Please find enclosed Investor presentation.

August 3, 2026 BSE Limited National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza 1st Floor, New Trading Ring Plot No.C-1, G Block Rotunda Building, P J Towers Bandra-Kurla Complex Dalal Street, Fort, Bandra (East) Mumbai – 400 001 Mumbai – 400 051 Security Code: 523405 Symbol: JMFINANCIL Dear Sirs, Sub: Investor Presentation In continuation of our letters of even date enclosing thereto the Unaudited Financial Results of the Company for the first quarter ended June 30, 2026 and the Press Release, we are enclosing a copy of the Investor Presentation. The said intimation is also being uploaded on the website of the Company at https://www.jmfl.com/investor-relations/financial-results and can be accessed by scanning the QR Code. We request you to kindly take the above on your record and disseminate the same on your website, as you may deem appropriate. Thank you. Yours truly, For JM Financial Limited Hemant Pandya Company Secretary & Compliance Officer Encl.: as above JM Financial Limited Corporate Identity Number: L67120MH1986PLC038784 Regd. Office: 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400 025. T: +91 22 6630 3030 F: +91 22 6630 3223 www.jmfl.com JM Financial Limited – Q1FY27 Results Update Disclaimer/ Safe Harbor This presentation and the following discussion may contain certain words or phrases that are “forward looking statements” by JM Financial Limited (together with its subsidiaries and associates), referred to as (“JM Financial” or “JMFL” or “the Company”) that are not historical in nature. These forward looking statements, which may include statements relating to future results of operations, financial conditions, business prospects, plans and objectives are based on the current beliefs, assumptions, expectations, estimates and projections of the management of JMFL about the businesses, industry and markets in which JMFL operates. These statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and other factors, some of which are beyond JMFL’s control and difficult to predict, that could cause actual results, performance or achievements to differ materially from those in the forward looking statements. These risks and uncertainties include the effect of economic and political conditions in India and outside India, volatility in interest rates and in the securities market, internal or external fraud, new regulations and Government policies that may impact the businesses of JMFL as well as the ability to implement its strategies. Such statements are not and should not be construed as a representation of future performance or achievements of JMFL. In particular, such statements should not be regarded as a projection of future performance of JMFL. The information contained herein is current as of its date and there is no obligation to update, modify and/or amend this presentation or to otherwise notify the recipient if information, opinion, projection, forecast or estimate set forth herein, changes or subsequently becomes inaccurate. However, the Company may alter, modify and/or otherwise change in any manner the content of this presentation, without obligation to notify any person of such change or changes. The numbers have also been rounded off in the interest of easier understanding. Numbers have been re-casted, wherever required. All information in this presentation has been prepared solely by JMFL and has not been independently verified by anyone else. This presentation is for information purposes only and does not constitute an offer and/or recommendation to buy or sell any securities or any financial products offered by JMFL. Any action taken by you on the basis of the information contained herein is your responsibility alone and JMFL and/or its directors or employees will not be liable in any manner, whatsoever, for the consequences of such action taken by you. By accessing this presentation, you are agreeing to be bound by the above restrictions. Table of