Updates

Secretarial Department SEC/LODR/158/2026-27 July 30, 2026 The Manager The Manager The National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza, Bandra-Kurla Complex, BSE Limited, Phiroze Jeejeebhoy Towers, Bandra (E), Mumbai – 400 051. Floor 25, Dalal Street, Mumbai – 400 001 Re: Scrip Symbol: FEDERALBNK/ Scrip Code: 500469 Sub: Business Responsibility and Sustainability Report (BRSR) for the Financial Year ended 31st March 2026 Dear Madam/ Sir, In terms of the requirements of Regulation 34(2)(f) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Business Responsibility and Sustainability Report (BRSR) of the Bank for the Financial Year 2025-26. The BRSR also forms part of the Integrated Annual Report of the Bank for the Financial Year 2025-26. You are requested to kindly take the above information on your records. Thanking you, Yours faithfully, For The Federal Bank Limited Samir P Rajdev Company Secretary Federal Bank | 6th Floor, Federal Towers, Bank Junction, Aluva | Kerala | 683101 Phone: 0484- 2622263| E-mail: secretarial@federal.bank.in | Website: www.federal.bank.in CIN: L65191KL1931PLC000368 BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT SECTION A: GENERAL DISCLOSURES I. Details of the listed entity 1. Corporate Identity Number (CIN) of the Listed Entity L65191KL1931PLC000368 2. Name of the Listed Entity THE FEDERAL BANK LIMITED 3. Year of Incorporation 1931 4. Registered Office Address Federal Towers, P B No 103, Aluva, Ernakulam, 5. Corporate Address Kerala - 683101, India 6. Email Address secretarial@federal.bank.in 7. Telephone +91-0484-2630996 8. Website https://www.federal.bank.in/ 9. Financial Year for which reporting is being done FY 2025-26 10. Name of the Stock Exchange(s) where shares are listed Equity shares of Bank are listed at: i. BSE Limited (BSE) ii. National Stock Exchange of India Limited (NSE) iii. Global Depository Receipts (GDRs) - London Stock Exchange 11. Paid-up Capital H492.85 Crore as on March 31, 2026 12. Name and contact details (telephone, email address) of Shibi Balaram K the person who may be contacted in case of any queries Head - Credit Risk & ESG on the BRSR report Phone: +91-0484-2634086 Email: esg@federal.bank.in 13. Reporting boundary - Are the disclosures under this Standalone Basis report made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14. Name of assurance provider Bureau Veritas Industrial Services (India) Pvt Ltd 15. Type of assurance obtained BRSR Core KPIs- Reasonable assurance (Highlighted in ) and non-core BRSR KPIs - Limited assurance II. Products/Services 16. Details of business activities (accounting for 90% of the turnover) Description of Main Activity Description of Business Activity % of Turnover of the Entity 1. Financial and insurance Service Banking activities by Central, 100.00% Commercial and Saving banks 17. Products/Services sold by the Entity (accounting for 90% of the Entity’s turnover) Product/Service NIC Code % of total Turnover contributed 1. Banking services and Financial Services 64191 100.00% Integrated Annual Report 2025-26 1 III. Operations 18. Number of locations where plants and/or operations/offices of the Entity are situated: Location Number of plants Number of offices Total National Not Applicable 1,640* 1,640 International Not Applicable 3** 3 *Including extension counters **This includes IFSC Banking Unit (IBU) in Gujarat International Finance Tec-City (GIFT City) which is considered as overseas branch and two representative offices at Dubai & Abu Dhabi 19. Markets served by the Entity a. Number of locations Locations Number National (No. of States) 26 states, Delhi NCT and 4 union territories International (No. of Countries) 1* *Representative offices in UAE b. What is the contribution of exports as a percentage of the total turnover of the Entity? Not Applicable c. A brief on types of customers Federal Bank is one of the leading