Unaudited financial results for the quarter ended June 30,2026

(cid:9) SH: 28 / 2026-27 July 29, 2026 The General Manager (cid:9) The Manager, Department of Corporate Services (cid:9) Listing Department, BSE Limited (cid:9) National Stock Exchange of India Limited I Floor, New Trading Ring (cid:9) 'Exchange Plaza', Bandra - Kurla Complex Rotunda Building, P J Towers (cid:9) Bandra (E), Mumbai —400 051 Dalai Street Fort, Mumbai — 400 001 Dear Sir, Sub: Unaudited Financial Results for the quarter ended June 30, 2026 Pursuant to Regulation 30, 33 and 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the unaudited financial results for the quarter ended June 30, 2026, along with the limited review report on the same. The results/reports were approved and taken on record by the Board of Directors at its meeting held on July 29, 2026. The Board commenced its meeting at 12.00 Noon and approved the results at 12.45 P.M Please take the same on record. Thanking you, Yours faithfully, Venkatesh.H Company Secretary & Secretary to the Board Corporate Office : Dtsonlaxmi Bank Limited. Corporate Office, Punkurnam, Thrissur, Keraia-680 002. Ph .. 0487 7107100, 2226100 Registered Office DhcnkrAmi Bonk Limited, Dhanolakshml Bulding, Noickanol, Thrissur, Kerala-680 001. Ph: 0487-2999711, Fax: 0487 2335367, Corporate Identity No.165191K11927PLC000307 Customer care email id: customercore@drionbank.co.in Customer Core No. 044-42413000 (cid:9) www.dhan.bank.in SAGAR & ASSOCIATES ABRAHAM & JOSE CHARTERED ACCOUNTANTS CHARTERED ACCOUNTANTS H NO. 6-3-244/5, Sarada Devi Street Mission Quarters Road, Prem Nagar, Hyderabad - 500 004 Thrissur — 680001 Email:-bsrfca@sagarca.com,info@sagarca.com aajcathrissur@gmail.corn Phone: 040-23395588, 23303371 INDIA - Phone:0487 2423225, 2426225 Mobile:-9989194249, 99081 99490 Mobile:-9447619827, 9048379957 Independent Auditors Limited Review Report on Unaudited Financial Results of Dhanlaxmi Bank Limited for the quarter ended June 30, 2026 pursuant to Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015 (as amended). To the Board of Directors of Dhanlaxmi Bank Limited 1 We have reviewed the accompanying Statement of Unaudited Financial Results of Dhanlaxmi Bank Limited ('the Bank') for the quarter ended June 30. 2026 ("the Statement") attached herewith, being submitted by the Bank pursuant to the requirement of Regulation 33 and 52 of the SEBI (Listing Obligation and Disclosure Requirements) Regulation 2015, as amended ("the Regulations") except for the disclosures relating to Pillar 3 disclosure under Basel Ill Capital Regulations as at June 30, 2026, including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio as have been disclosed on the Bank's website and in respect of which a link has been provided in the aforesaid Statement and have not been reviewed by us. 2. This statement, which is the responsibility of the Bank's Management and approved by the Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 "Interim Financial Reporting" ("AS 25"), as prescribed under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (RBI) from time to time ("RBI Guidelines") and other accounting principles generally accepted in India. Our responsibility is to issue a report on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 "Review of Interim Financial Infonnation Performed by the Independent Auditor of the Entity-, issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whethern the statements is free of material misstatement A review is limited primarily to inquiries (6 f\ SS H ratpd c*n of the bank's personnel and analytical and other review procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly we do not express an audit opinion. 4. Our review primarily is conducted on the basis of review of the books of account and records of the Bank. We have also relied on the information and explanations furnished to us by the Bank and the returns as considered necessary by us for the review. 5. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying statement of unaudited financial results prepared in accordance with applicable accounting standards and other recognized accounting practices and policies has not disclosed the information required to be disclosed in terms of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters. For Sagar & Associates For Abraham & Jose Chartered Accountants Chartered Accountants Firm Registration No.003510S Firm RegistratinNU00010S CA. B. Aruna CA. Mukesh K.P. Partner Partner Membership No: 216454 Membership No: 214773 UDIN: 26216454SNEZR02766 UDIN: 26214773UMVDVK5335 jAc. p,SSoc Place: Thrissur Place: Thrissur Date: 29.07.2026 Hyderabad *cn Date: 29.07.2026 (cid:9) ccut Okk%116 ta,011111k11 red Acco' DHANLA.XMI BANK LIMITED Registered Office:P.BNo.9,Dhanalakshmi Buildings,Naickanal,Thrissur-680001 Corporate Office: Dhanlaxmi Bank Limited, Punkunnam, Thrissur-680002; CIN:L6519IKL1927PLC000307 UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 (Rs.ln Lakhs) Quarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Unaudited Audited Unaudited Audited I. Interest earned (a)+(b)+(e)+(d) 44,936 44,305 36,776 1,60,148 (a) Interest/discount on advances/bills 37.321 36,537 29.998 1,30.535 (b) Income on investments 7,246 6,811 6,406 27.616 (e) Interest on balances with Reserve Bank of India and other 262 290 199 857 interbank funds (d) (cid:9) Others 107 667 173 1.140 2. Other income 3.489 6,929 3.930 19,239 3.Total Income ( 1 + 2) 48,425 51,234 40,706 1,79,387 4. Interest expended 27.174 25,600 22,866 97,915 5. Operating expenses (a) + (b) 16,106 14,267 14,512 59,844 (a) Employees cost 9,298 7,104 8,367 32,697 (b) Other operating expenses 6,808 7,163 6.145 27,147 6. Total Expenditure (4+5) (excluding provisions and contingencies) 43,280 39,867 37,378 1,57,759 ' 7. Operating Profit(+)/Loss(-) before provisions and contingencies (3-6) 5,145 11,367 3,328 21,628 8. Provisions (other than tax) and Contingencies 1.591 3.471, 2,110 7.806 9. Exceptional items - - - - 10. Profit (+)/Loss (-) from Ordinary Activities before tax (7-8-.9) 3,554 7,896 1,218 13,822 11. Tax expense 1,063 3,547 3.547 12. Net Profit(+)/Loss ( ) from Ordinary Activities after ta x 2,491 4,349 1,218 10.275 13. Extraordinary items (net of tax expense) - - - - 14. Net Profit (+)/Loss ( -) for the period (12 -13) 2,491 4,349 1,218 10,275 15. Paid-up equity share capital (Face value Rs.I0) 39.470 39,470 39,470 39,470 16. Reserves excluding Revaluation Reserves( as per balance 91.443 sheet of previous accounting year) 17. Analytical Ratios (i) Percentage of share holding of Government of India Nil Nil Nil Nil (ii) Capital Adequacy Ratio as per Basel III 19.19% 18.92% 18.26% 18.92% (iii) Earnings Per Share(EPS) in Rupees -Basic EPS (Before and after Extra ordinary items) 0.63* 1.10* 0.31* 2.60 -Diluted EPS (Before and after Extra ordinary items) 0.63* 1.10* 0.3 I* 2.60 (iv) NPA Ratios a)Gross NPA 28657 28638 40195 28638 b)Net NPA 7261 7540 13862 754 [Showing first 8,000 characters — download PDF for full document]