Transcript of Earnings Call held on November 03, 2026 is attached herewith

Dreamfolks Services Limited Unit No. 301-307, Tower B, Good Earth Trade Tower, Sector-62, Gurgaon-122001, Haryana, India | Tel: 0124-4037306 www.dreamfolks.com | info@dreamfolks.com CIN: L51909DL2008PLC177181 November 06, 2026 To, To, The Secretary, Listing Department The Listing Manager, Listing Department BSE Limited National Stock Exchange of India Limited P. J. Towers, Exchange Plaza, 5 Floor, Plot No. C-1, Dalal Street Block G, Bandra Kurla Complex, Scrip Code: Symbol: Mumbai – 400001 Bandra (E), Mumbai-400051 Subject: Tran 5s4c3r5ip9t1 o f Earnings Conference Call cond DuRctEeAdM oFnO NLoKvSe mber 03, 2026 Dear Sir(s)/ Madam(s), This intimation is being provided in continuation of earlier communication regarding the Earnings Conference Call for the quarter and half year ended September 30, 2026, in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“SEBI LODR Regulations”). The Board of Directors of the Company at its meeting held on November 03, 2026, inter alia approved the Unaudited Financial Results (Standalone and Consolidated) of the Company for the quarter and half year ended September 30, 2026. The Company hosted Earnings Conference Call on November 03, 2026. In this connection and in compliance with Regulation 30 read with Para A of Part A of Schedule III of the SEBI LODR Regulations, we enclose herewith the transcript of the ‘Dreamfolks Services Limited Q2 & H1 FY27 Earnings Conference Call’. The above intimation will also be available on the website of the Company at www.dreamfolks.com. You are hereby requested to take the above intimation on record. Thanking You! YFoour rDs rFeaaitmhffuolllkys, Services Limited Harshit Gupta Company Secretary and Compliance Officer Encl: as above Regd. Office: 26, DDA Flats, Shivalik Road, Panchsheel Park, South Delhi, New Delhi-110017 “Dreamfolks Services Limited Q2 & H1 FY27 Earnings Conference Call” November 03, 2026 Disclaimer: E&OE. This transcript has been edited for factual errors. In case of discrepancy, the audio recording uploaded on stock exchange on November 03, 2026 will prevail. MANAGEMENT: MS. LIBERATHA KALLAT – CHAIRPERSON AND MANAGING DIRECTOR MR. BALAJI SRINIVASAN – EXECUTIVE DIRECTOR AND CHIEF TECHNOLOGY OFFICER MR. SHEKHAR SOOD – CHIEF FINANCIAL OFFICER MR. SANDEEP SONAWANE – CHIEF BUSINESS OFFICER Page 1 of 6 Dreamfolks Services Limited November 03, 2026 Moderator: Ladies and gentlemen, good day, and welcome to the Q2 & H1 FY27 Earnings Conference Call of Dreamfolks Services Limited. We have with us today Ms. Liberatha Kallat, Chairperson and Managing Director; Mr. Balaji Srinivasan, Executive Director and Chief Technology Officer; Mr. Shekhar Sood, Chief Financial Officer; and Mr. Sandeep Sonawane, Chief Business Officer. As a reminder, all participant lines will be in the listen-only mode and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during the conference call, please signal an operator by pressing star then zero on your touch- tone phone. Please note that this conference is being recorded. I now hand the conference over to Ms. Liberatha Kallat. Thank you, and over to you. Liberatha Kallat: Good evening, everyone, and thank you for joining us for DreamFolks’ Q2 and H1 FY27 earnings call. We appreciate your continued interest in the Company. Earlier today, we announced our financial results for the quarter ended 30th September 2026, and the detailed financials and investor presentation are available on the stock exchanges and on our website. In my remarks today, I would like to focus on how our platform is evolving through the propositions we are taking to market, the channels through which customers can access them, and the experiences we are adding to our portfolio. We have discussed our strategic direction over the last few quarters. The more relevant question now is how that strategy is translating into practical offerings, stronger distribution and deeper engagement with our partners and their customers. Q2 was a quarter of steady progress across several important areas of our business, considering the ongoing geopolitical challenges. We are seeing improved adoption of our new-age boarding- pass-based benefits programme within credit card offerings, alongside growing interest from banks and card networks in services beyond traditional lounge benefits, such as Coffee BOGO, members-only club access and Flight Cancellation for Any Reason. While airport lounge access continues to remain an important part of card propositions, banks are gradually introducing complementary lifestyle and travel benefits to enhance their overall offerings. We see this as a positive evolution of the benefits ecosystem, creating opportunities to deepen our engagement with existing partners and expand our service portfolio. In parallel, we expanded our railway lounge presence with the addition of new lounge, further strengthening our position in this segment. Overall, the quarter reflected progress across gross margins, customer adoption and business diversification, as we continue to build scale across our travel and lifestyle benefits platform. One area where we are seeing encouraging traction is in lifestyle offerings such as Coffee BOGO and access to members-only private clubs. These services extend the DreamFolks proposition beyond individual travel occasions, bringing benefits into everyday routines as well as premium leisure experiences. For our banking and enterprise partners, this enables them to offer a wider range of benefits through a single integrated platform, leveraging our network and capabilities. Page 2 of 6 Dreamfolks Services Limited November 03, 2026 Our focus is on ensuring that these offerings are relevant, easily accessible and capable of generating repeat customer engagement across different segments and usage occasions. A significant development during the quarter is that DF Club Membership is now live on the loyalty platforms of multiple major banks. This creates an additional distribution channel for our membership offering, enabling us to reach customers through established bank loyalty platforms that are already part of their engagement ecosystem. We believe this can support awareness and discovery, while making travel and lifestyle experiences more accessible to a wider customer base. The launches announced at Global Fintech Fest in September 2026 further demonstrate the breadth of propositions our platform can support across different customer needs and distribution models. Rather than looking at these as standalone products, we see them as examples of our ability to work with partners to design and deliver benefits aligned with the product, target customer segment and intended experience. Our Flight Cancellation for Any Reason service with Mastercard is designed to provide eligible cardholders with greater flexibility when their travel plans change, subject to the applicable program terms and conditions. It addresses an important pain point in the travel journey and takes card-linked benefits beyond traditional access-based offerings by providing greater practical utility to customers. Our partnership with Elixir for a wellness-focused credit card also extends our presence into the wellness category, with DreamFolks powering the premium spa benefit layer of the proposition. This further demonstrates the flexibility of our platform in bringing together different lifestyle services within a single customer proposition. Another important launch was our partnership with The Card Company for a premium prepaid metal card on the RuPay network. As an RBI-licensed PPI issuer, The Card Company represents an emerging distribution channel beyond traditional credit card programs, with DreamFolks supporting the travel and lifestyle benefits layer of the offering. Taken together, these partnerships expand the range of products and partners [Showing first 8,000 characters — download PDF for full document]