The Annual General Meeting of the Company is being held on Monday, August 24, 2026 through VC/OAVM. The Annual Report along with Notice is attached herewith.

July 30, 2026 To, To, The Listing Department, The Listing Department BSE Limited, National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Bandra Kurla Complex, Bandra Mumbai – 400001 (East), Scrip code: 544603 Mumbai – 400051 Symbol: GROWW Dear Sir / Madam, Sub.: Notice of the 8th Annual General Meeting (“AGM”) along with Annual Report for FY 2025-26 Dear Sir/Madam, This is to inform you that the 8th Annual General Meeting (“AGM”) of the Company is scheduled to be held on Monday, August 24, 2026, at 02:00 p.m. (IST) through Video Conferencing (“VC”)/Other Audio-Visual Means (“OAVM”), in accordance with the applicable circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India (“SEBI”). Pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), please find enclosed the Annual Report of the Company for the Financial Year 2025-26, along with the Notice convening the 8th AGM and other statutory reports. The Annual Report and Notice of the AGM are being sent through electronic mode to those Members whose e-mail addresses are registered with the Company/its Registrar and Share Transfer Agent (“RTA”)/Depository Participants (“DPs”). Further, in accordance with Regulation 36(1)(b) of the SEBI Listing Regulations, the Company is also sending a letter to those Members whose e-mail addresses are not registered with the Company/RTA/DPs/Depositories, providing the web-link and path to access the Annual Report and Notice of the AGM of the Company. The Board has appointed MUFG Intime India Private Limited (“MUFG/RTA”) as the e-voting agency. Members of the Company holding shares in demat or physical form as on Monday, August 17, 2026 (“Cut-off date”) are entitled to cast their vote on the resolutions as set out in the Notice by electronic means, through remote e-voting facility which shall commence on Thursday, August 20, 2026 at 9:00 A.M. (IST) and end on Sunday, August 23, 2026 at 5:00 P.M. (IST) or through e-voting at the AGM. Billionbrains Garage Ventures Limited (Formerly known as Billionbrains Garage Ventures Private Limited) Registered Office: Vaishnavi Tech Park, South Tower, 3rd Floor, Survey No.16/1 and 17/2, Ambalipura Village, Varthur Hobli, Bellandur, Bangalore, Bangalore South, Karnataka, India, 560103 W: www.groww.in E:corp.secretarial@groww.in T: +91 80-69601300 CIN: L72900KA2018PLC109343 In compliance with the aforesaid regulation, the aforesaid information is also being made available on the Company's website i.e. www.groww.in. Kindly take the same on record and oblige. Thanking you, For Billionbrains Garage Ventures Limited (Formerly known as Billionbrains Garage Ventures Private Limited) Roshan Dave Company Secretary and Compliance Officer Encl.: As above Billionbrains Garage Ventures Limited (Formerly known as Billionbrains Garage Ventures Private Limited) Registered Office: Vaishnavi Tech Park, South Tower, 3rd Floor, Survey No.16/1 and 17/2, Ambalipura Village, Varthur Hobli, Bellandur, Bangalore, Bangalore South, Karnataka, India, 560103 W: www.groww.in E:corp.secretarial@groww.in T: +91 80-69601300 CIN: L72900KA2018PLC109343 Contents An Organisation Built Our Story 02 with Intent Chairman’s Message 05 Board of Directors 07 Our Strategy CEO’s Message 10 Built Around Ownership and Speed 12 India’s Most Loved Investment Platform 13 Performance CFO’s Message 20 with Discipline Groww’ing with Improved Profitability 21 Our Impact Building Wealth for a Groww’ing India 25 Driving Capital Markets Expansion in India 26 Environmental, Social Governance & Trust 29 & Governance Report Data Privacy & Cyber Security 30 Customers & Society 31 Our People 35 Environment 35 Corporate Information 36 Statutory Reports Management Discussion and Analysis 38 Board’s Report 50 Report on Corporate Governance 81 Notice 109 Financial Statements Standalone Financial Statements 123 Consolidated Financial Statements 194 1. An Organisation Built with Intent The beliefs, principles, and operating philosophy that have shaped Groww Corporate Overview Statutory Reports Financial Statements Our Story It started with four. Every big story starts small. Ours began in 2016 – with four friends, a café in Bangalore, and a question they couldn’t shake. HOW WE STARTED What if investing could be simple, It was 2016. Lalit, Harsh, Neeraj and accessible, and Ishan met in a small café in Indiranagar, Bangalore, to talk about something they delightful – for were all passionate about – investing. everyone? Back then, investing wasn’t for everyone. It was complicated, slow, and felt like an exclusive club for a few. That question became Groww. But India was changing. UPI, Aadhaar, It started with four. and online platforms were booming. The And then there were more. country was going digital. GROWW IS BORN The first step was a mutual fund investment platform. No jargon. No hidden fees. Investors loved it. For the first time, they could research funds on their own, decide where to put their money, and invest by themselves. They could finally take control of their wealth. Groww quickly became the go-to We didn’t know it then, but it would go platform for mutual funds. on to change the investing landscape in India forever. Within weeks, millions Because after all, But India wanted more. of investors began buying stocks yeh market So we launched the next big thing: on Groww. New or experienced, Stocks. Uncomplicated, fast, sabka hai. young or old, we were glad to and transparent. welcome everyone. Annual Report 2025-26 02 Corporate Overview Statutory Reports Financial Statements A NEW INDIA Our mission was bigger than a platform. We wanted to help India truly Groww, and that meant helping India understand investing, so people could make better decisions about their money. This gave rise to an ecosystem of initiatives, from Groww Digest to our social channels to Ab India Karega Groww. Today, close to 10 million Indians read Groww Digest every month. On YouTube, we’re the go-to channel for over 5 million people who want to Ab India Karega Groww understand the markets, investing, and finance in multiple languages. Since 2019, Ab India Karega Groww has taken us to cities big and small across India to share what we know about investing. Along the way, we’ve met lakhs of investors: people who’ve shared their stories, their experiences, and their honest feedback with us. ONWARDS AND Saare Groww kar rahe hain. UPWARDS In FY26, Groww accounted for over 43% of new SIPs created in India. India’s No. 1 Stock Broker Our investors span pincodes from Srinagar to Port Blair and Jamnagar to We had set out to build the best Imphal, covering 97% of India. investment platform, and we did. With IPOs, ETFs, Intraday, and F&O, and features like Step-up SIP, advanced charts, events, news, pledge, and Safe Exit, we made sure investors and traders had everything they needed. In under four years of launching stocks, we became India’s No. 1 stock broker, with the highest number of active investors building their wealth toward their goals and dreams. Annual Report 2025-26 03 Corporate Overview Statutory Reports Financial Statements A BOLD FUTURE Somewhere along the way, as we built W is a wealth-management platform For them, we built advanced tools like Groww and listened to our customers, built to help investors in India move Screeners, Groww Charts, Margin we noticed something: there was a gap beyond retail investing into PMS, AIFs, Trading Facility (MTF), Option Chain, between what India had to invest in and and even private markets. These were Quick Basket, and more. what India actually wanted. opportunities that once felt out of reach, Looking back, from an idea in a café to and with W, we’re opening the doors to where we are today, we’ve come a long In 2023, we acquired Indiabulls Mutual a whole new world of investing. way. And we’ve loved every momen [Showing first 8,000 characters — download PDF for full document]