Investor Presentation

31 July 2026 To To Corporate Relations Department. Corporate Listing Department. BSE Limited National Stock Exchange of India Ltd 1st Floor, New Trading Ring, Exchange Plaza, 5th Floor Rotunda Building, P J Tower, Plot No.C-1, G Block, Dalal Street, Fort, Bandra-Kurla Complex, Bandra (East), Mumbai 400 001 Mumbai 400 051 BSE Code: 532978 NSE Code: BAJAJFINSV Dear Sir/Madam, Sub.: Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 – Investors presentation Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Schedule III and in continuation to our intimation dated 23 July 2026, please find enclosed herewith the presentation that will be made at Analyst/institutional investors meetings scheduled from 3 to 6 August 2026 in Singapore and Hong Kong. We request you to bring the above to the notice of all concerned. Thanking you, FOR BAJAJ FINSERV LIMITED UMA SHENDE COMPANY SECRETARY Email ID: investors@bajajfinserv.in Encl.: As above Page 1 of 1 https://www.aboutbajajfinserv.com/about-us Corporate Office: 6th Floor, Bajaj Finserv Corporate Office, Off Pune - Ahmednagar Road, Viman Nagar, Pune - 411 014, Maharashtra, India Tel: +91 20 7150 5700 | Fax: +91 20 7150 5792 Registered Office: C/o Bajaj Auto Limited Complex, Mumbai - Pune Road, Akurdi, Pune - 411 035, Maharashtra, India Corporate ID No.: L65923PN2007PLC130075 | Email ID: investors@bajajfinserv.in BAJAJ FINSERV LIMITED International Investor Presentation – Q1 FY2027 and FY2026 INR to USD conversion rate of 94.5 used across the deck Note: The insurance subsidiaries follow Ind-AS only for the purpose of consolidation with BFS and hence where standalone details given are on statutory GAAP basis 01. BAJAJ FINSERV LIMITED – GROUP STRUCTURE AND STRATEGY 02. BAJAJ GENERAL INSURANCE LIMITED 03. BAJAJ LIFE INSURANCE LIMITED 04. EMERGING BUSINESSES a. BAJAJ FINSERV HEALTH LIMITED INDEX b. BAJAJ FINSERV DIRECT LIMITED (Marketplace and Tech) c. BAJAJ ASSET MANAGEMENT LIMITED 05. BAJAJ FINANCE LIMITED 06. BAJAJ HOUSING FINANCE LIMITED 07. ANNEXURES a. MORE ABOUT US – ONE FINSERV STORY b. PERFORMANCE UPDATE FOR THE QUARTER c. ENVIRONMENTAL, SOCIAL AND GOVERNANCE d. INDIA & BFSI OPPORTUNITY Bajaj Finserv overview: A diversified financial services group Bajaj Finserv Limited (Listed) 51.30%1 77.33%2 77.33%2 100% Bajaj Life Insurance Limited Bajaj Finance Limited (Listed) Bajaj General Insurance Limited Bajaj Finserv Health Limited (Life insurance, Retirement and (Consumer and Finance Business) (General and Health Insurance) (Health-tech platform) Pension) 86.70% 100% 100% Bajaj Housing Finance Limited Bajaj Financial Securities Vidal Healthcare Services Pvt. (Listed) Limited Ltd. (Mortgage and Developer Finance) (Digital Stockbroker) (TPA services and SAAS/PAAS provider) 19.90% 80.10% 100% 100% Bajaj Finserv Direct Limited Bajaj Asset Management Bajaj Alternate Investment (Digital Marketplace & Technology Limited Management Limited3 services) (Mutual Funds) (Alternative Investments) 1. 54.67% holding via promoter holding & promoter group 2. 100% holding along with promoter group companies 3. Newly formed company, business to commence in Q2 FY2027. The company has received approval from SEBI to set up Portfolio Management Services and Cat II AIFs Acquisition of Allianz stake in the Insurance Companies completed in FY2026, making our Insurance businesses 100% Bajaj – Made in India, Made for India, Made by India Shareholding as on 30 June 2026 Direct Subsidiaries Indirect Subsidiaries Our Vision – Lifecycle Partner to every Indian to achieve financial goals Financial Life Family, Health & Investment/ cycle needs of Asset acquisition Asset protection Income Wealth Retirement Individual, SME and Protection management corporate customers Loan (Personal, General Insurance, General, Health & Life ULIPs*, Fixed Deposits, Annuities, Pension, Home, Business), Health care Platform Insurance, Digital access to Mutual Funds, Shares, Wealth Planning Credit