Intimation under SEBI in relation to Secured Rated Listed Redeemable Non Convertible Debentures

Date: 01.08.2026 BSE Limited National Stock Exchange of India Limited Floor 25, Phiroze Jeejeebhoy Towers Exchange Plaza, Bandra Kurla Complex Dalal Street Bandra (East) Mumbai 400 001 Mumbai 400 051 Scrip Code: Equity-532900 Scrip Code: PAISALO NCDs-975107, 975202, 975251, 975329, 975437, 975640, 975865, 976752, 977004, 977097, 977278, 977279, 977358, 977371, 977643 and CPs- 731429, 731434, 731455, 731624, 732088 Sub.: Intimation under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended (“SEBI Listing Regulations”) in relation to the public issuance of secured, rated, listed, redeemable, non-convertible debentures of Paisalo Digital Limited having face value of ₹1000 (“NCDs” or “Debentures”) for an amount of ₹ 15,000 lakh (“Base Issue Size”) with an option to retain oversubscription up to ₹ 15,000 lakh (“Green Shoe Option”), aggregating to ₹ 30,000 lakh (“Tranche I Issue”) which is within the shelf limit of up to ₹ 90,000 lakh (the “Issue” or “Shelf Limit”). Dear Sir/ Madam, Pursuant to Regulations 30 and 51 of SEBI Listing Regulations and the approval accorded by the Board of Directors of Paisalo Digital Limited (“Company”) at its meeting held on May 10, 2026, to undertake a public issuance of secured, rated, listed, redeemable, non-convertible debentures of face value of ₹ 1000 each amounting up to ₹ 90,000 lakh in one or more tranches, we wish to inform you that the Operations and Finance Committee of the Board of Directors of the Company at its meeting held on July 31, 2026, has inter alia approved and adopted the shelf prospectus (“Shelf Prospectus”) and Tranche I Prospectus with respect to public issue of up to 30,00,000 secured, rated, listed, redeemable, non – convertible debentures of face value of ₹ 1000 each, for an amount of ₹ 15,000 lakh with an option to retain over- subscription up to ₹ 15,000 lakh, which is within the shelf limit of ₹ 90,000 lakh . In this regard, the Shelf Prospectus dated July 31, 2026 and the Tranche I Prospectus dated July 31, 2026 has been filed with the Registrar of Companies, NCT of Delhi – I at South Delhi (“RoC”) and BSE Limited and a copy of the same has been forwarded to the Securities and Exchange Board of India. The details as per the SEBI master circular for compliance with provisions of the SEBI Listing Regulations by listed entities bearing circular number SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 (“LODR Master Circular”), are enclosed in Annexure A. We request you to take the above on record and treat the same as compliance under the applicable provisions of the SEBI Listing Regulations, as amended. All capitalized terms used but not specifically defined here shall have the meaning ascribed to such terms in the Prospectus. The intimation is also being uploaded on the website of the Company at www.paisalo.in. Thanking you, Yours faithfully, For Paisalo Digital Limited Manendra Singh Company Secretary ANNEXURE A 1. Size of the issue Public issue of secured, rated, listed, redeemable non- convertible debentures of face value of ₹ 1000 each amounting up to ₹ 15,000 lakhs with an option to retain over-subscription up to ₹ 15,000 lakhs aggregating up to ₹ 30,000 lakh, which is within the Shelf Limit of ₹ 90,000 lakh. 2. Tranche I Issue Open Date Friday, August 7, 2026 Tranche I Issue Closing Date Thursday, August 20, 2026* 3. Whether proposed to be listed? If yes, name of The secured, rated, listed, redeemable, non-convertible the stock exchange(s) debentures shall be listed on BSE Limited. BSE Limited shall be the designated stock exchange. 4. Tenure of the instrument - date of allotment and Please refer to Annexure B date of maturity 5. Coupon/interest offered, schedule of payment of Please refer to Annexure B coupon/interest and principal 6. Charge/security, if any, created over the assets The principal amount of the NCDs to be issued in terms of the Draft Shelf Prospectus, the Shelf Prospectus, and the Tranche I Prospectus and the relevant Tranche Prospectus(es) together with all interest due on the NCDs, as well as all costs, charges, all fees, remuneration of Debenture Trustee and expenses payable in respect thereof shall be secured by way of an exclusive charge, by way of hypothecation created on loan receivables of our Company. The security shall be created upfront prior to making application for the listing of debentures and perfected within 30 days from the date of creation. Our Company shall maintain a security cover of at least 1.10 times the entire secured obligations throughout the tenure of the NCDs 7. Special right/interest/privileges attached to the None instrument and changes thereof 8. Delay in payment of interest / principal amount for Not applicable a period of more than three months from the due date or default in payment of interest / principal 9. Details of any letter or comments regarding Not applicable payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 10. Details of redemption of debentures indicating the Please refer to Annexure B and the Shelf & Tranche I manner of redemption Prospectus. *The Issue shall remain open for subscription on Working Days from 10:00 a.m. to 5:00 p.m. (Indian Standard Time) during the period as indicated in this Tranche I Prospectus. Our Company may, in consultation with the Lead Manager, consider closing this Tranche I Issue on such earlier date or extended date (subject to a minimum period of two working days and a maximum period of 10 working days from the date of opening of the Tranche I Issue and subject to not exceeding thirty days from filing of this Tranche I Prospectus with the RoC, including any extensions), as may be decided by the Board of Directors or the Operations and Finance Committee, subject to relevant approvals, in accordance with the Regulation 33A of the SEBI NCS Regulations. In the event of an early closure or extension of the Tranche I Issue, our Company shall ensure that notice of the same is provided to the prospective investors through an advertisement in an English daily national newspaper with wide circulation and a regional daily with wide circulation where the registered office of our Company is located (in all the newspapers or electronic modes such as online newspapers or websites of the Issuer or the stock exchange in which pre- issue advertisement for opening of the Tranche I Issue has been given on or before such earlier or initial date of the Tranche I Issue closure). On the Tranche I Issue Closing Date, the Application Forms will be accepted only between 10:00 a.m. and 3:00 p.m. (Indian Standard Time) and uploaded until 5 p.m. (Indian Standard Time) or such extended time as may be permitted by the Stock Exchange. Further, pending mandate requests for bids placed on the last day of bidding will be validated by 5:00 p.m. (Indian Standard Time) on the Tranche I Issue Closing Date. For further details please see “General Information” on page 18 of the Tranche I Prospectus. Annexure B Specified Terms of the NCDs Series I II III IV V VI* Frequency of Interest Payment Monthly Monthly Monthly Annual Monthly Annual Minimum Application ₹10,000 (10 NCDs) and in multiple of ₹1,000 (1 NCD) thereafter. Face Value/ Issue Price of NCDs (₹/ ₹ 1,000 NCD) In Multiples of thereafter (₹) ₹ 1,000 (1 NCD) Tenor 18 24 36 36 60 60 months months months months months months Coupon (% per annum) for NCD Holders 9.00% 9.15% 9.50% 9.92% 10.00% 10.47% in Category I, II, III & IV Effective Yield (per annum) for NCD 9.38% 9.53% 9.92% 9.91% 10.46% 10.46% Holders in Category I, II, III & IV Mode of Interest Payment Through various modes available Amount (₹ / NCD) on Maturity for NCD ₹ 1,000 ₹ 1,000 ₹ 1,000 ₹ 1,000 ₹ 1,000 ₹ 1,000 Holders in Category I, II, III & IV Maturity / Redemption Date (Months 18 24 36 36 60 60 from the Deemed Date of All [Showing first 8,000 characters — download PDF for full document]