Unaudited standalone financial results for the quarter ended 30 June 2026

HOUSING FINANCE 29 July 2026 ITo. To, The Manager The Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, C-1 Block G Dalal Street Sandra - Kurla Complex, Bandra (East) Mumbai - 400 001 Mumbai - 400 051 BSE Code: 544252 NSECode:BAJAJHFL-EQ Dear Sir/Madam, Sub: Outcome of Meeting of Board of Directors held on 29 July 2026 In terms of provision of Regulation 30 read with Regulation 51 (Part A and B of Schedule Ill) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ("SEBI Listing Regulations, 2015"), as amended, this is to inform you that the Board of Directors of the Company, at its meeting held today, i.e. Wednesday, 29 July 2026 have approved the unaudited financial results of the Company prepared as per Indian Accounting Standard (Ind AS) for the quarter ended 30 June 2026. Further as per SEBI Listing Regulations, 2015, following documents are enclosed: i. Unaudited financial re.suits along with limited review report pursuant to Regulation 33 and Regulation 52 of SEBI Listing Regulations, 2015. The limited review report is submitted with unmodified opinion(s) (free from any qualifications); ii. Details as per Regulation 52(4) of SEBI Listing Regulations, 2015; iii. Press release regarding financial performance; . iv. Security Cover certificate as per Regulation 54(3) of SEBI Listing Regulations. 2015 read with SEBI Master Circular dated 13 August 2025; v. A statement as per Regulation 52(7) and (7A) of the SEBI Listing Regulations. 2015, read with SEBI Master Circular dated 11 July 2025; and vi. Certificate from CFO on use of proceeds from issue of Commercia( _P~~s; The meeting commenced at 02.30 p.m. and concluded at B3:3Sp.m. f-J ~ The above information is also being uploaded on the Company's website. '7 We request you to kindly take the same on record. Thanking you, Yours Faithfully, ~ j;.•using Finance Li Compan Email id: .in Cc: Catalyst Trusteeship Limited, Pune (Debenture Trustee) Encl.: As above BA~A~ HOUSING FINANCE LTD. www.bajajhousingfinance.in Corporate Office: Cerebrum IT Park. 82 Building. 5th Floor, Kumar City, Corporate Office -Kalyani Nagar, Pune -411014. Maharashtra Registered Office: Bajaj Auto Limited Complex, Mumbai - Pune Road, Akurdi, Pune - 411035, Maharashtra Corporate Identity Number (CIN}: L65910PN2008PLC132228 Tel: +91 20718 78060 Email: bhflwecare@bajajhousing.co.in Singhi & Co. Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants B2 402B, Marathon lnnova, 4th Floor 2nd Floor, Kapur House, Off Ganpatrao Kadam Marg, Paranjape B Scheme Road No. 1, Lower Parel, Vile Parle (E), Mumbai-400013, India Mumbai - 400 057, India Independent Auditors' Limited Review Report on the Unaudited Financial Results of Bajaj Housing Finance Limited for the quarter ended June 30, 2026 pursuant to the Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (as amended) . To the Board of Directors of Bajaj Housing Finance Limited 1) We have reviewed the accompanying statement of unaudited financial results of Bajaj Housing Finance Limited ('the Company') for the quarter ended June 30, 2026 (the 'Statement'), being submitted by the Company pursuant to the requirements of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, as amended ("the Listing Regulations"), including relevant circulars issued by the SEBI from time to time. 2) This Statement, which is the responsibility of the Company's Management and approved by the Company's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 'Interim Financial Reporting' ('Ind AS 34'), prescribed under Section 133 of the Companies Act, 2013, as amended (the 'Act') read with relevant rules issued thereunder and other accounting principles generally accepted in India and is in compliance with the preparation and disclosure requirements of Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3) We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, "Review of Interim Financial Information Performed by the Independent Auditor of the Entity" issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the statements are free of material misstatement. A review of interim financial information consists of making inquiries, primarily of personnel responsible for financial and accounting matters and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under section 143(10) of the Companies Act 2013, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4) Based on our review conducted as stated above, nothing has come to our attention that causes us to believe that the accompanying Statement prepared in accordance with recognition and measurement principles laid down in the aforesaid Indian Accounting Standards 34 ('Ind AS 34') specified under Section 133 of the Act, as amended, read with relevant rules issued thereunder and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the Regulation 33 and 52 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. Singhi & Co. Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants 5) The figures for the quarter ended 31 March 2026, as reported in the Statement, represent the balancing figures between the audited figures in respect of the financial year ended 31 March 2026 and the published year-to-date figures up to the end of the third quarter of the said financial year. The year-to-date figures up to the end of the third quarter had been subjected to a limited review by us and were not subjected to an audit. For Singhi & Co. For Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants Firm's Registration No. 302049E Firm's Registration No. 106655W ,.:, ---·---- v .. . Membership Number 040404 Membership Number 166003 2. UDIN: 'J,..6 o~oiA_6l,,j'~Wl,...\J ~S'°f k\ UDIN: '1.G 166 oo;w Lf M'/Y33 0 Place: Pune Place: Pune Date: July 29, 2026 Date: July 29, 2026 Bajaj Housing Finance Limited Statement of unaudited financial results for the Quarter ended 30 June 2026 Statement of Profit and Loss (~ in crore) Quarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Unaudited) (Unaudited) (Unaudited) (Audited) 1 Income (a) Revenue from operations Interest income 2,856.07 2,707.28 2,492.59 10,511.61 Fees and commission income 105.84 93.30 58.68 297.11 Net gain on fair value changes 22.56 7.15 38.01 86.33 Sale of services 6.70 3.86 6.45 20.57 Income on derecognised (assigned) loans 61.21 79.22 11.13 195.35 Other operatinq income 10.64 11.80 5.97 36.23 Total Revenue from operations 3,063.02 2,902.61 2,612.83 11,147.20 (b) Other income 0.03 0.09 2.74 3.09 Total Income 3,063.05 2,902.70 2,615.57 11,150.29 2 Expenses (a) Finance costs 1,888.49 1,761.96 1,605.96 6,759.39 (b) Fees and commission expense 3.00 3.16 3.21 13.09 (c) Impairment on financial instruments 16.10 55.48 38.21 190.68 (d) Employee benefits expense 155.61 145.60 135.62 559.21 (e) Depreciation and amortisation expenses 12.85 12.52 11.09 47.33 (f) Other expenses 58.26 58.10 64.54 247.43 Total expenses 2,134.31 2,036.82 1,858.63 7,817.13 3 Profit before exceptional items and tax (1-2) 928.74 865.88 756.94 3,333.16 4 Exceptional items - - - 13.14 5 Profit befo [Showing first 8,000 characters — download PDF for full document]