The Board of Directors of PNB Housing Finance Limited (''the Company'') at its meeting held today i.e., August 04, 2026 (Tuesday), has, inter-alia: approved the Un-Audited Financial Results ....

PNBHFL/SE/EQ/FY2026-27/48 August 04, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza Dalal Street, Bandra Kurla Complex, Mumbai – 400001 Bandra (E), Mumbai – 400051 Scrip Code: 540173 Symbol: PNBHOUSING Dear Sir/Madam, Sub: Outcome of Board Meeting- Submission of Un-audited Financial Results for the quarter ended June 30, 2026 Ref: Our letter: PNBHFL/SE/EQ/FY2026-27/44 dated July 27, 2026 ----------------- The Board of Directors of PNB Housing Finance Limited (the Company) at its meeting held today i.e., Tuesday, August 04, 2026, has, inter-alia, approved the Un-audited Financial Results (Standalone and Consolidated) of the Company for the quarter ended June 30, 2026, duly reviewed and recommended by the Audit Committee, along with the Limited Review Report issued by M/s. CNK & Associates LLP and M/s M. M. Nissim & Co LLP, Joint Statutory Auditors of the Company. In this regard, the Company is submitting the following documents pertaining to quarter ended June 30, 2026: Particulars Annexure 1. Un- audited Consolidated Financial Results along with Limited Review Report issued by I Joint Statutory Auditors of the Company. 2. Un- audited Standalone Financial Results along with Limited Review Report issued by II Joint Statutory Auditors of the Company. 3. Add itional disclosure of ratios/ equivalent financial information pursuant to Regulation III 52(4) of Listing Regulations. 4. Sec urity Cover Certificate from M/s M. M. Nissim & Co LLP, one of the Joint Statutory IV Auditors pursuant to Regulation 54(2)/(3) of Listing Regulations. 5. Stat ement of utilisation of issue proceeds as per Regulation 52(7) of Listing Regulations V and Statement of ‘Nil’ material deviation(s) in the use of issue proceeds of non- convertible debentures from the objects of the issue, pursuant to Regulation 52(7A) of Listing Regulations. 6. A ce rtificate from the CFO certifying that CP proceeds are used for disclosed purposes, VI and adherence to other listing conditions, Regulation 10, Part II of Chapter XVII – Listing of Commercial Paper of SEBI Master Circular SEBI/HO/DDHS/DDHS- PoD/P/CIR/2025/0000000137 dated October 15, 2025. This intimation is submitted pursuant to Regulation 30, 33, 51, 52 and other applicable provisions of Listing Regulations, as amended from time to time. Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi – 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 We further wish to inform that the Trading Window for dealing in the shares of the Company will open for the designated persons and their relatives 48 hours after declaration of the financial results, in terms of the Company’s Code of Conduct for Prohibition of Insider Trading and the provisions of the SEBI (Prohibition of Insider Trading) Regulations, 2015 and amendments thereto. The Board Meeting commenced at 04:00 P.M. (IST) and concluded at 06:00 P.M. (IST). The aforesaid documents are also being uploaded on the website of the Company i.e., https://www.pnbhousing.com Kindly take the above intimation and documents on record. Thanking you, Yours faithfully, For PNB Housing Finance Limited Veena G Kamath Company Secretary Encl: As above. Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi – 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 Housing Finance Limited eihar Kt ackat Statement of consolidated interim financial results for the quarter ended June 30, 2026 Quarter ended Year ended S.no. Particulars 30-Jun-26 31-Mar-26 30-Jun-25 31-Mar-26 (Audited) (Unaudited) (Unaudited) (Audited) (Refer Note 11) Revenue from operations (i) Interest income 2,138.43 2,053.98 1,980.35 8,071.17 (ii) Fees and commission income 121.78 122.04 81.71 394.50 (iii) Net gain on fair value changes 3.23 5.51 14.05 38.85 I Total revenue from operations 