Copy of Newspaper Publication

August 03, 2026 BSE Limited National Stock Exchange of India Limited Scrip Code: 543942, 975790, 959644, Symbol: UTKARSHBNK 976203 Dear Sir/Madam, Sub: Newspaper Advertisement - Disclosure under Regulation 47 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Ref: Newspaper publication – Publication of Financial Results Pursuant to Regulation 47 of the SEBI Listing Regulations, enclosed herewith the copies of newspaper publications of Unaudited Financial Results for the quarter ended June 30, 2026 of the Bank published in Financial Express (English), Jansatta (Hindi) and Aaj (Hindi) on August 03, 2026. This disclosure is also available on the Bank’s website i.e. www.utkarsh.bank.in. This is for your information and records. Yours faithfully, For Utkarsh Small Finance Bank Limited Muthiah Ganapathy Company Secretary & Compliance Officer Encl: As above 3 A¦fÀ°f, 2026 Registeredofficeaddress:UtkarshTower,NH-31(AirportRoad),Sehmalpur,KaziSarai,Harhua,Varanasi,UttarPradesh,PIN-221105. GrossLoanPortfolio(`cr) 2.0% SecuredPortfolio(`cr) TotalDeposits(`cr) CASA+RTD(`cr) (`inlakhs) QuarterEnded YearEnded Particulars June30, March31, June30, March31, 2026 2026 2025 2026 Unaudited ReferNote4 Unaudited Audited *asperRBIguidelines. **DebtrepresentstotalborrowingsoftheBank&EquityconsistofShareCapitalplusReservesandESOPstockoptionoutstanding. Notestothefinancialresults: 1.TheaboveisanextractoftheformatofquarterendedJune30,2026,financialresultsreviewedbytheAuditCommitteeandapprovedbytheBoardofDirectorsoftheBankat itsrespectivemeetingheldonAugust01,2026.ThefinancialresultshavebeenreviewedbytheJointStatutoryAuditorsasrequiredunderRegulation33andRegulation52 oftheSEBI(ListingObligationsandDisclosureRequirements)Regulations,2015("ListingRegulations").TheJointStatutoryAuditorshaveissuedunmodifiedconclusion. TheFullFormatofthequarterendedFinancialResultsareavailableonthewebsiteoftheStockExchanges,www.nseindia.com&www.bseindia.com&oftheBank- www.utkarsh.bank.in 2.Informationrelatedtothetotalcomprehensiveincome&othercomprehensiveincomearenotfurnishedasIndASisnotyetmadeapplicabletoBank. 3.Asperregulation33andregulation52(4)ofSEBI(ListingObligation&DisclosureRequirements)Regulations2015,theequityanddebtlistedentitiesarerequiredto disclosecertainratiosandaccordinglyratiosrelevanttoBankingsectorhavebeendisclosedabove. 4.ThefiguresforthequarterendedMarch31,2026arethebalancingfigurebetweentheauditedfiguresinrespectfortheyearandfiguresfortheninemonthsended December31,2025whichweresubjecttolimitedreview. 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:-50¼:i;sipkl½yk[klsvf/kddhfcØhij]fcØhjkf'kdk1izfr'krVhMh,lnsukgksxk]tkslQycksyhnkrkdksvyxlsnsukgksxkA vkbZ-izkf/kd`rvf/kdkjhdsiklfcukdksÃdkj.kcrk,uhykehdksVkyus@jn~ndjus;kfu;evkSj'krsZacnyusdkvfèkdkjgSA fnukad%03&08&2026 LFkku%¼uwg½&xq:xzke izkf/kd`rvfèkdkjh dsujkcSad CIN:L65992UP2016PLC082804 UnauditedFinancialResultsForQuarterEndedJune30,2026 LongTermCreditRating|ICRAA-(Stable)|CAREA-(Stable)|RatingforCerticateofDepositProgramme|ICRAA1 YieldonAdvances ÀfeAfBÊE³f : L65929DL1984PLC019506 15.7%(Q1FY27) 19,610 d»fd¸fMXZOX 15.6%(Q1FY26) CostofFunds 7.7%(Q1FY27) ´fÔþeIÈY°f ´f°ff: ÀfÔ´fdØf ³fÔ¶fSX 5 IZY ´feLZ IYe °feÀfSXe ¸fÔdþ»f, ÀfÔ°f ³f¦fSX, SXfþf ²feSX 17.4% 10,073 8.1%(Q1FY26) ÀfZ³f ¸ff¦fÊ, BÊÀMX AfgRY I`Y»ffVf, ÀfÔ°f ³f¦fSX, dQ»»fe-110065 | ¸fû¶ffB»f 8448084091 NetInterestMargin BʸfZ»f: pawansutholding@gmail.com | UZ¶f.: www.pawansutholdings.com 2.6% 22,054 6.1%(Q1FY27) 5.9%(Q1FY26) 30 þc³f 2026 IYû Àf¸ff~ d°f¸ffWXe IZY d»fE A»fZJf´fSXedÃf°f dUØfe¹f ´fdSX¯ff¸fûÔ IYf dUUSX¯f CreditCost (»ffJ ÷Y´f¹fZ ¸fZÔ) 2.3%(Q1FY27) 14.8% 18,260 8.5%(Q1FY26) Àf¸ff´°f d°f¸ffWXe Àf¸ff´°f ½f¿fÊ d½f½fSX¯f 30.06.2026 30.06.2025 31.03.2026 31.03.2026 A»fZJf´fSXedÃf°f A»fZJf´fSXedÃf°f »fZJf´fSXedÃf°f »fZJf´fSXedÃf°f I ´fdSX¨ff»f³f ÀfZ Af¹f a ´fdSX¨ff»f³f ÀfZ SXfþÀU 1,583.57 305.89 2,299.75 4,460.16 b A³¹f Af¹f 165.29 - 0.13 0.13 1.Totalincomefromoperations 1,00,237.22 95,207.02 1,01,865.14 3,80,974.69 II IbY»f Af¹f 1,748.85 305.89 2,299.88 4,460.29 2.NetProfit/(Loss)fortheyear/period(beforetax,exceptionaland/orextraordinaryitems) (4,541.47) (23,208.40) (31,886.95) (1,50,661.36) III ½¹f¹f 3. 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