Press Release for Q1 FY 2026-27

SucHFL LICH OUSINFGI NANLCTED 30Jtuhl2 y0,2 6 ThMea nager, ThGee neMraanla ger, ListDienpga rtment, DepartomfCe onrtp oSreartvei ceDse-pLti.s,t ing NatiSotnoaEclxk c haonfIg nedL itad ., BSLEi mited, ExchaPnlga5ezth Fa l,o or, 2 t5 hF loPohri,rJ oezeej eTeobwheorys , PlNootC. / 1G,B loBcakn,d ra-KurlDaa lCSaotlmr peleetx,, Band(rEMa)u ,m b-a4i0 005 1 Mumb-a4i0 000 1. ScrIiDLp:I CHSGEFQI N ScrCiopd: 5e 00253 Emacirnll:i st@nse.co.in Emaciolr:p .relations@bseindia.com DeaSrir/M adam, ReP.re:s-Rse lefoarFs ieQr usartte Ern dJeudn30 e,202 6. Witrhe spteotc hctea ptisounbejtdeh Pcert e Rsesl epaesret atiothn eiF nigrQ suta retnedre d Jun3e02 ,0 2h6ab se eunp loaodnte hdoe fi fciwaelb soifLt IeHC o usFinign ance aLnidm ited may abcec eosnst ehfdeo llowweibln ingk Linhkt:t-ps://www.lichousing.com/investors/press-releases Pletaastkehe ae b oivnef ormoanrt eicoaonnr addr rafnodgrie s semination. Youfrasi thfully, FoLrI HCo usFiinnga Lnicmei ted VarsHhaar dasani CompaSneyc reatnCador myp liOafnfciec e CINNO :.L 69522MH1989PL7C 0522W5ebs:wi wtwelc. ihsoiung.com Regist&e Croerdp oOrffaitcLeeI H:Co usFiinnga Lntc1de.3 ,1M ,ak eTro we1r3-tFFoh,lo Cru,ff Pea raMduemb,a -4i0 0005 Te+l9:1 2222 1876 0F0a,+x 9:1 2222 1877 7E7-,m aliilc:h ousing@lichousing.com PRESS RELEASE LIC Housing Finance Ltd. announces its Q1 FY27 results Q1 FY 2026-27 Profit after tax (PAT) increased to Rs. 1488.32 crs, up by 9.4% Total disbursements Rs. 15014 crs, up by 14.5% Outstanding Loan portfolio at Rs. 322098 crs Mumbai, July, 30, 2026: The Board of Directors of LIC Housing Finance Ltd. (BSE:500253; NSE: LICHSGFIN) announced its standalone audited results for the first quarter ended on June 30, 2026, following its approval by the Board of Directors in a meeting held in Mumbai on July, 30, 2026. Performance highlights at a glance – Q1 FY2027 (Figures in Rs. Crores) Quarter Ended Quarter Ended Variation (%) June 2026 June 2025 Revenue from operations 7062.45 7169.32 -1% Net Interest Income 2075.52 2064.71 0.5% Profit Before Tax 1888.43 1699.16 11% Net Profit after tax 1488.32 1359.92 9.4% Net Interest Margin 2.58% 2.68% Outstanding Loan Portfolio 322098 309587 4% (1 crore =10 million) Performance highlights for the quarter ended June 30, 2026(YoY) Total disbursements were at Rs. 15014 crs in Q1 FY2027, as against Rs 13116 crs for the corresponding period in FY 2026, up by 14.5%. Out of this, disbursements in the Individual Home Loan segment were at Rs. 12119 crs against Rs 11247 crs in Q1 FY2026, up by 8%, and Non- Housing Individual Loan segment were at Rs. 1975 cr against Rs. 1647 crs,up by 20% whereas Project loans were at Rs. 872 crs compared with Rs 156 crs in Q1 FY2026, up by 459%. The company's revenue from operations stood at Rs. 7062.45 crs as against Rs. 7169.32 crs in Q1 FY2026. Net Interest Income (NII) stood at Rs 2075.52 crs, as against Rs 2064.71 crs for the same period the previous year. Net Interest Margin (NIM) for the quarter stood at 2.58% as against 2.68% for Q1FY 2026. Profit Before Tax for the quarter was Rs. 1888.43 crs as against Rs 1699.16 crs in Q1 FY2026, an increase of 11%. Net Profit After Tax stood at Rs. 1488.32 crs compared with Rs 1359.92 crs during the same period in the previous year, an increase of 9.4%. The Individual Home Loan portfolio stood at Rs. 271979 Cr as on June 30, 2026, as against Rs. 262411 cr as on June 30, 2025, up by 4%. The Project loan portfolio stood at Rs. 9687 crs as on June 30, 2026, as against Rs 8950 crs as on June 30, 2025, up by 8%. The total outstanding portfolio grew by 4% to Rs. 322098 crs from Rs 309587 crs in the earlier year. Under IndAS 109, asset classification and provisioning changes for future credit loss are reported on an Expected Credit Loss (ECL) basis. As per the same methodology, the provisions for ECL stood at Rs. 4398.43 crs as on June 30, 2026, as against Rs 5051.27 crs as on June 30, 2025. The Stage 3 Exposure at Default as of June 30, 2026, stood at 2.14% against 2.62% as of June 30, 2025. Speaking on the performance, Shri Tribhuwan Adhikari, Managing Director & Chief Executive Officer of LIC Housing Finance Limited, said "We recently celebrated 37 years of our journey by launching 'Har Ghar Ka Humsafar' campaign, reaffirming our commitment to expanding homeownership in India. Our performance during the first quarter reflects the strength of this customer-centric approach, which, along with disciplined execution and operational efficiency, has enabled us to achieve sustainable growth. Recently, LIC Housing Finance was recognized by the National Housing Bank as the 'Best Housing Finance Company' for the second consecutive year. This recognition reflects the trust our customers and stakeholders have placed in us over the years. Looking ahead, we expect a stable interest rate environment along with positive growth trajectory for our country, which will provide a favourable backdrop for the sector despite headwinds due to geopolitical conflicts in other parts of the world.” About LIC Housing Finance Ltd. LIC Housing Finance Ltd. is the largest housing finance company in India. It has one of the widest networks of offices across the country and representative office in Dubai. In addition, the Company also distributes its products through branches of its subsidiary LIC HFL Financial Services Ltd. LIC Housing Finance Ltd was promoted by Life Insurance Corporation in 1989 and a public issue was made in 1994. The company enjoys the highest credit rating AAA/Stable from CRISIL & CARE indicating the highest safety regarding the ability to service interest and repay principal. For further information please visit the website www.lichousing.com or contact: Mr. Tribhuwan Adhikari Janki Telivala / Mohit Mishra Managing Director & Chief Executive Officer Veritas Reputation PR LIC Housing Finance Ltd. Tel: +91 9892623468 / 8433889619 Email: janki.telivala@veritasreputation.com Tel: 022-2217 8602 Email: mohit.mishra@veritasreputation.com