Submission of the investor presentation for the 4th Quarter of FY-2025-26.

JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 FI N T Ec H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 05-08-2026 To, . The Manager Listing Department Bombay Stock Exchange Limited Phiroze JeeleeBhoy Towers Dalal Street, Mumbai 400001 Dear Sir/Madam, Scrip Code: 538834 Subject: Submission of Investor Presentation for 4" Quarter of Financial Year 2025-26 Pursuant to Regulation 30 read with Para A of Part A of Schedule Ill of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith the Investor Presentation for the Fourth quarter ended March 31, 2026. The aforesaid presentation is also being made available on the Company's website https://imifintechltd.com/ for the information of investors and the public at large. You are requested to take the above information on record. Yours faithfully, For JMJ FINTECH LIMITED VIDYA DAMODARAN COMPANY SECRETARY & COMPLIANCE OFFICER Membership No: A69509 CIN: L51102TZ1982PLC029253 A BSE Listed Non-Banking Financial Company JMJ FINTECH LIN i= 4 INVESTOR PRESENTATION (;3.‘_ Q4 FY 2025-26 FINTECH DISCLAIMER This presentation and the contents therein have been prepared by JMJ Fintech Limited (the “Company”) solely for information purposes and do not constitute, and should not be construed as, an offer, invitation, recommendation,or solicitation to purchase or subscribe to any securities of the Company. This presentation does not and shall notform the basis of, or be relied upon in connection with, any contract or commitment whatso ever. This Presentation may contain statements that are or may be deemed to be "forward-looking statements.” These forward- looking statements are based on current expectations, estimates, and projections of the Company’s management and are subject to a number of assumptions, uncertainties, and risks. Actual results, performance or achievements could differ materially from those projected in any such forward-looking statements. The Company does not undertake any obligation to publicly update or revise any forward- looking statements, whether as a result of new information, future events or otherwise. The information contained in this presentation has not been independently verified and is subject to change without notice. While the Company has taken reasonable care to ensure the accuracy of the information in this document, it does not represent or warrant its completeness, reliability, or accuracy, and disclaims any liability for any errors or omissions. This presentation is not a prospectus, placement document, offering circular or offering memorandum under the applicable laws in India or any other jurisdiction. It has not been and will not be reviewed, approved or endorsed by any statutory or regulatory authority in India or elsewhere, including the Securities and Exchange Board of India (SEBI), Reserve Bank of India (RBI;), or any stock exchange. Recipients of this presentation should not construe any part of it as legal, tax, investment, or accounting advice, and are advised to undertake their own due diligence and consult their own advisors before taking any decision based on the information contained herein. This document and the information contained herein are strictly confidential and intended solely for the designated recipients. No part of this Presentation may be copied, reproduced, redistributed or passed on, directly or indirectly, to any other person or published in whole or in part, for any purpose without the prior written consent of the Company. Unauthorized dissemination or distribution of this document may be unlawful. The company and its directors, employees, affiliates, or advisors shall not be responsible or liable for any loss or damage, whether direct, indirect or consequential, that may arise from the use of the information contained in this Presentation. About us FINTECH JMJ Fintech