2,263.44 2,181.53 2,076.11 8,504.52 II Other income 1.92 (9.62) 5.76 0.52 III Total income (1+11) 2,265.36 2,171.91 2,081.87 8,505.04 Expenses (i) Finance cost 1,338.63 1,246.08 1,234.37 5,000.24 (II) Impairment on financial instruments & write-offs# (29.14) (176.22) (56.22) (386.15) (iii) Employee benefits expense 134.67 125.60 118.01 486.70 (iv) Fees and commission expense 3.29 4.10 3.44 11.26 (v) Depreciation, amortisation and impairment 16.36 19.18 14.70 66.48 (vi) Other expenses 83.11 98.56 79.65 355.90 IV Total expenses 1,546.92 1,317.30 1,393.95 5,534.43 V Profit before tax (111-1V) 718.44 854.61 687.92 2,970.61 Tax expense: -Current tax 153.63 156.80 131.98 581.47 -Deferred tax (charge/(credit)) 7.47 42.01 22.44 97.90 VI Total tax expense 161.10 198.81 154.42 679.37 VII Net profit after tax (V-V1) 557.34 655.80 533.50 2,291.24 VIII Other comprehensive income A (i) Items that will not be reclassified to profit or loss: (0.93) 1.78 (1.36) 0.84 Remeasurement gain/ (loss) on defined benefit plan (ii) Income tax relating to items that will not be 0.23 (0.45) 0.34 (0.21) reclassified to profit or loss 13 (i) Items that will be reclassified to profit or loss: 10.09 63.73 117.34 194.94 Cash flow hedge (ii) Income tax relating to items that will be (2.54) (16.04) (29.53) (49.06) reclassified to profit or loss IX Total comprehensive income (VII+VIII) 564.19 704.82 620.29 2,437.75 X Profit for the period / year, net of tax attributable to Owners of the parent 557.34 655.80 533.50 2,291.24 Non-controlling interest - - - - XI Other comprehensive income/(loss) for the period / year, net of tax attributable to Owners of the parent 6.85 49.02 86.79 146.51 Non-controlling interest - - - - XII Total comprehensive income for the period / year, net of tax attributable to Owners of the parent 564.19 704.82 620.29 2,437.75 Non-controlling interest - - - - Earnings per share (of f 10 each)* -Basic M 21.39 25.17 20.52 88.01 -Diluted (t) 21.33 25.11 20.45 87.80 Paid-up equity share capital (Face value of 10) 260.59 260.55 260.13 260.55 Reserves (excluding revaluation reserves) as at March 31 18,958.58 °Net of reversal of impairment allowance! bad debts (includes recovery from sale of security receipts amounting to 103.49 crore in quarter ended March 31, 2026 [FY 2025-26 123.90 crore]) recovery on sale of loan assets including fair value changes on investment in security receipts. * EPS for the quarters are not annualised. 1441,-v colq 04: gt 14fA-6., 3tRU 1-1-q7, 22, cr)*T Ell ITIZt pf, f4- 11 - 110001 Regd. Office: 9th Floor, Antriksh Bhawan, 22 Kasturba Gandhi Marg, New Delhi - 110 001 Toll Free: 1800 120 8800, Email: customercare@pnbhousing.com, Website: www.pnbhousing.com CIN: L659221W,908PLC033856 Continuation Sheet... Notes: 1. The above interim consolidated financial results of the Company and its wholly owned subsidiary Companies (herewith referred to as "Company") have been prepared in accordance with Indian Accounting Standards ('Ind AS) prescribed under Section 133 of the Companies Act 2013 (the "Act"), read with Companies (Indian Accounting Standards) Rules, 2015 as amended from time to time and other accounting principles generally accepted in India and are in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "Listing Regulations") along with the circulars, guidelines and directions issued by the Reserve Bank of India (RBI)/ National Housing Bank (NHB) to the extent applicable. There are no changes in the accounting policies during the current reported period as compared to the corresponding periods / years. 2. The consolidated interim financial results have been prepared in accordance with Ind AS 110 — Consolidated Financial Statements, prescribed under section 133 of the Companies Act, 2013, read with the relevant rules issued thereunder and the other relevant provisions of the Act. The Company is having following subsidiar [Showing first 8,000 characters — download PDF for full document]