The Company has dispatched the Reminder - cum - Forfeiture Notice along with the detailed instructions and payment slips through electronic mode to all the holders of partly paid up shares whose e-mail address are registered. Physical copies are being dispatched to shareholders whose emails are not registered with the DP(s).

Ref: SSFL/Stock Exchange/2026-27/084 November 06, 2026 To To BSE Limited, National Stock Exchange of India Limited, Department of Corporate Services Listing Department P. J. Towers, 25th Floor, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (E) Mumbai – 400001 Mumbai – 400051 Scrip Code: 542759 and 890221 Symbol: SPANDANA and SSFLPP Dear Sir/Madam, Sub: Reminder Cum Forfeiture Notice for the payment of First and Final Call on the outstanding partly paid-up equity shares of the Company issued and allotted on rights basis, pursuant to Letter of Offer dated July 18, 2025 (“Reminder Cum Forfeiture Notice”) Ref: SSFL/Stock Exchange/2026-27/059 dated August 21, 2026, for Notice for payment of first and final call on partly paid-up equity shares issued and allotted on rights basis, pursuant to Letter of Offer dated July 18, 2025 (“First and Final Call Notice”) Ref: SSFL/Stock Exchange/2026-27/066 dated September 29, 2026, for Conversion of partly paid-up equity shares into fully paid-up equity shares in relation to the rights issue (“Rights Issue”) the Company, upon receipt of the payment in respect of the First and Final Call. In furtherance to the aforementioned letters regarding the First and Final Call on the partly paid-up equity shares of the Company allotted on a rights basis pursuant to the Letter of Offer dated July 18, 2025, this is to inform the Exchange that the Board of Directors of the Company, at its meeting held on October 30, 2026, approved the dispatch of the Reminder-cum-Forfeiture Notice in respect of the First and Final Call money of ₹115.00 per partly paid-up equity share (₹5.00 towards face value and ₹110.00 towards premium) to the holders of partly paid-up equity shares on which the First and Final Call money remains unpaid. Accordingly, the Company has dispatched the Reminder-cum-Forfeiture Notice along with detailed instructions and payment slips through electronic mode to all holders of partly paid-up equity shares whose e-mail addresses are registered. Physical copies are also being dispatched to shareholders whose e-mail addresses are not registered with Depository Participant(s). The period for payment of the Reminder-cum-Forfeiture Notice for the First and Final Call is from November 13, 2026, to November 27, 2026 (both days inclusive). A copy of the Reminder-cum-Forfeiture Notice for the First and Final Call Notice is enclosed herewith for your reference. Spandana Sphoorty Financial Limited CIN - L65929TG2003PLC040648 Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad – 500081, Telangana Ph: 040 48126666| contact@spandanasphoorty.com | www.spandanasphoorty.com This intimation is being made available on the Company’s website at www.spandanasphoorty.com and the Company’s Registrar & Transfer Agents’ website at www.kfintech.com. This is for your information and record. Thanking you Yours Sincerely, For Spandana Sphoorty Financial Limited Vinay Prakash Tripathi Company Secretary Encl: as above Spandana Sphoorty Financial Limited CIN - L65929TG2003PLC040648 Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad – 500081, Telangana Ph: 040 48126666| contact@spandanasphoorty.com | www.spandanasphoorty.com SPANDANA SPHOORTY FINANCIAL LIMITED Registered and Corporate Office Galaxy, Wing B, 16th Floor, Plot No.1, Sy No. 