private-sector banks in India, is the preferred Personal, NRI and Business banking partner for a growing expanse of customers across India, in both urban and rural areas. As of March 31, 2026, the bank had around 18.10 million customers, the client base ranging from individuals who are both self-employed and salaried, professionals, non-resident Indians, high-net-worth individuals, micro, small, and medium enterprises, sole proprietorships, partnerships to self-help groups, large corporates, trusts, associations, clubs and societies, government institutions and corporations, NGOs, and farmers, including small and marginal farmers, amongst others. For more details refer to Page 98. IV. Employees 20. Details as at the end of Financial Year a. Employees (including differently abled): S. Male Female Particulars Total (A) No. No. (B) % (B / A) No. (C) % (C / A) EMPLOYEES 1. Permanent (D) 16,941 9,913 58.51% 7,028 41.49% 2. Other than Permanent (E) 740 340 45.95% 400 54.05% 3. Total employees (D + E) 17,681 10,253 57.99% 7,428 42.01% Note1: “Employee” defined under Sec 2(l) of the Industrial Relations Code, 2020, includes Officers, Clerical and Sub Staff. To avoid duplication, Bank has not reported anyone under workers, though Clerical and Sub Staff may also qualify under the definition of worker. Note 2 : Employee classification is based on the definitions prescribed under the SEBI BRSR Guidance Note b. Differently abled Employees: S. Male Female Particulars Total (A) No. No. (B) % (B / A) No. (C) % (C / A) DIFFERENTLY ABLED EMPLOYEES 1. Permanent (D) 16 7 43.75% 9 56.25% 2. Other than Permanent (E) - - - - - 3. Total differently abled employees (D + E) 16 7 43.75% 9 56.25% 2 Integrated Annual Report 2025-26 Business Responsibility and Sustainability Report 21. Participation/Inclusion/Representation of Women No. and percentage of Females Total (A) No. (B) % (B / A) Board of Directors 10 1 10.00% Key Management Personnel 4 0 0.00% Note: The Board consists of a unitary (single-tier) structure with an appropriate mix of Executive and Non-Executive Independent Directors, with Independent Directors representing more than one-third of its total strength. As of March 31, 2026, the Bank’s Board consisted of ten Directors, including seven Non Executive Independent Directors and three Executive Directors, among whom one is a woman Independent Director. 22. Turnover rate for permanent employees (disclose trends for the past 3 years) FY 2025-26 FY 2024-25 FY 2023-24 Male Female Total Male Female Total Male Female Total Permanent 5.01% 5.12% 5.05% 4.70% 3.78% 4.32% 5.01% 4.89% 4.96% Employees Turnover rate of permanent employees based on the exit type: FY 2025-26 FY 2024-25 FY 2023-24 Male Female Total Male Female Total Male Female Total Voluntary 4.05 % 4.28 % 4.14 % 3.10% 2.90% 3.02% 2.95% 3.53% 3.19% Involuntary 0.96 % 0.84 % 0.91 % 1.60% 0.88% 1.29% 2.06% 1.36% 1.77% Total 5.01 % 5.12 % 5.05 % 4.70% 3.78% 4.32% 5.01% 4.89% 4.96% Note: Voluntary exit includes resignation, VRS, etc. & involuntary exit includes dismissal, retirement, or death while in service. V. Holding, Subsidiary and Associate Companies (including joint ventures) 23. Name of holding/subsidiary/associate companies/joint ventures Name of the holding/ Indicate whether Holding/ % of shares Does the entity indicated at column A, subsidiary/associate Subsidiary/Associate/Joint held by the participate in the Business Responsibility companies/joint ventures (A) Venture listed entity initiatives of the listed Entity? (Yes/No) 1 Federal Operations and Subsidiary 100.00% No Services Limited 2 Fedbank Financial Services Subsidiary 60.79% No Limited 3 Ageas Federal Life Insurance Associate 30.00% No Company Limited Integrated Annual Report 2025-26 3 VI. CSR Details 24. (i) Whether CSR is applicable as per section 135 of Companies Act, 2013 (Yes/No) : [Showing first 8,000 characters — download PDF for full document]