Indian Renewable Energy Development Agency Limited has Informed the Exchange regarding Investor Presentation for the Quarter Ended 30/06/2026

Investor Presentation For the quarter ended 30.06.2026 03rd August 2026 Table of Contents IREDA at a glance RE Financing Landscape Financial Highlights Lending Profile Borrowing Profile Asset Quality Shareholders Outlook IREDAs ESG Journey 11 Company Overview 22 Journey & Key Milestone 33 Financial Products & Services IREDA at a glance About us|Company Overview India’s Largest Ministry of New & Performance Committed to Pure-play Renewable Energy’s Track Record High Standards Green Financing NBFC Dedicated Financing Entity of Corporate Governance • Over 39 years of experience • 71.76% owned by Governmentof • AAA(Stable)domestic credit • Awarded Data Centre Excellence India ratingfrom ICRA, CARE, India Award 2026 • Comprehensive suite of financial Ratings, Brickwork,Acuite, etc. • Awarded Silver at the Green Urja products& services for RE sector • Awarded Navratnastatus by DPE • BBB (Stable)internationalrating Awards for Excellencein Women • Infrastructure FinanceCompany • Implementation/Nodalagencyfor by S&P Global in Green Energy& Energy status (RBI) several prominent MNRE schemes Efficiency. • Rated ‘Excellent’as per MoU with • Regular interaction with borrowers • Middle Layer Non-Deposit Taking MNRE for FY21,22,23, 24 & 25 through Stakeholders’ Meet. NBFC (RBI) • Initiated Dividend Distribution Post Listing. About us |Journey & Key milestones 1987 1996 2005 2010 Established as a dedicated Financial Notified as Public Financial ISO Certification by Bureau of Upgraded from 'Schedule C' Institution under erstwhile Dept of Institution under Companies Act Indian Standards (BIS) to 'Schedule B' CPSE Non-Conventional Energy Sources, Ministry of Energy, GOI 2023 2022 2018 2015 Granted Infrastructure Finance Equity Infusion of ₹ 1500 Crores Issued Green Masala Bond Conferred "Mini Ratna" status. Company (IFC) Status by RBI by GOI. Set up 50 MW Solar Power Project in Kasargod , Kerala 2024 2025 2026 2027 Upgraded to 'Schedule A' Granted Navratna Status by DPE Raised ₹ 2,006 Crores IREDA’s IFSC arm IGGEFIL CPSE. through Qualified secured ‘BBB+/Stable’ Gold in Corporate Governance & Institutional Placement International Credit Rating CSR at PSE Awards 2024 Remarkable stock market (QIP). debut (IPO). CBIP Award to IREDA Received approval from Facility Agreement with SMBC Launched its first-ever issue of Ministry of Finance for to raise ECB for JPY 28 Billion Perpetual Debt (PDI) of ₹ 1,247 issuing 54EC Bonds Crores. About us | Financial Products & Services Traditional RE technologies Products offered from conceptualization to commissioning Solar energy Biomass & 10 Cogeneration Project Project Refinancing Term Loans Specific of Loans Wind energy Loan Waste to Energy Hydropower Ethanol Payment Loan Top-up on order Syndication loans Transmission Energy Efficiency instruments & Conservation Emerging RE technologies Loans against Letter of Securitization of comfort/Letter Battery Energy Pumped future cashflows of undertaking Storage System Storage Hydro Electric Vehicle & Charging Infra Smart Meters Guarantee assistance scheme to RE suppliers, developers, manufacturing & EPC contractors Green Hydrogen RE Equipment for bid security & Derivatives Manufacturing RE Financing Landscape RE financing Landscape | Trends & Growth Drivers India RE installed capacity in GW1 Outlook for India’s RE sector is positive, with major policy announcements & ambitious targets 350 350 300 275 300 250 220 250 57 191 12 297 India attained remarkable 200 172 200 157 11 57 non-fossil fuel capacity till 134 142 11 53 56 GW2 30.06.2026 150 11 52 150 10 52 50 100 51 46 100 40 500 … target of non-fossil 50 50 fuel-based energy by 36 41 54 67 82 106 150 162 GW2 2030 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 FY 2026 FY 2027 till June Solar PV Wind Hydropower Bioenergy Total Source: 1. Central Electricity Authority ; 2. Ministry of New and Renewable Energy ; yticapaC Excludes Nuclear 11 Financial Highlights - Standalone 