Business Responsibility and Sustainability Report of Bandhan Bank Limited, for the FY 2025-26, forming part of the Integrated Annual Report for the FY 2025-26.

Integrated Annual Report 2025-26 Annex - 6 BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT (BRSR) – FY2025-26 SECTION A: GENERAL DISCLOSURES I. Details of the listed entity 1. Corporate Identity Number (CIN) of the Listed Entity L67190WB2014PLC204622 2. Name of the Listed Entity Bandhan Bank Limited 3. Year of Incorporation 2014 4. Registered office address DN-32, Sector V, Salt Lake, Kolkata - 700 091, West Bengal 5. Corporate address Floors 12-14, Adventz Infinity@5, BN-5, Sector V, Salt Lake City, Kolkata - 700 091, West Bengal 6. E-mail investors@bandhanbank.com 7. Telephone +91 33 6609 0909 8. Website www.bandhan.bank.in 9. Financial year for which reporting is being done April 1, 2025 – March 31, 2026 10. Name of the Stock Exchange(s) where shares are listed • National Stock Exchange of India Limited (‘NSE’) • BSE Limited (‘BSE’) 11. Paid-up Capital ` 16,10,97,23,140 12. Name and contact details (telephone, email address) Mr. Siddhartha Sanyal, Executive Vice President of the person who may be contacted in case of any Telephone: 033-66090909 / 033-40456456 queries on the BRSR Report Email: info@bandhanbank.com 13. Reporting boundary–Are the disclosures under this Since the Bank does not have any subsidiary or associate report made on a standalone basis (i.e., only for the companies, this report is made on a standalone basis. entity) or on a consolidated basis (i.e., for the entity and all the entities which form a part of its consolidated financial statements, taken together) 14. Name of assurance provider CNK & Associates LLP 15. Type of assurance obtained Reasonable assurance of BRSR Core parameters II. Products/services 16. Details of business activities (accounting for 90% of the turnover): Sl. Description of Description of Business Activity % of Turnover of No. Main Activity the Entity 1. Banking Products & Bandhan Bank, as a universal bank, offers a broad suite of products and 100% Services services across Personal, Business, NRI and Micro Banking segments, covering retail assets and liabilities, government banking, treasury, corporate and wholesale banking and third-party products. Its Micro Banking vertical drives financial inclusion by providing small-ticket loans and basic banking services to underserved segments, supporting income generation and economic empowerment. 17. Products/Services sold by the entity (accounting for 90% of the entity’s turnover): Sl. Product/Service NIC Code % of total Turnover No. Contributed 1. Activities of commercial banks, Regional Rural Banks, Local Area Banks 641901 100% Note: The NIC Code has been updated from 64191 (NIC 2008) to 641901 in line with the National Industrial Classification (NIC 2025) published by the Ministry of Statistics and Programme Implementation (MoSPI). The change is only on account of the revised classification and does not represent any change in the nature of the Company’s principal business activity. III. Operations 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants Number of offices Total National Not applicable 6,793* 6,793* International 0 0 *Includes 4,400 banking units; 1,955 Branches and 438 ATMs Corporate Overview Statutory Reports Financial Statements 19. Markets served by the entity: a. Number of locations Locations Number National (No. of States & UTs) Presence in all 35 states and Union Territories (except Lakshadweep) International (No. of Countries) Not applicable b. What is the contribution of The Bank provides core banking services, including deposits and lending services exports as a percentage of total within India. Owing to the nature of these services, export-related activities are not turnover of the entity? applicable to our banking operations. c. A brief on types of customers The Bank has 31.8 million customers. The Bank’s customer base can typically be categorised into the following segments based on its business operations: Retail Banking: The retail banking services cater to individuals, salaried professionals, self-employed professionals, farmers, students, micro and small businesses, trusts, women groups, and entrepreneurs across metropolitan, urban, semi-urban and rural areas. These services include a range of loan products, deposit offerings, and other financial products and services. Wholesale/Commercial Banking: The wholesale banking services cater to corporates, government entities, financial institutions, educational institutions, MSMEs, and public sector undertakings (PSU). These services primarily include commercial and transactional banking solutions. IV. Employees 20. Details as at the end of FY2025-26 a. Employees and workers (including differently abled): Sl. Particulars Total Male Female No. (A) No. (B) % (B / A) No. (C) % (C / A) EMPLOYEES 1. Permanent (D) 75,397 66,503 88% 8,894 12% 2. Other than Permanent (E) - - - - - 3. Total employees (D + E) 75,397 66,503 88% 8,894 12% WORKERS 4. Permanent (F) 5. Other than Permanent (G) Not Applicable 6. Total workers (F + G) Note: 1. All the employees of the Bank are on-rolls and there are no employees that are not on the rolls of the Bank. Accordingly, KPIs related to other than permanent employees are nil in any of the tables of the prescribed BRSR format. 2. The Bank does not employ any workers. Accordingly, KPIs related to workers are nil in any of the tables of the prescribed BRSR format. b. Differently abled employees and workers Sl. Particulars Total Male Female No (A) No. (B) % (B / A) No. (C) % (C / A) DIFFERENTLY ABLED EMPLOYEES 1. Permanent (D) 6* 6* 100% 0 0% 2. Other than - - - - - Permanent (E) 3. Total differently abled employees (D+E) 6* 6* 100% 0 0% DIFFERENTLY ABLED WORKERS 4. Permanent (F) 5. Other than permanent (G) Not Applicable 6. Total differently abled workers (F+G) *Based on voluntary disclosure by the employees. Integrated Annual Report 2025-26 21. Participation/inclusion/representation of women (As at March 31, 2026) Particulars Total (A) No. and the percentage of females No. (B) % (B/A) Board of Directors 13 1 7.69% Key Management Personnel* 5 - - *Includes the Managing Director & CEO, two Whole-time Directors, the Chief Financial Officer and the Company Secretary 22. Turnover rate for permanent employees and workers Particulars FY2025-26 FY2024-25 FY2023-24 Male Female Total Male Female Total Male Female Total Permanent Employees 27.03% 37.46% 28.22% 23.43% 31.20% 24.38% 21.45% 27.27% 22.14% Permanent Workers Not applicable V. Holding, Subsidiary and Associate Companies (including joint ventures) 23. a. Name of the holding/subsidiary / associate companies / joint ventures Sl. Name of the holding/ Indicate whether holding/ % of shares held Does the entity indicated in No. subsidiary/associate Subsidiary/Associate/ Joint by the listed column A, participate in the companies/joint Venture (B) entity (C) Business Responsibility initiatives of ventures (A) the listed entity? (Yes/No) (D) The Bank does not have any holding company/subsidiary/ associate company/ joint venture. VI. CSR details 24. i. Whether CSR is applicable as per Section 135 of the Companies Act, 2013 (Yes/No): ii. Turnover: ₹24,423 Crore (FY2025-26) iii. 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