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Ref No: 01/SE/CS/AUG/2026-27 Date: August 1, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No. C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir/ Madam, Sub: Intimation about Newspaper Publication of Unaudited Standalone Financial Results for the quarter ended June 30, 2026 We hereby inform you that pursuant to Regulation 47 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Unaudited Standalone Financial Results of the Bank for the quarter ended June 30, 2026 were published and appeared today, August 1, 2026, in all editions of "Business Line", an English Newspaper and all editions of "Deepika", a Malayalam Newspaper. Requesting you to take the same into your records. A copy of the same is enclosed herewith. Requesting you to take the same into your records. Thanking you, Yours Faithfully, For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer news bl CHENNAI 7 businessline. SATURDAY-AUGUST1-2026 Banks raise interest Aditya Birla Capital Q1 net profit up 40% at ₹1,175 crore ABCL, which is the is the investments, insurance and folio grew by 32 per cent yoy to ₹4,27,675 crore, life insur- rates on fresh term Our Bureau finance flagship of Aditya payments. to ₹2,19,289 crore as at June- ance individual first year Mumbai Birla Group, is a listed sys- In the reporting quarter, end 2026. premium grew 20 per cent to temically important non-de- consolidated revenue grew The assets under manage- ₹952 crore and health insur- Aditya Birla Capital Ltd posit taking non-banking fin- 29 per cent yoy to ₹14,731 ment (AUM) of the housing ance gross written premium deposits and loans (ABCL) reported a healthy ancial company (NBFC) and crore (₹11,419 crore in finance company was up 50 increased 50 per cent to 40 per cent year-on-year the holding company of the Q1FY26). per cent and stood at ₹2,196 crore, it added. (yoy) rise in first quarter financial services businesses. ₹51,833 crore as at June-end ABCL shares closed at consolidated net profit at Through its subsidiaries/ LENDING GROWS 2026. ₹404.50 apiece, up 2.60 per ₹1,175 crore against ₹839 JVs, the NBFC provides fin- The company, in a state- Mutual fund quarterly av- cent over the previous close FUNDING PRESSURE. Also hike median MCLR to 8.6% in July crore in the year ago period. ancial solutions across loans, ment, said total lending port- erage AUM grew 6 per cent of ₹394.25 on BSE. balance sheet build up. He Our Bureau said the increase was more Mumbai pronounced among private sector banks, where fresh de- Scheduled commercial posit rates climbed to 6.21 banks (SCBs) are gradually per cent from 5.94 per cent, increasing interest rates on driven by intense competi- fresh term deposits and tion for bulk deposits in loans amid a wide gap June. between credit and deposit growth. The move will help them deal REPRICING BENEFIT with the asymmetric credit The weighted average do- Reddy opined that the cost of and deposit growth mestic term deposit rate outstanding term deposits (WADTDR) of SCBs on fresh has largely bottomed out at rupee term deposits rose 16 in May 2026. The gap around 6.58 per cent for basis points (bps) to 5.99 per between year-on-year (yoy) SCBs (6.7 per cent for cent in June 2026 (5.83 per credit growth 18.38 per cent) private banks) signalling cent in May 2026), per latest and deposit growth (13.22 that the repricing benefit is RBI data. per cent) as at June 30, 2026 nearing its end. The WADTDR on fresh ru- stood at 516 basis points. “Looking ahead, Q2 (July- pee term deposits in June However, the situation September 2026 quarter) is 2026 is up 20 basis from 5.79 was different as on June 27, likely to witness renewed up- per cent in April 2026. 2025, with credit growth ward pressure on deposit The WADTDR on out- (8.84 per cent) lagging de- costs. Strong mobilisation e 4 standing rupee term depos- posit growth (9.46 per cent). under the FCNR (B) scheme, e 4 1 9 its increased marginally to To deal with the asymmet- continued reliance on term 1 9 9 0 6.58 per cent in June 2026 ric credit and deposit deposits amid subdued 9 0 6 from 6.57 per cent in May growth, banks have also CASA growth and sustained 6 2026. upped the one-year median competition for liabilities The weighted average marginal cost of funds based are expected to increase the lending rate (WALR) on lending rate (MCLR) to 8.60 share of higher cost incre- fresh rupee loans of SCBs per cent in July from 8.50 per mental deposits,” he said. nudged up to 8.53 per cent in cent in June. Consequently, the repri- June 2026 (8.51 per cent in V Rama Chandra Reddy, cing gains enjoyed over re- May 2026). Head – Treasury, Karur cent quarters are likely to Vysya Bank, observed that fade with banks facing a GROWTH GAP fresh term deposit rates of gradual firming in their over- The WALR on outstanding SCBs rose sharply in June, all cost of deposits. rupee loans of SCBs declined reflecting aggressive liability This is also reflected in the marginally to 8.96 per cent in mobilisation during the Q1 gradual hardening of banks 1 June 2026 from 8.97 per cent (April-June 2026 quarter) year MCLR rate. ABB India Q2 profit rises 3% to ₹362 cr of ₹351.74 crore in the (₹1,804.35 crore) businesses Press Trust of India second quarter of 2025, the accounted for significant New Delhi company said in an exchange contributions to the com- filing. pany's revenues in the June ABB India on Friday reported During Q2, the company's quarter. a3 per cent year-on-year rise total income rose to ABB India follows the in consolidated net profit to ₹3,651.54 crore from January to December cycle ₹362.30 crore in the June ₹3,040.22 crore in April-June for financial reporting. quarter, supported by rev- 2025. In a separate statement, enue growth. Motion (₹1,268.77 crore) the company said total or- It had clocked a net profit and electrification ders stood at ₹4,363 crore. Mahindra plans to double SUV capacity by FY31 cent of the company's SUV Amit Vijay Mohile portfolio, while Mahindra con- Mumbai tinues to target mid-to-high- teen SUV volume growth in Mahindra & Mahindra plans to FY27. nearly double its SUV produc- The company is pursuing tion capacity from around the expansion despite elevated 72,000 vehicles a month cur- raw material costs. Group CFO rently to about 1.32 lakh units Amarjyoti Barua said higher a month by FY31, as India's prices of aluminium, steel, largest SUV maker prepares copper and rubber would have for sustained domestic de- reduced automotive margins mand, a broader electric by around 400-450 basis points vehicle portfolio and higher had Mahindra not offset the exports. impact through calibrated The expansion will be ex- price increases and opera- ecuted in phases through de- tional efficiencies. bottlenecking at existing Commodity inflation, par- plants, capacity additions at its ticularly in steel and alu- Chakan facility and a new man- minium, is expected to remain ufacturing plant at Nagpur. elevated through the Septem- ber quarter. CAPACITY EXPANSION Managing Director and Mahindra will first increase Group CEO Anish Shah said monthly SUV production to Mahindra's automotive and around 82,000 units through farm businesses successfully debottlenecking, followed by absorbed 400-500 basis points an expansion at Chakan that of commodity inflation during will lift capacity to about the quarter while delivering 21 92,000 units. per cent growth in automotive A new Nagpur plant will profit. then add 20,000 units a month by mid-2029, followed by an- ROLE OF EXPORTS other 20,000 units about a year Exports are expected to play a later, taking total monthly ca- bigger role in utilising the ex- pacity to around 1.32 lakh panded capacity. Jejurika [Showing first 8,000 characters — download PDF for full document]