BSECompany Update5d ago · 29 Jul 2026, 03:00 pm
Press Release dated July 29, 2026
MAS Financial Services Ltd · 540749
✦ AI Summary▲ PositiveResults
MAS Financial Services Ltd reported a 21.24% growth in AUM and 27.21% growth in PAT for the quarter ended June 30, 2026, with AUM crossing Rs 16,000 crores and PAT at Rs 110 crores.
Analysis Scores
Earnings Impact8/10
Growth Catalyst9/10
Governance Concern1/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact9/10
Market Sentiment9/10
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MAS Financial Services Ltd - 540749 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
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MFSL/SEC/EQ/2026/62 July 29, 2026
To, To,
The Manager, General Manager
BSE Limited National Stock Exchange of India Limited
Phiroze Jeejeebhoy Towers Exchange Plaza
Dalal Street Plot No. C/1, G Block
Mumbai – 400001 Bandra-Kurla Complex
Bandra (East)
Mumbai – 400051
Scrip Code: 540749, 947381 Trading Symbol: MASFIN
Dear Sir,
Sub.: Press Release for the quarter ended on June 30, 2026
Please find enclosed herewith Press Release for the quarter ended on June 30, 2026.
Thanking you,
Yours faithfully,
For, MAS Financial Services Limited
Riddhi Bhaveshbhai Bhayani
Company Secretary and Chief Compliance Officer
ACS No.: 41206
Encl.: As above
FINANCIAL
YEARS OF I
I EiIDEAVOURd
Purpose Led.
iuruni
naoraNr
Progress Driven.
PRESS RETEASE
MAS Financial Services Limited Results - l't Quarter FY 27
A Robust Financial Performance
On a consolidated basis the AUM ofthe companv crosses < 16000 Crores and PAT of< 110 Crores
A strons prowth of 21.24% in AUM and 27.21% in PAT
Wednesday, 29th July 2025, Ahmedabad: The Board of Directors of MAS Financial Services Limited
(MAS Financial) (BSE: 540749, NSE: MASFIN), specialized in MSME financinB, announced today the
unaudited financial results for the quarter ended 30th June 2026.
125 Quarters of Consistent Financial Performance is the testimony to the strong fundamentals of
the company, which has been followed for last three decades
Performance Highlights - (Consolidated)
MAS Financial Services Limited on a consolidated basis reports Assets under Manatement
(AUM) of t 16122.75 Crores and Profit after Tax (PAT) of { 110,15 Crores for the quarter ended
30s.lune 2026 from < 13298.50 crores and { 85.59 Crores respectively for the quarter ended
306 June 2025. The consolidated disbursement was { 4532.76 Crores durint the quarter ended
306 June 2026 while extending credit where it is due.
A Growth of '2L% in AUM and '27% in PAf over the corresponding quarter of the previous
year.
ffAs
Performance Highlithts - MAs Financial Services limited (Standalone)
MAs Financial services Limited reports Assets under Management (AUM) of 15146.73 Crores and
Profit after Tax (PAT) of ? 10a.60 Crores for the quarter ended 3On June 2025 from 12504.60 Crores
and { 83.90 Crores respectively for the quarter ended 306 June 2025. The AUM as on 31n March 2025
was { 14363.57 Crores, The standalone disbursement was t 4461.55 Crores during the quarter ended
3oth June 2025.
A Growth of -21% in AUM and 25% in PAT over the corresponding quarter of the previous
year.
Capital Adequacy Ratio (including Tier ll capital) as of 30th June 2026 remained very strong at
23.25% with Tier-l capital at 21.94%.
The portfolio quality remained stable and strong at 2.58% gross stage 3 assets and 1.70% net
sta8e 3 assets of AUM as compared to 2.57% gross stage 3 assets and 1.7ff/o net stage 3 assets
of AUM as on 31" March 2026.
The company continues to carry a management overlay of ? 17.60 crores as on 30th June 2026,
0.14% ofthe on-book assets.
({ in crores)
Particulars q1'27 Q1'26 YoY FY26
Assets Under Management 15145.73 12504.60 2t.L3o/"1 1,4363.67
Total lncome 530.32 442.89 19.74%+ 1900.33
Profit Before Tax* 140.25 172.43 24.74%+ 493.O7
Profit After Tax* 104.50 83.90 24.67%A 366.81
rNote: Excluding one-time impad of New Labour Code provision of < 4.24 crore in Q3FY26. PAT for FY26 was 363.65 crore
(including one-time impact of New Labour Code provision)
(< in crores)
Asset Under Management (AUM)* June-26 June-25 YoY
Micro-Enterprise Loans 6152.92 5008.73 22.U%t
SME Loans 5484.65 4525.75 2L.L9%l
2-Wheeler Loans 1039.02 87L.72 t9.r9%t
Commercial Vehicle Loans 1095.82 967 .O9 L33L%/f
Salaried Personal Loans 7374.32 1131.31 21.48%+
TOTAL AUM L5146.73 12504.60 2L.L3%l
*Represents underlying assets in each of the categories. As on 30rh lu^e 2026,32.96% ol the total underlyinS assets are
through various NBFC5.
The MSME segment contributed approximately 80% in the YoY AUM growth of the company
while other products also contributed meaningfully.
Performance Hithlights - MAS Rural Housing and Mortgage Finance Limited (Standalone)
MAS Rural Housing and Mortgage Finance Limited reports Assets under Management of < 976.02
Crores and Profit after Tax of { 4.27 Crores for the quarter ended 3Os lune 2026 from < 793.90 Crores
and { 2.75 Crores respectively for the quarter ended 306 June 2025.
A growth of -23% in AUM and -55% in PAT over the corresponding qua rter of the previous year.
Capital Adequacy Ratio (including Tier ll capital) as on 30th June 2026 remained very strong at
37.95%. The Tier-l capital stood at 35.(x)%.
The portfolio quality remained stable and strong at 0.98% gross stage 3 assets and 0,68% net
stage 3 assets of AUM as compared to 0.98% gross stage 3 assets and 0.58% net stage 3 assets
of AUM as on 31't March 2026.
The company continues to carry a management overlay of < 3.69 Crores as on 30h June 2026,
0,52% of the on-book assets.
(t in Crores)
Particulars Q1',27 Q1',26 YoY FY26
Assets Under Management 976.O2 793.90 22.94%A 940.19
Totallncome 29.85 23.OO 29.83%1 101.92
Profit Before Tax* s.70 3.5 3 67.63%a 16.85
Profit After Tax+ 4.27 2.16 54.87%l t2.90
' Note: Excluding one-time impact of New Labour Code provision of < 0.58 rrore in Q3FY26. PAT for FY26 was < L2.46 c.orc
(including one-time impact of New Labour Code provision)
Commentint on the performance, Mr. Kamlesh Gandhi - Founder, Chairman & Managing Director,
MAS Financial said,
"Team MAS, consistent to its belief that steadily and consistently is the fastest way to reach your goal
has once again demonstrated a very robust performance sitnifying high{uality growth for this
quarter too. More than 20% trowth in AUM and 27% in PAT on a consolidated basis bears the
testimony to the same. We remain committed to trow between 2Vo-25% prioritizing risk
management and profitability."
Team MAS remains committed to its mission of "Excellence through endeavors." which we now
rcckon aS "PURPOSE LED PROGRESS DRIVEN"
For a on behalf of the Bo rs
flAs
Ka lesh C. Gandhi
Place: Ahmedabad (Chairman & M ging Director)
Date: July 29, 2025 - 00044852)