31st Annual Report of the Company for the Financial Year ended March 31, 2026 together with Notice of Annual General Meeting pursuant to Regulation 34 of the SEBI (Listing Obligations and ....

SSSSAAAAIIII CCCCAAAAPPPPIIIITTTTAAAALLLL LLLLIIIIMMMMIIIITTTTEEEEDDDD Regd. Office: G-25, GROUND FLOOR, RASVILAS SALCON D-1, SAKET DISTRICT CENTRE, SAKET, NEW DELHI, SOUTH DELHI -110017 (CIN: L74110DL1995PLC069787), E mail: cs@saicapital.co.in, Ph: 011-40234681 Website: www.saicapital.co.in July 30, 2026 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400001. Scrip Code-531931 Subject: 31st Annual Report of the Company for the Financial Year ended March 31, 2026 together with Notice of Annual General Meeting pursuant to Regulation 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015. Dear Sirs, In terms of Regulation 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find attached the 31st Annual Report of the Company for the Financial Year ended March 31, 2026, together with the Notice convening the 31st Annual General Meeting of the Company scheduled to be held on Tuesday, August 25, 2026 at 12.30 P.M. (IST) through Video Conferencing/Other Audio Visual means (“VC/OAVM”). Further, in compliance with the applicable regulatory requirements, and the relevant Circulars issued by the Ministry of Corporate Affairs, and the Securities and Exchange Board of India, the electronic copy of the 31st Annual Report is being dispatched through electronic mode to those Members whose e-mail addresses are registered with the Company/Depository Participant(s). A letter containing the web-link, along with the exact path to access the complete 31st Annual Report, is also being sent to those Shareholders whose e-mail addresses are not registered with the Company/Depository Participant(s). Copies of the Annual Report 2025-26 are also available on the website of the Company at: http://www.saicapital.co.in/share-holders.aspx This is for your information and record. Kindly acknowledge receipt. Thanking You, Yours Truly, For Sai Capital Limited Dr. Niraj Kumar Singh Chairman & Managing Director Attachment: a/a 31ST ANNUAL REPORT 2025-26 SAI CAPITA L LIMITED CIN: L74110DL1995PLC069787 Regd. Ofice: G-25, Ground Floor, Rasvilas Salcon D-1, Saket District Centre, Saket, South Delhi, New Delhi -110017 E-mail: cs@saicapital.co.in, Ph: 011-40234681 Website: www.saicapital.co.in TABLE OF CONTENTS Sr. No. Particulars Page No. 1 Composition of Board 1 2 Corporate Information 2 3 Notice of Annual General Meeting 3- 21 4 Directors’ Report 22 -53 5 Management Discussion and Analysis Report 54 -57 6 Corporate Governance Report 58 -78 7 Auditor’s Report and Standalone Financial Statements 79- 111 8 Auditor’s Report and Consolidated Financial Statements 112 -158 IMPORTANT COMMUNICATION TO MEMBERS The Ministry of Corporate Affairs has undertaken a “Green Initiative in Corporate Governance” by allowing paperless compliances by Companies and has issued Circulars stating that service of Notice / Documents including Annual Report can be sent by e-mail to its Members. To support this Green Initiative of the Government in full measure, Members who have not registered their e-mail addresses, so far, are requested to register their e-mail addresses, in respect of their electronic holding with the Depository through concerned Depository Participants. COMPOSITION OF BOARD Chairman and Managing Director Dr. Niraj Kumar Singh (DIN: 00233396) (Executive – Non Independent) Non-Executive, Non-Independent Mr. Ankur Rawat (DIN: 07682969) Director Mr. Kailash Chandra Sharma (DIN: 00339013) Non-Executive, Independent Directors Mrs. Kamlesh Gupta (DIN: 07243898) Mrs. Kamlesh Gupta - Chairperson Composition of Audit Committee Mr. Kailash Chandra Sharma – Member Mr. Ankur Rawat – Member Mrs. Kamlesh Gupta - Chairperson Composition of Nomination and Mr. Kailash Chandra Sharma – Member Remuneration Committee Mr. Ankur Rawat – Member Mr. Kailash Chandra Sharma - Chairman Composition of Stakeholders’ Mrs. Kamlesh