Shareholders meeting

November 9, 2026 The Secretary The Secretary National Stock Exchange of India Limited BSE Limited Capital Market – Listing, Exchange Plaza, 25th Floor, Phiroze Jeejeebhoy Towers, 5th Floor, Plot No. C/1, G Block, Dalal Street, Fort Bandra-Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir/Madam, Sub: Notice of Postal Ballot & E-Voting to Shareholders - ISIN: INE121A01024 Pursuant to Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and further to our letter dated 28 October, 2026, we enclose a copy of the Postal Ballot Notice ("Notice") circulated to the Members of the Company on 9 November, 2026 seeking their approval for raising funds through issuance of equity shares and/or convertible securities, by way of a Qualified Institutions Placement (QIP) to eligible qualified institutional buyers, for an aggregate amount not exceeding Rs. 5,000 crores (Rupees Five thousand crores only) in one or more tranches. The Notice has been dispatched by electronic mode to all the Members, who have registered their e- mail address with the Company and/or Depository Participants and whose names appear in the Register of Members/list of Beneficial Owners as received from National Securities Depository Limited and the Central Depository Services (India) Limited as on Friday, 30 October, 2026. The Notice is also available on the website of the Company viz., www.cholamandalam.com. Detailed instructions and other information relating to remote e-voting are contained in the Notice. The results of remote e-voting will be declared within two working days from the conclusion of e- voting period. We request you to kindly take the above on record. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P. Sujatha Company Secretary Encl.: As above Cholamandalam Investment and Finance Company Limited Registered Office: “Chola Crest”, C54 - C55, & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai – 600032 Tel: 044 4090 7172; CIN: L65993TN1978PLC007576 E-mail: investors@chola.murugappa.com; Website: www.cholamandalam.com NOTICE OF POSTAL BALLOT Pursuant to Section 110 and Section 108 of the Companies Act, 2013, read with Rule 20 and 22 of the Companies (Management and Administration) Rules, 2014 The Members of Cholamandalam Investment and Finance Company Limited (“the Company”) This Postal Ballot Notice (the “Notice” or the “Postal Ballot Notice”) is hereby given pursuant to Section 110 and Section 108 of the Companies Act, 2013, (“Act”) read with Rule(s) 20 and 22 of the Companies (Management and Administration) Rules, 2014 (“Rules”), General Circular Nos. 14/2020 dated April 8, 2020 and 17/2020 dated April 13, 2020, and subsequent circulars issued in this regard, the latest being General Circular No. 03/2025 dated September 22, 2025, issued by the Ministry of Corporate Affairs (“MCA Circulars”), and Regulation 44 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), Secretarial Standard on General Meetings (“SS-2”) issued by the Institute of Company Secretaries of India and other applicable laws, rules and regulations (including any statutory modification(s) or re-enactment(s) thereof for the time being in force and as amended from time to time) that the resolution set out hereunder is proposed for approval by the Members of the Company by voting through electronic means (“remote e-voting”). Type of resolution Particulars Special Resolution To offer, issue and allot fully paid-up equity shares and/or convertible securities for an aggregate amount not exceeding ₹ 5,000 crores (Rupees five thousand crores only) through a single or separate offer documents, in one or more tranches, by way of qualified institutions placement to eligible qualified institutional buyers An Explanatory Statement pertaining to the aforesaid business setting out the material facts and the reasons / rationale thereof forms part of this Postal Ballot Notice. In compliance with Regulation 44 of the Listing Regulations and pursuant to the provisions of Sections 108 and 110 of the Act, read with the rules framed thereunder and the MCA Circulars, the manner of voting on the proposed resolution is restricted only to remote e-voting i.e., by casting votes electronically instead of submitting postal ballot forms. In accordance with the MCA Circulars, the Notice is sent only through electronic mode to all those Members whose email addresses are registered with the RTA / DPs as on the cut-off date, Friday, 30 October, 2026. The Company has engaged the services of National Securities Depository Limited (“NSDL”) to provide remote e-voting facility to its Members. Detailed instructions and other information relating to remote e-voting are given as an annexure to this Notice. The Company has made necessary arrangements with KFIN Technologies Limited, Registrar and Share Transfer Agent (“RTA”) to enable the Members to register their e-mail address. Members are requested to follow the due procedure for registering their email address with the Company/RTA in respect of physical holdings and with the depository participants in respect of electronic holdings. Members who have already registered their e-mail addresses are requested to keep their e-mail addresses validated with the Company/RTA/Depository Participants to enable servicing of documents electronically to their e-mail address. The remote e-voting facility commences on Tuesday, 10 November, 2026. (9:00 a.m. IST) and ends on Wednesday, 9 December, 2026 (5:00 p.m. IST). Members desiring to exercise their vote through the remote e-voting process are requested to carefully read the instructions indicated in this Notice and record their assent (FOR) or dissent (AGAINST) by following the procedure as stated in the Notice not later than 5:00 p.m. (IST) on Wednesday, 9 December, 2026. The remote e-voting facility will be disabled by NSDL immediately thereafter and voting will not be allowed beyond the said date and time. Relevant documents relating to the Postal Ballot Notice and the Statement pursuant to Section 102 of the Act shall be made available for inspection by the Members in accordance with applicable statutory requirement based on requests received by the Company at investors@chola.murugappa.com up to 9 December, 2026. The Board of Directors of the Company has appointed Mr. R Sridharan (ICSI Membership FCS No.4775 - CP No.3239) of M/s. R Sridharan & Associates, Company Secretaries, as Scrutinizer for conducting the Postal Ballot by way of remote e-voting process, in a fair and transparent manner. The scrutinizer shall submit his report to the Executive Chairman. The voting results will be declared by the Executive Chairman or Managing Director or a person authorised by the Executive Chairman at the registered office of the Company. The voting results along with the scrutinizer’s report will be posted on the Company’s website viz., www.cholamandalam.com, on the website of NSDL at www.evoting.nsdl.com and shall be simultaneously communicated to BSE Limited and National Stock Exchange of India Limited within 2 working days of conclusion of e-voting, i.e., by 11 December, 2026. The resolution, if passed by requisite majority, shall be deemed to have been passed on Wednesday, 9 December, 2026, being the last date for e-voting. Special resolution will be declared as passed if votes cast in favour of the resolution are not less than three times the number of votes, if any, cast against the resolution. By Order of the Board Place: Chennai P. Sujatha Date: 28 October, 2026 Company Secretary RESOLUTION FOR POSTAL BALLOT (Pursuant to Section 110 of the Companies Act, 2013) SPECIAL BUSINESS: To consider and if deemed fit, to pass the following as a SPECIAL RESOLUTION: RESOLVED THAT pursuant to the provisions of [Showing first 8,000 characters — download PDF for full document]