Monitoring Agency Report for the quarter ended June 30, 2026

Date: August 04, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street, Mumbai – 400 001 Bandra (E), Mumbai – 400 051 Symbol: MOBIKWIK Scrip Code: 544305 Sub: Monitoring Agency Report for the quarter ended June 30, 2026 Dear Sir/ Madam, Pursuant to Regulation 32(6) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with Regulation 41(4) of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018, please find enclosed the Monitoring Agency Report issued by CARE Ratings Limited (Monitoring Agency) dated August 04, 2026, in respect of utilisation of the proceeds raised through issuance of equity shares by way of Public Issue of the Company for the quarter ended June 30, 2026. The above intimation will be made available on the website of the Company at https://www.mobikwik.com/ir/stock-exchange-submission/FY2026-27. Kindly take the same on record. Thanking you For One MobiKwik Systems Limited Ankita Sharma Company Secretary and Compliance Officer Membership No.: A37518 Encl:A/a ONE MOBIKWIK SYSTEMS LIMITED Registered Office: Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India. Ph: +91 (124) 490-3344 | CIN: L64201HR2008PLC053766 | www.mobikwik.com | cs@mobikwik.com Monitoring Agency Report No. CARE/NRO/GEN/2026-27/1085 The Board of Directors One Mobikwik Systems Limited Unit 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India August 04, 2026 Dear Sir/Ma’am, Monitoring Agency Report for the quarter ended June 30, 2026- in relation to the IPO of One Mobikwik Systems Limited (“the Company”) We write in our capacity of Monitoring Agency for the IPO issue for the amount aggregating to Rs. 572 crore of the Company and refer to our duties cast under 82 of the Securities & Exchange Board of India (Issue of Capital & Disclosure Requirements) Regulations. In this connection, we are enclosing the Monitoring Agency Report for the quarter ended June 30, 2026 as per aforesaid SEBI Regulations and Monitoring Agency Agreement dated December 05, 2024. Request you to kindly take the same on records. Thanking you, Yours faithfully, Jatin Arora Assistant Director jatin.arora@careedge.in Report of the Monitoring Agency Name of the issuer: One Mobikwik Systems Limited For quarter ended: June 30, 2026 Name of the Monitoring Agency: CARE Ratings Limited (a) Deviation from the objects: Nil (b) Range of Deviation: Not Applicable Declaration: We declare that this report provides an objective view of the utilization of the issue proceeds in relation to the objects of the issue based on the information provided by the Issuer and information obtained from sources believed by it to be accurate and reliable. The MA does not perform an audit and undertakes no independent verification of any information/ certifications/ statements it receives. This Report is not intended to create any legally binding obligations on the MA which accepts no responsibility, whatsoever, for loss or damage from the use of the said information. The views and opinions expressed herein do not constitute the opinion of MA to deal in any security of the Issuer in any manner whatsoever. Nothing mentioned in this report is intended to or should be construed as creating a fiduciary relationship between the MA and any issuer or between the agency and any user of this report. The MA and its affiliates also do not act as an expert as defined under Section 2(38) of the Companies Act, 2013. The MA or its affiliates may have credit rating or other commercial transactions with the entity to which the report pertains and may receive separate compensation for its ratings and certain credit related analyses. We confirm that there is no conflict of interest in such relationship/interest while monitoring and reporting the utilization of the issue proceeds by the issuer, or while undertaking credit rating or other commercial transactions with the entity. We have submitted the report herewith in line with the format prescribed by SEBI, capturing our comments, where applicable. There are certain sections of the report under the title “Comments of the Board of Directors”, that shall be captured by the Issuer’s Management / Audit Committee of the Board of Directors subsequent to the MA submitting their report to the issuer and before dissemination of the report through stock exchanges. These sections have not been reviewed by the MA, and the MA takes no responsibility for such comments of the issuer’s Management/Board. Signature: Name and designation of the Authorized Signatory: Jatin Arora Designation of Authorized person/Signing Authority: Assistant Director CARE Ratings Limited Plot no. C-001 A/2 Sector 16B, Berger Tower, Corporate Office :4th Floor, Godrej Coliseum, Noida, Gautam Budh Nagar (UP) - 201301 Somaiya Hospital Road, Off Eastern Express Phone: +91-120-4452 000 Highway, Sion (E), Mumbai - 400 022 Phone: +91-22-6754 3456 • www.careedge.in CIN-L67190MH1993PLC071691 1) Issuer Details: Name of the issuer : One Mobikwik Systems Limited Name of the promoter : Bipin Preet Singh, Upasana Rupkrishan Taku, Koshur Family Trust, Narinder Singh Family Trust Industry/sector to which it belongs : Financial Services 2) Issue Details Issue Period : December 11, 2024 to December 13, 2024 Type of issue (public/rights) : Initial Public Offer Type of specified securities : Equity IPO Grading, if any : Not Applicable Issue size (in crore) : Rs. 572 crore 3) Details of the arrangement made to ensure the monitoring of issue proceeds: Source of information / Comments of certifications considered by Comments of the the Particulars Reply Monitoring Agency for preparation Monitoring Agency Board of of report Directors There has been a revision in Noted objects/ terms of utilization/ Chartered Accountant certificate*, amounts as against the original Whether all utilization is as per the disclosures in the Offer Yes Management certificate, Special offer document and extension of Document? Resolution and Fixed Deposit Receipts time limit for utilization of IPO proceeds basis shareholder resolution dated July 02, 2026 There has been a revision in objects/ terms of utilization/ Whether shareholder approval has been obtained in case of Chartered Accountant certificate*, amounts as against the original material deviations# from expenditures disclosed in the Yes Management certificate, Special Noted offer document and extension of Offer Document? Resolution time limit for utilization of IPO proceeds basis shareholder CARE Ratings Limited Plot no. C-001 A/2 Sector 16B, Berger Tower, Corporate Office :4th Floor, Godrej Coliseum, Noida, Gautam Budh Nagar (UP) - 201301 Somaiya Hospital Road, Off Eastern Express Phone: +91-120-4452 000 Highway, Sion (E), Mumbai - 400 022 Phone: +91-22-6754 3456 • www.careedge.in CIN-L67190MH1993PLC071691 Source of information / Comments of certifications considered by Comments of the the Particulars Reply Monitoring Agency for preparation Monitoring Agency Board of of report Directors resolution dated July 02, 2026 Whether the means of finance for the disclosed objects of Not Chartered Accountant certificate*, No change in means of finance for Noted the issue have changed? Applicable Management certificate the disclosed objects of the issue No, there are no deviations Noted Is there any major deviation observed over the earlier No Earlier monitoring agency report observed from the last monitoring monitoring agency reports? agency report Whether all Government/statutory approvals related to the Not Chartered Accountant certificate*, Not applicable Not applicable object(s) have been obtained? applicable Management certificate Whether all arrangements pertaining to technical Not Chartered Accountant certificate*, Not applicable Not applicable assistance/collaboration are in operation? ap [Showing first 8,000 characters — download PDF for full document]