Business Performance Update - October 2026

Date: November 6, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Block, Dalal Street, Bandra - Kurla Complex, Mumbai- 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 543386 Symbol: FINOPB Dear Sir/Madam, Subject: Business Performance Update – October 2026 In accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information of Fino Payments Bank Limited (“Bank”) and in terms of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby intimate the Bank’s business performance for the month of October‘26: Business Highlights: Particulars Unit October’26 October’25 YoY (%) Deposit Accounts Accounts Opened Nos. 2,29,765 2,82,258 (19%) Renewal Income ₹ Cr 23.0 22.2 4% Average Total Deposits ₹ Cr 2,886 2,654 9% Digitally Active Customers Lakh 65.1 58.1 12% FinoPay Active Customers Lakh 7.6 7.5 2% Transaction Business Throughput ₹ Cr 3,541 4,329 (18%) Throughput ₹ Cr 7,514 6,732 12% Digital Payment Services B2B UPI P2M Throughput ₹ Cr - 1,115 (100%) Loan Referral Disbursals ₹ Cr 301 72 316% Key Achievements: • Total Deposits crossed ₹ 3,000 Cr mark for the first time in the Bank’s history, reaching a peak of ₹ 3,044 Cr on 17th October’26. • Sustained growth in CMS segment continued as the Bank achieved its highest monthly throughput since October’24. • Rising referral loan disbursements reflect continuous business momentum and growing readiness for the Bank’s transition to Small Finance Bank. Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai- 400 706 | CIN: L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in The above information is based on provisional and unaudited numbers. This disclosure shall also be made available on the Bank’s website at www.fino.bank.in. Kindly take the above information on record. Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai- 400 706 | CIN: L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in