Press Release

Ref: SEC/MFL/SE/2026/6693 August 01, 2026 National Stock Exchange of India Ltd. Department of Corporate Services Exchange Plaza, BSE Limited, Plot No. C/1, G Block, P. J. Tower, Dalal Street, Bandra-Kurla Complex Mumbai - 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 533398 Symbol: MUTHOOTFIN NSE IFSC Limited (NSE IX) Unit 1201, Brigade, International Financial Center, 12th Floor, Building No. 14-A, GIFT SEZ Gandhinagar, Gujarat 382 355 Dear Sir/Madam, Re: Press release on Unaudited Financial Results for the quarter ended June 30, 2026 The Company’s Board of Directors at their meeting held today i.e., August 01, 2026, has announced the Unaudited Financial Results for the quarter ended June 30, 2026. We herewith enclose a copy of Press Release proposed to be released in leading newspapers across the country. Thank You, For Muthoot Finance Limited Rajesh A Company Secretary ICSI Membership No. FCS 7106 Financial Results for the Quarter Ended June 30, 2026 Muthoot Family – 800 years of Business Legacy 1 | P a g e Performance Highlights for the Quarter ended June 30, 2026 Consolidated Loan AUM: 43% YoY Increase at ₹ 1,91,532 Crores Consolidated Profit After Tax: 43% YoY Increase at ₹ 2,825 Crores Standalone Loan AUM: 43% YoY Increase at ₹ 1,72,053 Crores Standalone Profit After Tax: 25% YoY Increase at ₹ 2,550 Crores Consolidated Gold Loan AUM: 48% YoY Increase at ₹ 1,75,527 Crores Standalone Gold Loan AUM: 44% YoY Increase at ₹ 1,63,298 Crores Average Gold Loan AUM Per Branch (Standalone): ₹ 32.47 Crores Gold Loan Disbursement to New Customers (Standalone): ₹ 8,937 Crores to 4,82,707 Customers 2 | P a g e Subsidiaries Muthoot Homefin (India) Ltd Loan AUM: 13% YoY Increase at ₹ 3,496 Crores Total Revenue: 11% YoY Increase at ₹ 110 Crores Profit After Tax: 114% YoY Increase at ₹ 4 Crores Belstar Microfinance Limited Loan AUM: 2% YoY Increase at ₹ 7,842 Crores Total Revenue: 9% YoY Increase at ₹ 452 Crores Profit Turnaround: Profit of ₹ 66 Crores as against last year’s Loss of ₹ 128 Crores 3 | P a g e Muthoot Money Ltd Loan AUM: 111% YoY Increase at ₹ 10,550 Crores Total Revenue: 139% YoY Increase at ₹ 511 Crores Profit After Tax: 366% YoY Increase at ₹ 172 Crores Asia Asset Finance PLC, Sri Lanka Loan AUM: 51% YoY Increase at LKR 5,270 Crores Profit After Tax: 137% YoY Increase at LKR 43 Crores Total Revenue: 72% YoY Increase at LKR 357 Crores 4 | P a g e Kochi, August 1, 2026: Consolidated Loan AUM at ₹ 1,91,532 crores as on June 30, 2026 43% YoY Loan AUM Growth during the quarter of ₹ 57,594 Crores Consolidated Profit after Tax at ₹ 2,825 Crores for the quarter, up by 43% YoY Standalone Loan AUM at ₹ 1,72,053 Crores as on June 30, 2026 43% YoY Loan AUM Growth during the quarter of ₹ 52,022 Crores Standalone Profit after tax at ₹ 2,550 Crores for the quarter, up by 25 % YoY Consolidated Gold Loan AUM at ₹1,75,527 Crores as on June 30, 2026 48% YoY Gold Loan AUM Growth during the quarter of ₹ 56,767 Crores Other Key Highlights:  Opened 86 new branches by the Group in Q1 FY27  Muthoot Finance was honoured with the "Best Non-Banking Financial Company" award at the Financial Express India Best Bank Awards, presented by Shri Piyush Goyal, Hon'ble Minister of Commerce & Industry, to Shri Eapen Alexander Muthoot, Executive Director, The Muthoot Group Key Subsidiaries – ‘Stable Performance Across Subsidiaries’ Belstar Microfinance  Opened 45 gold loan branches in Q1 FY 27 to diversify the loan product portfolio, Total branches as on Q1 FY 27 is 1,331 vs 1,275 branches on Q1 FY 27  Collection Efficiency increased by 0.69% at 99.57% in Q1 FY 27 which was 98.60 % in Q1 FY 26.  Loan AUM at Rs. 7,842 crores in Q1 FY27, broadly stable year-on-year versus Rs. 7,706 crores in Q1 FY26, as industry-wide stress moderated disbursement growth. Muthoot Homefin  Loan AUM at Rs.3,496 crores in Q1 FY27 vs. Rs.3,096 crores in Q1 FY26; growth of ~13% YoY  Disbursed loans of Rs. 154 crores in Q1 FY27  Interest income increased at ~17% YoY to Rs. 101 crores in Q1 FY27 vs. Rs. 86 crores in Q1 FY26  Profit After Tax stood at Rs. 4 crores in Q1 FY27 vs. Rs. 2 crores in Q1 FY26; growth of ~ 114% YoY Muthoot Money  Loan AUM at Rs. 10,550 crores in Q1 FY27 vs. Rs. 5,000 crores in Q1 FY26; growth of ~ 111% YoY  Total income increased at ~ 139% YoY for Q1 FY27 stood at Rs. 511 Crores vs. Rs. 213 crores in Q1 FY26.  