platform (“NTRP”) under New Debt Market of the National Stock Exchange of India Limited Original Tenor 3653 days Residual Tenor Not Applicable Date of Allotment July 01, 2026 Date of Maturity/ July 01, 2036 Redemption Coupon Rate First Coupon payable on July 01, 2027 and annually thereafter Schedule of payment of Cash Coupon No. of Coupon Payout Amount (in Coupon Flows Payment Date* Days in Date* Rupees) Coupon Period Coupon Thursday, July Thursday, July 365 8,20,000.0000 01, 2027 01, 2027 Coupon Saturday, July Saturday, July 01, 366 8,20,000.0000 01, 2028 2028 Coupon Sunday, July 01, Monday, July 02, 365 8,20,000.0000 2029 2029 Coupon Monday, July 01, Monday, July 01, 365 8,20,000.0000 2030 2030 Coupon Tuesday, July Tuesday, July 01, 365 8,20,000.0000 01, 2031 2031 Coupon Thursday, July Thursday, July 366 8,20,000.0000 01, 2032 01, 2032 Particulars Terms of Debentures Coupon Friday, July 01, Friday, July 01, 365 8,20,000.0000 2033 2033 Coupon Saturday, July Saturday, July 01, 365 8,20,000.0000 01, 2034 2034 Coupon Sunday, July 01, Monday, July 02, 365 8,20,000.0000 2035 2035 Coupon Tuesday, July Tuesday, July 01, 366 8,20,000.0000 01, 2036 2036 *The above table is in accordance with the Master Circular for issue and listing of Non-convertible Securities, Securitised Debt Instruments, Security Receipts, Municipal Debt Securities and Commercial Paper dated October 15, 2025 and as amended/ updated/ revised from time to time (“SEBI Master Circular”). Note: Interest payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Schedule of payment of Cash Principal due No. of Principal Amount (in Rupees) Principal Flows for Payment Days Payout Date* from Issue Date Principal Tuesday, July Tuesday, July 1,00,00,000.0000 3,653 01, 2036 01, 2036 *The above table is in accordance with the SEBI Master Circular. Note: Redemption payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Charge / Security, if any Not Applicable created over the assets Special right / interest / Nil privileges attached to the instrument and changes thereof Delay in payment of In case of default in payment of Coupon Rate and/or principal redemption interest / principal amount on the due dates, additional interest of @ 2% p.a. over the Coupon Rate for a period of more than shall be payable by the Company for the defaulting period. three months from the due date or default in payment of interest/ principal Details of any letter or Not Applicable comments regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any Particulars Terms of Debentures Details of redemption of NCDs will be redeemed at redemption price of Rs. 1,00,00,000 (Rupees debentures One Crore Only) per NCD on the Date of Maturity.