Contents Section 1 Overview Section 2 Segment Performance Section 3 Annexure Section : 1 Overview JM Financial : Focus on High Growth and High Returns Businesses ✓ Leadership; Best in class relationships Corporate Advisory and Capital Markets ✓ Strong sticky repeat business ✓ Highest ever client addition Investment Banking, Institutional Equities ✓ Expanding wallet share of clients ✓ Pipeline of IPO transactions : ~Rs. 150,000 crore* ✓ Capital, connectivity, innovation and solutions led ✓ Differentiated and counter cyclical expertise elements to the business Private Markets ✓ “Syndication/co-invest” approach to improve risk ✓ Fully capitalized Bespoke solutions and access to private adjusted returns capital for clients ✓ Strong resolutions of over Rs. 2,000 crore in Distressed ✓ Increased payout to shareholders Credit (1.6x increase over last two years); ✓ Unique Platform Aggregate payout of Rs. 5.95 per ✓ Strong multi-decadal growth opportunity share over last 5 quarters ✓ Expansion into manufacturing products Wealth and Asset Management ✓ Pre-provision profit for Q1FY27 up ✓ Wealth AUM: Rs. 112,635 crore (Recurring AUM: Rs. by 21% (Rs. 469 crore) Manufacturing, distribution, advisory 33,394 crore) ✓ MF AAUM: Rs. 13,205 crore (Non-liquid AAUM: Rs. 10,521 crore) ✓ Strong market opportunity AAffffoorrddaabbllee HHoommee LLooaannss ✓ Granular book (average ticket size ~Rs.10 lakhs) ✓ Further scale the business AAffffoorrddaabbllee sseeggmmeenntt ✓ YoY Growth: AUM : 28%; Disbursements : 87% * Excluding filed IPO transactions of JioPlatforms Limited and National Stock Exchange of India Limited 4 Financial Performance Highlights Q1 FY27 (Rs Cr) YoY (Increase) Net Revenue 883 13% 469 21% Pre-provision operating profit 379 24% PAT (ex-provisions) before NCI* Networth 10,899 7% Gross resolutions of over Rs. 2,000 crore; The Group’s share of cashflows Distressed Credit is over Rs. 1,200 crore for the quarter * Non-controlling interests 5 Operating Performance Highlights Q1 FY27 YoY (Increase) Wealth - (RMs and Sales 1,004 6% (57) Employee Count) Wealth - Recurring AUM (Rs. Cr) 33,394 7% Wealth – Loans (Rs. Cr) 2,417 43% Affordable Home Loans AUM 3,715 28% (Rs. Cr) ~Rs.1,50,000 crore across 60 transactions* Filed IPO Transactions (IPOs yet to be filed would be additional) * Excluding filed IPO transactions of JioPlatforms Limited and National Stock Exchange of India Limited Summary Consolidated Profit & Loss Statement Particulars (Rs Cr) Q1 FY27 Q1 FY26 YoY % Q4 FY26 QoQ % FY26^ Net Revenue 883 779 13.3% 584 51.2% 2,749 Employee cost 297 299 -0.8% 200 48.6% 1,054 Operating expenses 117 92 26.8% 143 -17.9% 443 Pre Provisioning profit (PPoP) 469 389 20.9% 241 94.3% 1,252 Impairment on Financial Instruments* 13 (204) N/M (2) N/M (237) PBT 456 593 -23.1% 243 87.4% 1,489 Tax expense 87 135 -35.7% 84 3.7% 380 PAT 369 458 -19.4% 159 2.3x 1,109 Share in profit of associates # 1 N/M 3 N/M 24 PAT (incl. Share in profit of Associates) 369 459 -19.7% 162 2.3x 1,133 NCI (Minorities) (77) (5) N/M 3 N/M # Operating Net profit 292 454 -35.7% 165 76.5% 1,133 Consolidated Net profit 292 454 -35.7% 165 76.5% 1,202 EPS (Rs./Share) 3.0 4.7 1.7 12.6 BVPS (Rs./Share) 113.9 106.4 110.9 110.9 Annualised Consolidated ROE (%) 10.9% 11.7% *includes provision on account of Expected Credit Loss(ECL) ^Net Revenue numbers for FY26 are adjusted for receipt of interest on income tax refund amounting to Rs. 113 crore. PBT and PAT for FY26 adjusted for receipt of interest on income tax refund of Rs. 7 113 crore and statutory impact of new labour codes of ~Rs. 22 crore (net impact of Rs. 91 crore pre-tax and Non Controlling interest; Rs. 69 crore post tax and Non Controlling interests). Summary Consolidated Balance Sheet Sr. No. Particulars (Rs Cr) June 30, 2026 March 31, 2026 A Assets 1 Business assets* 24,185 24,490 2 Treasury and other assets** 1,609 1,995 TOTAL (1+2) 25,794 26,485 B Equity and Liabilities 1 Capi [Showing first 8,000 characters — download PDF for full document]