lines, Gold loan health ecosystem AIF, PMS etc. Bajaj Life Insurance Limited Bajaj Finserv Direct (Life Insurance, Retirement & Pension) Limited e t S (Digital Marketplace & Technology Services) s N Bajaj General Insurance Limited s iL O e c ( d I T (General and Health Insurance) iv e U S t im L O Bajaj Finserv Health r e s B (Ca oja nsj uF min ea n &c Fe L ai nm ceit Be ud i( nB eF ssL )) (Health-tech PL lai tm fori mt e and d TPA services) n n C L iF iF U P j a j D O Bajaj Housing Finance Limited (BHFL) a R (Mortgage and Developer Financing) Bajaj Financial Securities Bajaj Asset Management Ltd. Limited (BFSL) (Bajaj AMC) (Digital Stockbroker) (Mutual Funds) *Unit Linked Insurance Plan Bajaj Finserv - Lifecycle Partner to every Indian to achieve financial goals An ecosystem that supports profitable P A R T A N D E DR ES DH SI P E DS R igV& itI aC l ES C LO EN NS DU I NM GE R D ini dv ie vr is di ufi ae ld s f min ea en tc ti hn eg i rb lu ifs ei sn te ys les e ns e h edel sp , ing E Utilities growth through partnerships, U Consumption A L acquire homes and small/medium marketplace, payments, rewards and Daily Consumer corporates fulfill their requirement of Household C loyalty ND Services Durable L I NR E growth and working capital through a A E EI S TI Recreation Retail ST wide array of products and solutions D L and Spends R A Entertainment Life Insurance, stock broking ER M Very strong technology and data- Business / Travel and M mutual fund, AIF and PMS Dining Professional E orientation helping to enhance Loans business to help customers meet ‸‸ wallet share of customers and their wealth accumulation goals P A Fund CUSTOMERS Lifestyle GE controlling fraud. Digital Y Transfers Asset A M Creation G technology services to enhance N O overall native capability of the T Asset M Investments Finances and group Protection L E Health and wellness services, seeking B R ER AN O Healthcare N R General Insurance offering protection to connect providers and payers with K I and GE SU N G Savings Wellness IN across property, casualty & health; consumers offering products, services, Life S and claims management through a Protection Insurance L N E S diversified across retail, commercial and d exig cit ea lll p nla ct eform founded on operational M A NA AS GS EE MT ENT INSL UI RF E A N C E W E G foo cv ue sr n om n ce on rt e- s pp ro on fis tao bre ilid ty b au ns din se ts rs o nw git h market position Create constant value across the customer lifecycle, build sustainable businesses and deepen financial access Sustainable businesses with deepened financial access Achieving scale… …while promoting financial access and diversity Metrics FY16 CAGR FY26 Metrics FY24 FY25 FY26 Customer Franchise 30MM+ +20% 180MM+ New to BFL Credit 6.3MM 6.7MM 8.7MM Lives covered under Locations 1,200+ +13% 4,050+ 8MM 22MM 49MM Govt. Health schemes Farmers covered Branches 1,550+ +12% 5,000+ 14MM 19MM 10MM under Crop Insurance Employees 20,500+ +18% 110,000+ MFI Branches 100 418 440+ Women Agents 63,000+ 69,500+ 82,800+ Distributors 128,000+ +16% 570,000+ (Share in total agents) (29.9%) (30.6%) (28.7%) Cross Sell Franchise +800 55% 63% Gender Diversity* 13.1% 13.5% 13.7% (BFL) bps *Gender diversity for new hires is at 26.2% for FY2026 Leveraging technology to expand financial access Emerging businesses Asset Management Marketplace Health Tech Assets Under Management ($m) Unique partner count Healthcare transactions1 1,400 1,258 30 1,121 96 103 1,200 25 2,838 1,000 24 75 20 2,155 800 2,605 1,011 10 2,069 400 185 10 998 200 5 13 86 233 5 2024 2025 2026 2024 2025 2026 2024 2025 2026 Transaction Value ($m) Transaction Volume (mn)) SIP AUM Non-SIP AUM Number of folios Unique visitors (in ‘000s) Healthcare ecosystem touchpoints2 1,139,263 25,940 182,269 18,766 139,244 129,271 692,727 16,257 229,329 2024 2025 2026 2024 2025 2026 2024 2025 2026 Fastest AMC to reach $3bn AUM Among largest [Showing first 8,000 characters — download PDF for full document]