Financial Results of the Company for the quarter ending June 30, 2026

To July 28, 2026 The Bombay Stock Exchange Limited, Listing/ Corporate Listing Department, Floor No. 25, P.J. Towers, Dalal Street, Mumbai, Maharashtra – 400001, India. Dear Sir/Madam, Sub: Financial Results of Kreon Finnancial Services Limited Scrip Code: 530139 This is to inform you that the Board of Directors, at its meeting held on July 28, 2026, had considered and approved the unaudited financial results of the Company for the quarter ended June 30, 2026. The financial information as required to be provided in terms of Regulation 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’) forms part of the said results. A copy of the financial results together with the limited review report thereon for the quarter ended June 30, 2026, is enclosed herewith as Annexure. The above disclosure is being made available on the website of the Company at www.kreon.in. This disclosure is being made pursuant to Regulation 30, 51, 52, Schedule III and other applicable provisions of the SEBI Listing Regulations. This is for your information and records. Thanking you. For KREON FINNANCIAL SERVICES LIMITED (NIHARIKA GOYAL) Chief Compliance Officer CIN: L65921TN1994PLC029317 StuCred A Division Of (Office) +91-8043570129 KREO N FINNANCIAL SERVICES LIMITED info@stucred.com, info@kreon.in #26, 22nd Street, Rathinam Nagar, Thiruvanmiyur, Chennai - 600041 www.stucred.com, www.kreon.in M/s. KREON FINNANCIAL SERVICES LTD Reg. off: No.26, 22nd Street, Rathinam Nagar, Thiruvanmiyur, Chennai - 600041 CIN: L65921TN1994PLC029317 Email Id: info@kreon.in, Website: www.kreon.in Unaudited Financial Results for the Quarter Ended 30th June 2026 S.No Particulars Quarter Ended Quarter Ended Quarter Ended Year Ended 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Unaudited Audited Unaudited Audited (I) Revenue from operations (i) Interest Income 40.71 34.76 13.71 106.24 (ii) Fees & Commission Income 1,097.50 908.73 813.71 3,493.79 (iii) Other Operating Income 86.10 70.30 54.54 267.56 (iv) Net gain on fair Value changes 255.04 - 138.78 - (II) Total Revenue from operations 1,479.35 1,013.79 1,020.73 3,867.59 (v) Other Income 101.31 162.37 166.59 467.68 (III) Total Income (II+III) 1,580.66 1,176.16 1,187.32 4,335.27 (IV) Expenses (i) Finance Costs 68.69 49.12 79.22 261.98 (ii) Fees and commission expense 56.11 58.61 52.11 215.32 (iii) Impairment of financial Insturments 89.51 63.19 14.82 91.51 (iv) Employee Benefits Expenses 212.17 194.89 136.26 700.15 (v) Depreciation, amortization and impairment 26.45 19.83 18.30 73.72 (vi) Bad debts 309.50 351.93 179.55 1,090.52 (vii) Net loss on fair Value changes - 125.32 - 52.69 (viii) Others expenses 278.23 231.15 221.95 858.18 Total Expenses (IV) 1,040.65 1,094.04 702.22 3,344.07 (V ) Profit / (loss) before exceptional items and tax (III-IV) 540.01 82.12 485.11 991.20 (VI ) Exceptional items - - - - (VII ) Profit / (loss) before tax (V-VI) 540.01 82.12 485.11 991.20 Tax Expense: (VIII) 91.27 51.69 43.79 221.98 (1) Current Tax (2) Prior Period Tax - -2.04 - (2.04) (3) Deferred Tax 7.53 (3.82) 64.00 45.40 (IX) Profit / (loss) for the period from continuing operations(VII-VIII) 441.21 36.28 377.31 725.85 (X) Profit/(loss) from discontinued operations - - - - (XI) Tax Expense of discontinued operations - - - - Profit/(loss) from discontinued operations(After (XII) - - - - tax) (X-XI) (XIII) Profit/(loss) for the period (IX+XII) 441.21 36.28 377.31 725.85 (XIV) Other Comprehensive Income (A) (i) Items that will not be reclassified to profit or loss (specify items and amounts) - - - - *Investment in Equity Instruments 94.10 (204.99) 40.20 (248.59) *Defined Benefit Obligation - 1.39 - 1.39 (ii) Income tax relating to items that will not be reclassified to profit or loss (13.59) 28.96 (5.72) 35.36 Subtotal (A) 80.50 (174.64) 34.48 (211.84) (B) (i) Items that will be reclassified to profit or loss: Gain/ (Loss) on valuation of shares - - - - (ii) Income tax relating to items that will