Credit Rating

July 28, 2026 The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Limited, Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor, Plot C/1, G Block, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 BSE Scrip Code: 532636 NSE Symbol: IIFL Subject: Reaffirmation of Credit Rating of IIFL Home Finance Limited, a Material Subsidiary of IIFL Finance Limited by Crisil Ratings Limited Dear Sir/ Madam, Pursuant to provisions of Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended from time to time, we hereby inform you that Crisil Ratings Limited (“CRISIL”), the credit rating agency, has reaffirmed it’s rating as Crisil AA/Stable for long term bank loan facilities and Crisil A1+ for short term bank loan facilities. Crisil has also reaffirmed it’s rating as Crisil PPMLD AA/Stable for Long Term Principal Protected Market Linked Debentures and for Principal Protected Market Linked Non-Convertible Subordinated Debentures, Crisil AA/Stable for Non-Convertible Debentures and Crisil A1+ for Commercial Paper of IIFL Home Finance Limited (“HFC”), a material subsidiary of IIFL Finance Limited. The rating by CRISIL for HFC is hosted on their website at: https://www.crisilratings.com/en/home/our-business/ratings/company-factsheet.IDIFHF.html Kindly take the same on record and oblige. Thanking you, For IIFL Finance Limited Samrat Sanyal Company Secretary & Compliance Officer ACS 13863 Email Id: csteam@iifl.com Place: Mumbai India International Exchange (IFSC) Limited NSE IFSC Limited 1st Floor, Unit No. 101, The Signature, Unit-1201, 12th Floor, Brigade International Building No. 13B, Road 1C, Zone 1, Financial Centre, Block-14, Road 1C, Zone-1, GIFT GIFT SEZ, GIFT City, Gandhinagar, Gujarat, SEZ,GIFT City, Gandhinagar, Gujarat, India – 382050 India - 382355 IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hub Town Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000;Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com