GNPA decreased to 0.67% in Q1 FY27 from 0.96% in Q1 FY26  Profit after tax at Rs. 172 crore in Q1 FY27 vs. Rs. 37 crore in Q1 FY26. 5 | P a g e Results A meeting of the Board of Directors of Muthoot Finance Ltd. was held today to consider and approve the unaudited standalone and consolidated results for the quarter ended June 30, 2026. Consolidated Results of Muthoot Finance Ltd Muthoot Finance Ltd Consolidated Loan Assets Under Management grew 43% YoY to Rs. 1,91,532 crores in Q1 FY27 as against Rs. 1,33,938 crores in Q1 FY26. Consolidated Profit after tax for Q1 FY27 increased to Rs. 2,825 crores as against Rs. 1,974 crores last year, an increase of 43% YoY. During the quarter, Consolidated Loan Assets Under Management grew by Rs. 9,616 crores, growth of 5%. (Rs. in crores) Financial Performance Q1 FY27 Q4 FY26 QoQ % Q1 FY26 YoY % FY26 Group Branch Network 7,654 7,568 1% 7,413 3% 7,568 Consolidated Gross Loan Assets of the 1,91,532 1,81,916 5% 1,33,938 43% 1,81,916 Group Consolidated Profit of the Group 2,825 3,397 (17%) 1,974 43% 10,607 Contribution in the Consolidated Gross Loan Assets of the Group Muthoot Finance Ltd 1,68,163 1,58,936 6% 1,17,141 44% 1,58,936 Subsidiaries 23,369 22,980 2% 16,797 39% 22,980 Contribution in the Consolidated Profit of the Group Muthoot Finance Ltd 2,484 3028 (18%) 2,004 24% 9,929 Subsidiaries 341 369 (8%) (30) NA 678 Mr. George Jacob Muthoot, Chairman said “Muthoot Finance has begun FY27 with a strong footing with our Consolidated Loan Assets Under Management reaching highest ever level of Rs. 1,91,532 crores. It reflects a robust growth of 43% YoY in Consolidated Loan Assets Under Management primarily driven by 43% year on year growth in Loan Assets of Muthoot Finance by Rs. 52,022 crores. Our subsidiaries have continued the strong momentum, contributing significantly to our consolidated loan assets which now stand at 12 %. Consolidated Profit after Tax grew by 43% year-on-year to Rs. 2,825 crores, driven by the continued strength of our core gold loan business. This performance reflects the enduring trust our customers place in Muthoot Finance and our unwavering focus on delivering accessible, reliable, and customer-centric financial solutions. As India's economy continues to expand, the need for quick, dependable and affordable credit is becoming increasingly important. Gold loans remain a vital source of timely liquidity for millions of individuals and small businesses, and we are well positioned to meet this growing demand through our unmatched reach, deep domain expertise and strong customer relationships. At the same time, we are accelerating our digital transformation to make credit delivery faster, simpler and more seamless. Our continued investments in technology and innovation are strengthening operational efficiency while enhancing the overall customer experience. Backed by a resilient business model, a strong balance sheet and clear strategic focus, we remain confident of sustaining our growth momentum and creating long-term value for all stakeholders.” Commenting on the Company’s performance, Mr. George Alexander Muthoot, Managing Director, said, "We had an impressive start to the year with our Standalone Loan Assets Under Management reaching a historic high of Rs. 1,72,053 crores, driven by robust 44% YoY growth in gold loan of Rs. 50,104 crores. reaching Rs. 1,63,298 crores. This growth is a testament to our three-pronged strategy to focus on disbursements, operational efficiency, and 6 | P a g e maintaining healthy margins. As a result, our Standalone Profit after Tax for Q1 FY27 grew by 25% YoY to Rs. [Showing first 8,000 characters — download PDF for full document]