PFA the letter wrt the captioned subject

Ref No.: NIACL/CMD_BoardSectt/2026-27 July 29, 2026 The Manager The Manager Listing Department Listing Department BSE Limited The National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Tower Exchange Plaza, 5th Floor, Plot C/1 Dalal Street G Block, Bandra-Kurla Complex, Mumbai 400 001 Mumbai – 400 051 Scrip Code: (BSE 540769/NSE – NIACL) Dear Sir/Madam, Sub: Submission of Business Responsibility and Sustainability Report for FY 2025-26 Pursuant to Regulation 34(2)(f) of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015, please find attached copy of Business Responsibility and Sustainability Report for the Financial Year 2025-26. You are requested to kindly take the same on records Thanking You Yours faithfully For The New India Assurance Company Limited Abhishek Pagaria Company Secretary INDEPENDENT ASSURANCE REPORT ON BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT (BRSR) CORE INDICATORS The Board of Directors The New India Assurance Company Limited 87, M.G. Road, Fort, Mumbai-400001, Maharashtra We have undertaken to perform reasonable assurance engagement, for The New India Assurance Company Limited (the “Company”) vide our engagement letter dated April 09, 2026 in respect of the agreed Sustainability Information listed below (the Sustainability Information is included in the Business Responsibility and Sustainability Report (the “BRSR” or the “Report”) of the Our scope of reasonable assurance consists of the BRSR Core indicators listed in the Appendix I to our report. The reporting by way of note under respective questions of the BRSR, where applicable. Requirements), Regulations, 2015 as amended; • Selection of suitable criteria; • Design, implementation, and maintenance of internal control systems; • Statements on intellectual property, competitive issues, or legal compliance; • Information outside the agreed reporting frameworks. obtained during the engagement. 104 Annual Report2025-26 • Analytical procedures and reconciliations; • Reviewing documents and records to validate selected data. opinion. Sustainability Information. We have reviewed the additional sections for material inconsistencies and found none that would Our Reasonable Assurance report has been prepared and addressed to the Board of Directors of the Company at the request of the Company solely, to assist the Company in reporting on Company’s sustainability performance and activities. Accordingly, we accept no liability to anyone, other than the Company. Our Reasonable Assurance report should not be used for any other purpose or by any person other than the addressees of our report. We neither accept nor assume any duty of care or liability for any other purpose or to any other party to whom our report is shown or into whose hands it may come without our prior consent in writing. Company Secretaries Annual Report2025-26 105 Appendix -1 themselves with integrity, and in a manner that houses, dealers, and related parties along-with loans and advances and investments, with related parties. the well-being of all employees, including those (including permanent and other than permanent). in their value chains. human rights. intensity. and its intensity. this total by composition of the waste. growth and equitable development. from suppliers. provide value to their consumers in a responsible manner. 106 Annual Report2025-26 04. Registered office address 05. Corporate address investors@newindia.co.in 07. Telephone 022-22708100 08 Website www.newindia.co.in 09. Financial year for which reporting is being done 2025-26 listed INR 824 Crores 12. Details of the person who may be contacted in case of any queries on the BRSR report. S. Name 1 022-22708206 Reporting boundary - Are the disclosures under this report Disclosures under this report are made on standalone made on a standalone basis (i.e. only for the entity) or on a basis. consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14. Name of assessment or assurance provider Ragini Chokshi and Company 15. Type of assessment or assurance obtained Reasonable Assurance on BRSR Core Indicators 01. Finance & Non-Life Insurance Non-Life Insurance & Reinsurance activities S NIC Code 01. Non-Life Insurance 65120 National 0 1,594 1,594 International 0 operations. Annual Report2025-26 107 National (No. of States) International (No. of Countries) 24 Individuals seeking insurance for health, motor, property, and personal accident coverage and all other personal line Farmers and rural communities’ benefit from products like Saral Sampurna Kisan Bima and livestock insurance. in sectors like property, motor aviation, marine, and reinsurance. No. (B) No. (C) 01. 10,405 7,091 02. 0 0 0 0 0 10,405 7,091 No. (B) No. (C) 01. 250 79 02. 0 0 0 0 0 250 79 108 Annual Report2025-26 No. (B) Board of Directors 6 17 7 Male Female Total Male Female Total Male Female Total due to dismissal, termination, retirement or death in service. 01. The New India Assurance Subsidiary No Company (Sierra Leone) Ltd. 02. The New India Assurance Subsidiary No Company (Trinidad & Tobago) Ltd. Subsidiary No Nigeria 04. Associate No Limited 05. Associate No Singapore Annual Report2025-26 109 pending pending Communities 0 0 - 0 0 - Investors 0 0 - 0 0 - (Other than shareholders) Shareholder 4 0 The New India 1 0 All complaints Assurance Company Limited has an 2024-25 were internal mechanism duly resolved for grievance redressal of all its investors including the shareholders of the Company and ensures all the complaints are closed within the regulatory defined timelines. 8 5 The company ensures 4 The company all complaints are ensures all closed within the complaints are policy defined closed within the timelines policy defined timelines Customers 19 The company ensures 27 The company all complaints are ensures all closed within the complaints are policy defined closed within the timelines policy defined timelines 0 0 - 0 - partners - - - - - - - specify) company and is an internal document of the company. 110 Annual Report2025-26 matters that present a risk or an opportunity to your business, rationale for identifying the same, approach to adapt or mitigate the risk along-with its financial implications, as per the following format. mitigate 1 Societal and Opportunity Low insurance penetration Develop inclusive Community in rural and underserved insurance products; growth, enhanced brand Relations areas offers a growth collaborate with loyalty, and market opportunity aligned with government schemes; national priorities. conduct financial literacy initiatives. 2 Climate Transition Risk Integrate climate risk related disasters heightens into underwriting and claims and losses due to underwriting and investment investment decisions; risks. promote renewable energy; reduce footprint. Integrate climate risk into underwriting and investment decisions; promote renewable energy; reduce environmental footprint. Annual Report2025-26 111 mitigate Opportunity The evolving healthcare The company aims and Well-being landscape and changing to develop innovative for higher market health insurance penetration, particularly require a revamp of health solutions that address in underserved insurance offerings to emerging customer segments, along with provide broader coverage needs and support improved customer and encourage sustainable well-being through retention and reduced lifestyles. Market research behavioural change. financial burden for highlights the need for policyholders. innovative products that promote preventive health behaviour. 4 Innovation and Opportunity Digital transformation The company will drives value creation for operational efficiency, its digital footprint by improved customer stakeholders by improving introducing innovative operational efficiency and solutions aligned with opportunities for new evolving consumer product development also facilitates access needs [Showing first 8,000 characters — download PDF for full document]