be reclassified to profit or loss - - - - Subtotal (B) - Other Comprehensive Income (A + B) 80.50 (174.64) 34.48 (211.84) Total Comprehensive Income for the period (XV) (XIII+XIV) (Comprising Profit (Loss) and other Comprehensive Income for the 521.72 (138.35) 411.79 514.02 period) (XVI) Paid up Equity Share Capital 2,022.20 2,022.20 2,022.20 2,022.20 (XVII) Reserves excluding Revaluation Reserves 2,107.98 1,586.26 1,484.66 1,586.26 (XVII) Earnings per equity share (for continuing operations) Basic (Rs.) 2.18 0.18 1.87 3.59 Diluted (Rs.) 2.18 0.18 1.87 3.59 Notes to Audited Results: 1. The Unaudited results were reviewed by the Audit Committee and were approved by the board of Directors of the company at its meeting held on 28th July 2026 2. Investments in equity instruments are initially measured at fair value. The company may, on initial recognition, irrevocably elect to measure the same either at FVOCI or FVTPL. The company makes such election on an intrument-by-instrument basis. 3. Other Income includes Recovery of Bad Debts of Rs. 71.23 Lakhs 4. Other Expenses(Q1 FY26-27) includes Marketing expenses of Rs.103.97 Lakhs, Tech Expenses of Rs. 28.22 Lakhs, Customer Verfication & communication cost of Rs.42.07 Lakhs etc. 5. The company has not declared any interim Dividend. 6.The company is primarly engaged in the business of financing and there ar no separate reportable segments identified as per the Ind As 108 - Operating Segments. 7. The figures have been re-grouped / re-classified / re- arranged where ever necessary to present better comparison. 8. The figures for the quarter ended 31 March 2026 are the balancing figures between audited figures in respect of full financial year and the year to date figures upto end of the third quarter of the financial year, which was subjected to a limited review by the statutory auditors. For Kreon Finnancial Services Limited Place: Chennai Sd/- Date: 28.07.2026 Jaijash Tatia Managing Director DIN 08085029 OA KREON FINNANCIAL CERTIFICATION BY MANAGING DIRECTOR AND CHIEF FINANCIAL OFFICER In pursuance of Regulation 17(8) of the SEBI (Listing Obligations and Disclosure Requirements), 2015, we Jaijash Tatia, Chairman and Managing Director and Shoba Nahar, Chief Financial Officer to the best of our knowledge and belief, certify that: A. We have reviewed the financial statements and cash flow statement for the quarter ended June 30, 2026, and to the best of our knowledge and belief: 1, It does not contain any materially untrue statement or omit any material fact or contain statements that might be misleading. 2. It together presents a true and fair view of the Company's affairs and are in compliance with existing accounting standards, applicable laws, and regulations. B. To the best of our knowledge and belief, there are no transactions entered into by the Company during the quarter which are fraudulent, illegal, or violative of the Company's code of conduct. C. We accept responsibility for establishing and maintaining internal controls for financial reporting and have evaluated the effectiveness of the internal control systems of the Company pertaining to financial reporting. We have disclosed to the auditors and the Audit Committee that there are no deficiencies in the design or operation of such internal controls. D. We have also indicated the following to the Auditors and the Audit Committee: 1. No Significant changes in internal control over financial reporting during the above-mentioned period. 2. No Significant changes in accounting policies during the above-mentioned period. 3. No instances of significant fraud involving the management or any employee having a significant role in the Company's internal control system over financial reporting were observed during the above-mentioned period. (JAIJASH TATIA) (SHOBA NAHAR) Chairman & Managing Director Chief Financial Officer DIN: 08085029 Date: 21.07.2026 Date: 21.07.2026 H CIN:L65921TN1994PLCO29317 [Showing first 8,000 characters — download PDF for full document]