Gupta – Member Relationship Committee Mr. Ankur Rawat – Member Corporate Information Chairman and Managing Dr. Niraj Kumar Singh Director Chief Financial Oficer Mr. Ankur Rawat Company Secretary and Mr. Karan Mehra (A65352) Compliance Oficer G-25, Ground Floor, Rasvilas Salcon, D-1, Saket District Centre, Registered Ofice Saket, South Delhi, New Delhi-110017 Corporate Identity L74110DL1995PLC069787 Number Website www.saicapital.co.in E-mail Id. cs@saicapital.co.in M/s. Alankit Assignments Limited Registrar & Share Alankit House, 4E/2 Jhandewalan Extenstion, New Delhi – 110055 Transfer Agent Phone Nos. 011-4254 1234, Fax.: 011-4254 1201 Email Id.: info@alankit.com M/s. Indian Bank, Aurobindo Place, Hauz Khas, New Delhi – Bankers 110016 M/s. Axis Bank, Square One, Saket, New Delhi - 110017 M/s. Mehrotra & Co., Chartered Accountants, Kanpur Statutory Auditors (FRN:000720C) Mrs. Sakshi Gupta, Practicing Company Secretary, Kanpur Secretarial Auditors (A59295, CP No. 22952) M/s Gurkaran Singh & Co., Chartered Accountants, Punjab Internal Auditors (A573031) BSE Limited, Mumbai, Phiroze Jeejeebhoy Towers, Dalal Street, Listing of Equity Shares Mumbai – 400001 (Scrip Code: 531931) August 25, 2026 at 12:30 P.M. IST 31st Annual General AGM through Video Conferencing/ Other Audio Visual Means Meeting (VC/OAVM) Facility [Deemed Venue for Meeting : Registered Ofice: G-25, Ground Floor, Rasvilas Salcon D-1, Saket District Centre, Saket, South Delhi, New Delhi -110017] Financial Year 1st April, 2025 to 31st March, 2026 NOTICE OF ANNUAL GENERAL MEETING NOTICE IS HEREBY GIVEN THAT THE 31ST ANNUAL GENERAL MEETING (“AGM” OR “ 31ST AGM”) OF THE MEMBERS OF M/s. SAI CAPITAL LIMITED (“THE COMPANY”) WILL BE HELD ON TUESDAY, THE 25TH DAY OF AUGUST, 2026 AT 12:30 P.M. (IST) THROUGH VIDEO CONFERENCING (“VC”) / OTHER AUDIO VISUAL MEANS (“OAVM”) FACILITY In accordance with the applicable provisions, the Registered Ofice of the Company at G-25, Ground Floor, Rasvilas Salcon D-1, Saket District Centre, Saket, New Delhi-110017 shall be deemed to be the venue of the Meeting, and the proceedings of the AGM shall be deemed to have been conducted thereat, to transact the following business: ORDINARY BUSINESS: 1. To consider and adopt the Audited Standalone and Consolidated Financial Statements of the Company for the Financial Year ended March 31, 2026 including the Balance Sheet as at March 31, 2026, the Statement of Proit and Loss and Cash Flow Statement for the year ended on that date and the Reports of the Board of Directors, and Auditors thereon. 2. To appoint a Director in place of Mr. Ankur Rawat (DIN:0 7682969), who retires by rotation, and being eligible, offers himself for re-appointment. SPECIAL BUSINESS: 3. Re-appointment of Dr. Niraj Kumar Singh (DIN: 00233396) as Chairman and Managing Director of the Company. To consider and if thought it, to pass with or without modiication(s), the following Resolution as Special Resolution: “RESOLVED That pursuant to the provisions of Sections 196, 197, 198, 203 & 160 read with Schedule V of the Companies Act, 2013 and Rule 8 of The Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, & other applicable provisio ns of the Companies Act, 2013, if any (including any statutory modiication(s) or re-enactments(s) thereof, for the time being in force), the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘Listing Regulation ( including any statutory modiication(s) or re-enactments(s), thereof, for the time being in force), subject to provisions of the Articles of Association of the Company, and based on the recomm e sn) d a tion of the Nomination and Remuneration Committee of the Company, the approval of the Members of the Company be and is hereby accorded to re-appoin Dr. Niraj Kumar Singh (DIN: 00233396 ) asChairman and Managing Director (Key Managerial Personnel) of the Company, for a period of 5 (Five) consecutive years with effect from Junt e 25, 2027 to June 24, 2032 ( [Showing first 8,000 characters — download PDF for full document]