Unaudited Standalone and consolidated Financial Results for the Quarter ended June 30, 2026

Karnataka Bank Ltd. Your Family Bank, Across India Regd. & Head Office Phone : 0824-2228222 Post Box. No.599, Mahaveera Circle E-Mail : comsec@ktk.bank.in Kankanady Website : www.karnatakabank.bank.in Mangaluru - 575 002 CIN : L85110KA1924PLC001128 SECRETARIAL DEPARTMENT HO:SEC: 100:2026-27 Date: 29.07.2026 The Manager The Manager Listing Department Corporate Relationship Department National Stock Exchange of India Limited BSELimited Exchange Plaza, C-1, Block G Phiroze Jeejeebhoy Towers Bandra-Kurla Complex, Bandra (E) Dalal Street MUMBAI -400051 MUMBAI -400001 NSE Scrip Code: KTKBANK BSE Scrip Code: 532652 Madam / Dear Sir, Sub: Outcome of the Board Meeting Ref: Our letter ref no.: HO/SEC/94/2026-27dated July 22, 2026 Unaudited Standalone & Consolidated Financial Results for the quarter ended June 30, 2026 In reference to our aforesaid intimation dated July 22, 2026 and pursuant to Regulations 30, 33, 51, 52 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Unaudited Standalone & Consolidated Financial Results for the quarter ended June 30, 2026, approved by the Board of Directors in their meeting held today i.e., on Wednesday, July 29, 2026. Further, the following documents are being enclosed herewith: i. The Limited Review Report of the Statutory Auditors for the quarter ended June 30, 2026, which contains an unmodified opinion. Unaudited, Reviewed Standalone and Consolidated Financial Results for the quarter ended June 30, 2026. iii. The Security Cover Certificate as on June 30, 2026, on non-convertible debt securities in terms of Regulation 54(3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. iv. The Utilisation Certificate and Statement of Material Deviation for the quarter ended June 30, 2026, as per Regulations 32(1), 52(7) and 52(7 A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Board Meeting commenced at 10.00 AM and concluded at 04.40 PM This is for your kind information and dissemination. Yours faithfully, ShamK Company Secretary & Compliance Officer Ravi Rajan & Co. LLP R.G.N. Price & Co. Chartered Accountants Chartered Accountants 505-A, Fifth Floor, Rectangle-1, "Pinnacle" No.3503, 3rd Floor, 14th Main, H.A.L District Centre, Saket, New Delhi - 110017 2nd Stage, lndiranagar, Bengaluru-560 008 Independent Auditors' Limited Review Report on Unaudited Standalone Financial Results of the Karnataka Bank Limited, pursuant to Regulation 33 and Regulation 52 read with Regulation 63 (2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) for the quarter ended June 30, 2026 Review Report to the Board of Directors of The Karnataka Bank Limited I . We have reviewed the accompanying Statement of Unaudited Standalone Financial Results of The Karnataka Bank Limited ('the Bank') for the quarter ended June 30, 2026 ('the Statement'), being prepared and submitted by the Bank pursuant to the requirements of Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "SEBI Regulations"), except for the disclosures relating to Pillar 3 disclosures as at June 30, 2026 including leverage ratio, liquidity coverage ratio and net stable funding ratio under the Basel Ill Capital Regulations as at June 30, 2026 as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement which have not been reviewed by us. 2. The Statement is the responsibility of the Bank's Management and has been approved by the Bank's Board of Directors. The Statement has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 'Interim Financial Reporting' ('AS-25'), as prescribed under Section 133 of the Companies Act, 2013, read with relevant rules issued thereunder, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India ('the RBI') from time to time ('the RBI Guidelines') and other accounting principles generally accepted in India and is in compliance with the SEBI Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagement (SRE) 2410, 'Review of Interim Financial Information Performed by the Independent Auditors of the Entity ' issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of Bank's personnel and analytical & other review procedures applied to financial data and thus provides less assurance than an audit conducted in accordance with Standards on Auditing specified under Section 143( 10) of the Companies Act, 2013 and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. We have not performed an audit and accordingly, we do not express an audit opinion. 4. Based on our review conducted as stated above and procedures performed as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the Statement, prepared in accordance with the aforesaid Accounting Standard and other recognized accounting practices, policies and principles generally accepted in India in so far as they apply to banks, and circulars and guidelines issued by the RBI from time to time, has not disclosed the information required to be disclosed in terms of the SEBI Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related Ravi Rajan & Co. LLP R.G.N. Price & Co. Chartered Accountants Chartered Accountants matters, except for the disclosures relating to Pillar 3 disclosures as at June 30, 2026 including leverage ratio, liquidity coverage ratio and net stable funding ratio under the Basel Ill Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement which have not been reviewed by us. 5. Attention is drawn to the fact that the figures for the quarter ended March 31, 2026, as reported in the Statement are the balancing figures between audited figures in respect of the full previous financial year and the published year to date unaudited figures up to the third quarter of the previous financial year. The figures up to the end of the third quarter of the previous financial year had only been reviewed and were not subjected to audit. Our conclusion is not modified in respect of the above matters. For Ravi Rajan & Co. LLP For R.G.N.Price & Co. Chartered Accountants Chartered Accountants Firm Registration No.:009073N/N500320 Firm Registration No. 002785S 5 LJ MIT SRI RAAM Digitally signed by Digitally signed SRIRAAM ALEVOOR by SUMIT KUMAR ALEVOOR MURALIDHARAN Ku MAR Date:2026.07.29 MURALI DHAR Date: 2026.07.29 14:47:20 +05'30' AN 14:51 :22 +05'30' Sumit Kumar Sriraam Alevoor M Partner Partner Membership No. 512555 Membership No. 221354 UDIN: 26512555XBIZAO6199 UDIN: 26221354HEOXUA4495 Date: 29th July 2026 Date: 29th July 2026 Place: New Delhi Place: Chennai Ravi Rajan & Co. LLP R.G.N. Price & Co. Chartered Accountants Chartered Accountants 505-A, Fifth Floor, Rectangle-1, "Pinnacle" No.3503, 3rd Floor, 14th Main, H.A.L District Centre, Saket, New Delhi - 110017 2nd Stage, lndiranaqar, Bengaluru-560 008 Independ [Showing first 8,000 characters — download PDF for full document]