Updates

August 3, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Plot No. C/1, Dalal Street, Fort, G Block, Bandra-Kurla Complex, Mumbai 400 001 Bandra (East), Mumbai 400 051 Scrip Code: 543940 Trading Symbol: JIOFIN Dear Sirs, Sub: Business Responsibility and Sustainability Report for the financial year 2025-26 The Business Responsibility and Sustainability Report of the Company for the financial year 2025-26, is attached. The said Report is also available on the Company’s website at https://jfs.in/docs/cms/assets/jfs/investor-relations/financials/annual-reports/fy-2025-2026/br sr-report-25-26.pdf. This is for information and records. Thanking you, Yours faithfully, For Jio Financial Services Limited Mohana V Group Company Secretary and Compliance Officer Encl: as above Jio Financial Services Limited Registered Address: 1st Floor, Building 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai - 400051, India +91 22 3555 4094 | www.jfs.in | investor.relations@jfs.in | CIN: L65990MH1999PLC120918 BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT FY 2025-26 Section A: General Disclosures DETAILS OF THE LISTED ENTITY 1. Corporate Identity Number (CIN) of the Listed Entity L65990MH1999PLC120918 2. Name of the Entity Jio Financial Services Limited 3. Year of Incorporation 1999 4. Registered office address 1st Floor, Building 4NA, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India 400 051 5. Corporate address 1st Floor, Building 4NA, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India 400 051 6. E-mail investor.relations@jfs.in 7. Telephone 022 3555 4094 8. Website http://www.jfs.in/ 9. Financial year for which reporting is being done April 01, 2025 to March 31, 2026 10. Name of the Stock Exchange(s) where shares are listed 1. National Stock Exchange of India Limited (NSE) 2. BSE Limited (BSE) 11. Paid-up Capital INR 6,353.14 Crore (As on March 31, 2026) 12. Name and contact details (telephone, email address) of Name: R. Aditya Subramanyam the person who may be contacted in case of any queries Telephone: +91 22 3555 4094 on the BRSR report E-mail id: jfs.esg@jfs.in 13. Reporting boundary The disclosures in this report are made on a standalone basis, unless otherwise stated. JFSL is a Core Investment Company Are the disclosures under this report made on a (CIC). The ESG governance structure, including policies and standalone basis (i.e., only for the entity) or on a strategic initiatives, is driven at the group level by its holding consolidated basis (i.e., for the entity and all the company, JFSL (CIC). All policies and initiatives mentioned in entities which form a part of its consolidated financial this report apply to the subsidiaries. statements, taken together). 14. Name of assurance provider Lodha & Co LLP. 15. Type of assurance obtained Reasonable Assurance on core indicators only PRODUCTS/SERVICES 16. Details of business activities (accounting for 90% of the turnover): S. No. Description of Main Activity Description of Business Activity % Of Turnover of the Entity (FY 2025-26) 1. Financial and Insurance Service Other financial activities 100 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover) S. No. Product/Service NIC Code % Of Total Turnover Contributed 1. Investment and Lending Activities as a Non – Banking Financial Company 64200 100 OPERATIONS 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of operational locations Number of offices Total National - 1 1 International - 0 0 19. Markets served by the entity: a. Number of locations Locations Number National (No. of States) 1 International (No. of Countries) 0 Note: JFSL’s business activities are restricted only to investments in other companies and it is done digitally. Hence, the mapping of locations through geographic coverage may not be the best representation of such business activity. b. What is the contribution of exports as a percentage of the total turnover of the entity? (Please check the response) c. A brief on types of customers JFSL operates as a non-deposit accepting, systematically important non-banking financial company designated as a Core Investment Company (NBFC – ND – SI - CIC) and is registered with the Reserve Bank of India (RBI). The Company conducts its business through customer-facing subsidiaries and joint ventures while maintaining no direct interaction with retail customers. This structure ensures that all customer engagement and exposure to the retail segment are managed exclusively by its group entities, with JFSL itself having no direct interface with retail clients. 2 JIO FINANCIAL SERVICES LIMITED l BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT FY 2025-26 20. Details as at the end of Financial Year: a. Employees and workers (including differently abled): Total (A) Male Female S. No. Particulars No. (B) % (B/A) No. (C) % (C/A) Employees 1. Permanent (D) 75 46 61% 29 39% 2. Other than Permanent (E) 5 1 20% 4 80% 3. Total employees (D + E) 80 47 59% 33 41% Workers * 4. Permanent (F) 5. Other than Permanent (G) N.A. 6. Total employees (F + G) Note: *JFSL does not employ any workers considering the nature of business operations. b. Differently-abled Employees: Male Female S. No. Particulars Total (A) No. (B) % (B/A) No. (C) % (C/A) Employees 1. Permanent (D) 0 0 0 0 0 2. Other than Permanent (E) 0 0 0 0 0 3. Total employees (D + E) 0 0 0 0 0 c. Differently-abled Workers*: Male Female S. No. Particulars Total (A) No. (B) % (B/A) No. (C) % (C/A) Workers 1. Permanent (D) 2. Other than Permanent (E) N.A. 3. Total employees (D + E) Note: *JFSL does not employ any workers considering the nature of business operations. 21. Participation/Inclusion/Representation of women Total No. and percentage of Females Category (A) No. (B) % (B/A) Board of Directors 8 2 25.00% Key Management Personnel (KMP)* 3 1 33.33% Note: *Key Management Personnel includes the Managing Director & Chief Executive Officer, the Chief Financial Officer & the Company Secretary 22. Turnover rate for permanent employees and workers FY 2025-26 FY 2024-25 FY 2023-24 Category Male Female Total Male Female Total Male Female Total Permanent Employees 19.15% 11.32% 16.33% 4.04% 23.08% 10.60% 0 0 0 Permanent Workers* N.A. Note: JFSL does not employ any workers considering the nature of business operations. HOLDING, SUBSIDIARY AND ASSOCIATE COMPANIES (INCLUDING JOINT VENTURES) 23. (a) Names of holding/subsidiary/associate companies/joint ventures Name of the holding/ Indicate whether % of shares held by Does the entity indicated at subsidiary/associate holding/Subsidiary/ listed entity column A, participate in the S. No. companies/joint ventures Associate/ Business Responsibility initiatives (A) Joint Venture of the listed entity? (Yes/No) 1. Jio Credit Limited (formerly Subsidiary 100 Yes known as Jio Finance Limited) 2. Jio Insurance Broking Limited Subsidiary 100 Yes 3. Jio Leasing Services Limited Subsidiary 100 Yes 4. Jio Payment Solutions Limited Subsidiary 100 Yes 5. Reliance Industrial Investments & Subsidiary 100 Yes Holdings Limited 6. Jio Finance Platform and Service Subsidiary 100 Yes Limited JIO FINANCIAL SERVICES LIMITED l BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT FY 2025-26 3 Name of the holding/ Indicate whether % of shares held by Does the entity indicated at subsidiary/associate holding/Subsidiary/ listed entity column A, participate in the S. No. companies/joint ventures Associate/ Business Responsibility initiatives (A) Joint Venture of the listed entity? (Yes/No) 7. Jio Payments Bank Limited Subsidiary 100 Yes 8. Jio Alternative Investment Subsidiary 100 Yes Manager Limited* 9. Reliance International Leasing Joint Venture 50 No IFSC Private Limited 10. Reliance Services and Holdings Associate 50 No Limited 11. Jio BlackRock Investment Joint Venture 50 No Advisers Private Limited* 12. Jio B [Showing first 8,000 characters — download PDF for full document]