22 Key Financial Ratios 33 Statement of Profit & Loss 44 Statement of Assets & Liabilities 55 Financial Highlights - Consolidated Financial Highlights Financial Highlights | Standalone Rs in Crores Quarter ended Year ended Q1FY27 Q1FY27 Particulars vs vs 30-Jun-26 31-Mar-26 30-Jun-25 31-Mar-26 Q1FY26 Q4FY26 Revenue from operations 2,248 2,175 1,947 8,309 15% 3% Interest Expense 1,341 1,241 1,218 4,905 10% 8% Operating Profit 841 847 677 3,158 24% -1% Profit and Loss Profit Before Tax 413 619 305 2,337 35% -33% Profit after Tax 338 493 247 1,873 37% -32% Gross NPA1 3,568 3,245 3,302 3,245 8% 10% Gross NPA (%) 3.76% 3.49% 4.13% 3.49% Net NPA1 1,134 1,172 1,615 1,172 -30% -3% Asset Quality Net NPA (%) 1.23% 1.29% 2.06% 1.29% Outstanding Loan book1 94,936 93,069 79,941 93,069 19% 2% Net worth1 14,133 13,781 12,402 13,781 14% 3% Assets & Net Worth 1 As on date figures. 2 Operating profit is Profit Before Tax , Depreciation & Impairment on Financial Instruments. FKeinya Fnicniaanl cHiaigl hRlaigthiotss | Key Financial Ratios As on As on As on Particulars 30.06.26 31.03.26 30.06.25 Yield on Loan Assets (%) (Gross) 9.46% 9.54% 9.95% Cost of Borrowings (%)* 7.12% 7.05% 7.40% Interest Spread (%) 2.34% 2.49% 2.55% Net Interest Margin (%) 3.75% 3.65% 3.60% (Annualised) Debt Equity Ratio 5.59 5.65 5.35 Earning Per Share (in ₹) 1.20** 6.73 0.91** Provision Coverage Ratio (%) 68.22% 63.88% 51.10% CRAR (%) 20.30% 20.59% 19.58% *Calculated on the basis of weighted average outstanding borrowings. **Not Annualized Financial Highlights | Statement of Profit & Loss Rs in Crores Financial Highlights | Statement of Assets & Liabilities Rs in Crores Balance Sheet - Liabilities 30.06.26 31.03.26 30.06.25 Balance Sheet - Assets 30.06.26 31.03.26 30.06.25 Equity Financial Assets (a) Equity Share Capital 2809 2809 2809 (a) Cash and Cash Equivalents 2 95 15 2 61 (b) Other Equity 11323 10972 9593 (b) Bank Balance other than (a) above 5 65 703 7 04 Financial Liabilities (c) Derivative financial instruments 7 97 997 6 02 (a) Derivative financial instruments 154 47 16 (d) Loans 9 1,666 90,197 7 7,592 (b) Trade Payables 2 5 4 (e) Investments 9 79 910 7 82 (c) Borrowings 79002 77846 66398 (f) Other Financial assets 34 29 30 (d) Other Financial Liabilities 1843 1730 1853 Non-financial Assets Non-Financial Liabilities (a) Fixed Assets 3 14 320 3 43 (a) Provisions 181 197 186 (b) Other non-Financial Assets 8 26 632 7 14 (b) Other non-financial liabilities 161 196 168 Total Liabilities 95476 93802 81028 Total Assets 95476 93802 81028 Financial Highlights | Consolidated Rs in Crores For Quarter ended For Year ended For Quarter ended Particulars 30-Jun-26 31-Mar-26 30-Jun-25 Revenue from operations 2249 8310 1948 Profit Before Tax 414 2338 305 Profit after Tax 339 1874 247 11 Composition of Outstanding Loans 22 Pan India Presence – Loan Assets Lending Profile Lending Profile | Composition of Outstanding Loans ₹ in Crores Particulars For the quarter For the quarter Sector As on As on As on 30-06-2026 30-06-2025 30-06-2026 31-03-2026 30-06-2025 Private 72,756 77% 6 7,910 73% 57,779 72% Sanctions 3,380 11,740 Public 22,180 23% 2 5,159 27% 22,163 28% Disbursements 6,556 6,980 Total 94,936 9 3,069 79941 Solar Energy 24,483 26% 23,851 26% 18740 23% Sector-Wise Loan Outstanding Loan facility to state utilities 18,416 19% 21,182 23% 19199 24% 30 June 2026 Wind Power 10,764 11% 10,413 11% 10328 13% Manufacturing 10,756 11% 8,984 10% 5389 7% Hydro Power 8,044 8% 8,113 9% 8425 11% Ethanol 7,259 8% 7,469 8% 6441 8% Hybrid Wind & Solar 5,416 6% 3,712 4% 2844 4% Solar Smart Meters 1,990 2% 1,724 2% 1095 1% Short Term & Medium Loans to 1,680 2% 1,801 2% 1933 2% Loan facility to Private state utilities, 19% Misc, 6% Biomass Power & Cogeneration 1,233 1% 1,267 1% 1426 2% Short Term & Medium Loans to Emerging Technology (BESS) 907 1% 6 11 1% 0 0% Private, 2% Biomass 813 1% 7 64 1% 610 1% Smart Meters, 2% Loans to NBFCs 730 1% 7 70 1% 990 1% Green Hydrogen and its 719 1% 6 70 1% 712 1% Wind Power, 11% derivatives Hyb [Showing first 8,000 characters — download PDF for full document]