Limited is a Reserve Bank of India registered Non-Banking Financial Company (NBFC), operating as a non-deposit taking institution and having it's Registered Office at Ganapathy, Coimbatore, Tamil Nadu. The company stands firm on ethical financial principles, transparency, and customer-centric values. Our operations are guided by a strong code of conduct and integrity that shape every product and service we offer. Our Vision Our Mission “To be the leading listed NBFC, recognized for “Our mission is to empower individuals and innovation, distinguished by trust, integrity businesses with accessible financial solutions, and excellence, driving financial inclusion fostering economic growth and financial and contributing to the economic prosperity wrol-heing it glataly of our clients and society at large.” “OVER FOUR DECADES OF TRUST, GROWTH, AND VALUE CREATION.” MANAGEMENT OVERVIEW BOARD OF DIRECTORS M e Mr. Johny Madathumpady Lonappan Mr. Joju Madathumpady Johny Promoter & Executive Chairman Managing Director Lt. Col. Velayudhanpillai Harikumar CA. Sivadas Chettoor CA. Julie George Varghese Independent Director Independent Director Independent Director M/ IMJ KEY MANAGERIAL PERSONNEL FINTECH < N8y «\‘ WA Mr. Johny Madathumpady Lonappan Mr. Joju Madathumpady Johny Promoter & Executive Chairman Managing Director CS. Vidya Damodaran Mr. Justin Thomas O Company Secretary & Compliance Officer Chief Financial Officer E . - R =Te E = - . = ee === s=~ e — - > = = < = T — INTEGRITY COMMUNITY CUSTOMER COMMITMENT CENTRICITY EMPOWERMENT JMJ FINTECH LIMITED AT A GLANCE Market Cap 1 Branches Lakhs t ?43000 "'J Q\';g},q :%ggr;hs 5603.45J t ':\Z;}T;s, 2199.38J Leikhs ustomers ( Lakhs ¥ FY26 - Rs.1876.54 @ Lakhs ; - » Lakhs »’ Lakhs , Reserves & 3urplusJ A PAN INDIA DIGITAL APPEARANCE FINTECH fi,. e/ e ‘} THE COMPANY’S STRATEGIC FORAY INTO THE INDIAN SUBCONTINENT be‘b\ BEGAN NOT AS A SPRINT, BUT A METICULOUSLY PLANNED MARATHON. N /‘Z INITIALLY FOCUSED ON ESTABLISHING A ROBUST, HIGH-VISIBILITY - ‘ N\ \ &G \" OPERATIONAL BASE AND SECURE EARLY MARKET VALIDATION.THE JOURNEY s \\\\\ } | A= //‘fi MARKED A CALCULATED GEOGRAPHICAL DIVERSIFICATION. LEVERAGING — N\ NN 7 / THE STRONG INITIAL PERFORMANCE, THE FOCUS SHIFTED TO PENETRATING .\AJ\o\§" w/ 4 ’2é‘h K N INDIA’S GROWING MARKET OF ECONOMIC CATALYSTS. < J/ /N f o ¢ TODAY, THE COMPANY'S FOOTPRINT IS TRULY PAN-INDIAN. ITS PRESENCE A Nofoe =" ' //4 NOW SPANS THE MAJOR ECONOMIC CORRIDORS, REACHING DEEP INTO b = THE SEMI-URBAN AND DIGITALLY-CONNECTED SMALLER CITIES. THIS K = \/ /// COMPREHENSIVE EXPANSION IS POWERED BY A LOCALIZED SUPPLY CHAIN, [ V ENSURING EFFICIENT SERVICE. BY STRATEGICALLY LINKING THE RURAL ‘ / \i VILLAGES, THE COMPANY HAS SUCCESSFULLY UNLOCKED A VAST, DIVERSE m“ CONSUMER BASE, POSITIONING ITSELF AS A GENUINELY NATIONAL MARKET PENETRATOR. M/Money bro Your Trusted Money Partner COMPREHENSIVE FINANCIAL SERVICES 'DIGITAL LOAN BUSINESS LOAN FINANCIAL OVERVIEW «kev FiNaNCIAL HIGHLIGHTS - QUARTERLY ® TOTAL INCOME ® EBITDA ® NET PROFIT 61 631 541 391 326 332 174 175 Izas I I | I I 66 I Q425 Q126 Q226 Q326 Q4 26 Ql 26 Q226 Q326 Q426 Q4 25 Q126 Q226 Q326 Q426 (Rupees In Lacs) (Rupees In Lacs ) (RupeesIn Lacs ) eM/ IMJ PROFIT AND LOSS STATEMENT J7U rinteck (% In Lakhs) Revenue from Operations Interest Income 519.56 512.98 627.52 507.18 Other Income 21.06 6.82 3N 0.55 Total Income 540.62 519.80 631.22 507.73 Expenses Finance Cost 92.42 83.70 77.63 69.42 Employee Benefits Expenses 107.48 m.o2 155.97 171.00 Depreciation & Amortization Expense 7.38 7.8 6.85 6.11 Administrative Expenses 100.37 74.09 3717 73.65 Provision for NPA 0.86 7.63 -35.32 27.90 Total Expenses 308.51 284.51 24230 348.08 Profit Before Tax 23211 235.29 388.93 159.65 Current Tax 57.49 61.66 91.84 4522 Deferred Tax Asset(Net) -0.05 Excess Provision for Tax Written Back Provision for RBI Standard Reserv [Showing first 8,000 characters — download PDF for full document]