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad, Telangana- 500081 Tel: +91 1800 203 5220; Contact Person: Vinay Prakash Tripathi, Company Secretary and Compliance Officer E-mail: shareholders@spandanasphoorty.com; Website: www.spandanasphoorty.com Corporate Identity Number: L65929TG2003PLC040648 Last date for payment: November 27, 2026 REMINDER CUM FORFEITURE NOTICE FOR PAYMENT OF FIRST AND FINAL CALL TO THE HOLDERS OF PARTLY PAID-UP EQUITY SHARES Dear Shareholder, Sub: Reminder cum Forfeiture Notice for payment of First and Final Call of ₹ 115.00 (comprising ₹ 5.00 towards face value and ₹ 110.00 towards premium) (the “Reminder cum Forfeiture Notice”) per partly paid-up equity share issued by Spandana Sphoorty Financial Limited (the “Company”), on a rights basis, pursuant to the Letter of Offer dated July 18, 2025 (“Letter of Offer”) (“Issue”) Ref.: Notice of First and Final Call dated August 21, 2026, issued by the Company to the eligible shareholders seeking payment of First and Final Call, during the period from September 9, 2026, to September 23, 2026 (“Initial Payment Period”) 1. We wish to inform you that upon issuance of the Notice of First and Final Call dated August 21, 2026, and various communications in relation thereto issued by the Company to the eligible partly paid-up equity shareholders, the Company received First and Final Call towards 1,69,05,255 partly paid-up equity shares during the Initial Payment Period, which were subsequently converted by the Company into fully paid-up equity shares on September 29, 2026. Accordingly, 4,29,107 partly paid-up equity shares are still outstanding on which First and Final Call remains unpaid. 2. The Board of Directors of the Company (“Board”), at its meeting held on October 30, 2026, approved the issuance of a Reminder cum Forfeiture Notice to the holders of outstanding partly paid-up equity shares for payment of the First and Final Call of ₹115.00 per partly paid-up equity share (comprising ₹5.00 towards face value and ₹110.00 towards premium). The amount due, together with applicable interest at the rate of 10% per annum on the outstanding call money, is payable during the period from November 13, 2026 to November 27, 2026 (both days inclusive) (“Payment Period”). Please note that this is a Reminder cum Forfeiture Notice for payment of the First and Final Call, and there will be no further calls with respect to the Issue. 3. As per the Company’s records, the First and Final Call on the partly paid-up equity shares held by you in the captioned demat account remains unpaid. Therefore, in accordance with the Companies Act, 2013 (“Act”), Articles of Association of the Company and the Letter of Offer, this Reminder cum Forfeiture Notice is hereby given to you for payment of the First and Final Call, as per details given below: No. of partly paid-up First and Final Call amount Interest on the amount due Total amount of First and equity shares held by due and payable @ ₹115.00 @10% per annum computed Final Call plus interest due you, on which First and per partly paid-up equity from September 24, 2026, to and payable (in ₹) Final Call is unpaid share (in ₹) November 12, 2026 (in ₹) 4. The other key details in respect of the First and Final Call are as under: Payment Period (Both From To Duration days inclusive) November 13, 2026 November 27, 2026 15 days (both days inclusive) Sending of Cheque/ Demand Draft at KFin Technologies Limited (Unit: Spandana Sphoorty Financial Limited payable to: Modes of Payment Spandana Sphoorty Financial Limited - Reminder Call Collection Account Payment through R-WAP facility: By net-banking/ UPI through the R-WAP portal at https://rights.kfintech.com/callmoney. 5. Detailed instructions in respect of the payment of First and Final Call pursuant to this Reminder cum Forfeiture Notice and Payment Slip, are enclosed as Annexure 1 and Annexure-2, respectively. You are requested to make the payment on or before November 27, 2026. 6. Please note that the trading in outstanding partly paid-up equity shares (ISIN: IN9572J01019) of the Company has remained suspended on the Stock Exchanges since August 19, 2026 (i.e., closing hours of trading on August 18, 2026) on account of the First and Final Call. Further, the shareholders who pay the First and Final Call during the Payment Period, shall be allotted fully paid-up equity shares of face value of ₹10 each of the Company under the existing ISIN (INE572J01011), upon completion of necessary regulatory formalities including corporate [Showing first 8,000 characters — download PDF for full document]